Published on: 9169136. Rule 69V-60.003, F.A.C., which relates to excessive charges, is clarified to apply to retail installment sellers. Rule 69V-60.080, F.A.C., is created to provide guidance regarding computations of interest for simple interest retail installment contracts. Rule 69V-60.090, F.A.C., is created to provide guidance regarding the method of applying payments for retail installment contracts.