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Home » Cases Under Administrative Hearing » 19-002738PL

19-002738PL Department Of Financial Services, Division Of Insurance Agent And Agency Services vs. Christopher Eric Cosma
 Status: Closed
Settled and/or Dismissed prior to entry of RO/FO on Tuesday, July 16, 2019.

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1FI LE D

4CHIEF FINANCIAL OFFICER

7JIMMY PATRONIS STATE OF FLORIDA

12DEPARTMENT OF FINANCIAL SERVICES, )

17Petitioner,

18vs. DFS Case No. 215328-17-AG

23DOAH Case No. 19-273 8PL

28CHRISTOPHER ERIC COSMA, )

32Respondent. )

34CONSENT ORDER

36THIS CAUSE came on for consideration and final agency action. Upon consideration of

49the record, including the Settlement Stipulation for Consent Order dated July 31, 2019, and being

64otherwise fully advised in the premises, the Chief Financial Officer finds:

751. The Chief Financial Officer, as agency head of the Florida Department of

88Financial Services (Department), has jurisdiction over the subject matter of this case and the

102parties.

1032. The entry of this Consent Order and compliance herewith by Christopher Eric

116Cosma (Respondent), license #E009850, shall conclude the administrative proceeding of Case

127No. 215328-17-AG before the Department.

132IT IS THEREFORE ORDERED:

136(a) The Settlement Stipulation for Consent Order dated July 31, 2019, and

148attached hereto as "Exhibit A," is hereby approved and fully incorporated herein by reference.

162(b) The Respondent's license shall be suspended for a period of three (3)

175months pursuant to section 626.64 1 , Florida Statutes . During the period of suspension , and until

191the license is reinstated , Respondent may not engage in or attempt or profess to engage in any

208transaction or business for which a license or appointment is required under the Insurance Code

223or directly or indirectly own, control, or be employed in any manner by an agent, agency,

239adjuster , or adjusting firm.

243(c) At the end of the three (3) month period of suspension, the Respondent

257shall be entitled to file an application for reinstatement of licensure pursuant to section 626.641,

272Florida Statutes.

274(d) Respondent hereby withdraws his petition for hearing filed in DOAH Case

286No. 19-2738PL.

288DONE and ORDERED this

292Gregory Thomas

294Director, Agent & Agency Services

299Copies Furnished To:

302chris@floridahomesource.net

303Christopher Eric Cosma

306127 NE 15th Terrace

310Cape Coral , Florida 33909

314Greg Thomas, Director

317Division of Insurance Agent & Agency Services

324200 East Gaines Street

328Tallahassee, Florida 32399-0320

331Chase E. Den Beste

335Office of the General Counsel

340200 East Gaines Street

344Tallahassee , Florida 32399-0333

347CHIEF FINANCIAL OFFICER

350JIMMY PATRONIS STATE OF FLORIDA

355DEPARTMENT OF FINANCIAL SERVICES,

359Petitioner,

360VS. DFS Case No. 215328-17-AG

365DOAH Case No. 19-273 8PL

370CHRISTOPHER ERIC COSMA,

373Respondent.

374SETTLEMENT STIPULATION FOR CONSENT ORDER

379IT IS HEREBY AGREED and STIPULATED by and between Christopher Eric Cosma

391(Respondent ) and the State of Florida, Department of Financial Services ( Department ), that:

4061. Respondent is currently licensed as customer representative license number

416E009850. At all times relevant to the dates and occurrences referred to herein, Respondent was so

432licensed in this state.

4362. Pursuant to chapter 626, Florida Statutes, the Department has jurisdiction over

448Respondent's licensure and eligibility for licensure and appointment in the state and the subject

462matter of this proceeding.

4663. The Department conducted an investigation of Respondent in his capacity as a

479licensee. As a result thereof, the Department alleges that Respondent submitted agent of record

493forms to an insurer without the consent of the insureds. Respondent , in order to avoid the

509substantial expense involved in formal litigation of this matter and without admitting that the

523EXHIBIT

524Department's alleged violations are true, has determined in compromise and settlement to enter

537into this Settlement Stipulation for Consent Order.

5444. Respondent voluntarily waives the right to a hearing in this matter and voluntarily

558enters into this Settlement Stipulation for Consent Order.

5665. By entering into this Settlement Stipulation for Consent Order and by the filing of

581a Consent Order in this case, Respondent and the Department intend to and do fully resolve DFS

598Case No. 215328-17-AG, DOAH Case No. 19-2738PL, and any and all issues asserted or that

613could have been asserted by either party based upon the allegations in paragraph 3, above, and

629pertaining to the license disciplinary administrative penalties to be imposed against the

641Respondent.

6426. No party will appeal this Settlement Stipulation for Consent Order or the Consent

656Order to be issued in this case, and the parties specifically waive notice of the right to appeal as

675required by section 120.569(1), Florida Statutes.

6817. This document is a public record and contains information which is routinely

694published by the Department.

6988. Each party to this proceeding shall bear its own costs and attorney's fees, unless

713otherwise provided herein.

7169. This Settlement Stipulation for Consent Order is subject to the approval of the Chief

731Financial Officer or his designee. Upon his approval, and without further notice, the Chief

745Financial Officer or his designee may issue a Consent Order providing for the following:

759(a) Incorporation by reference of all the terms and conditions of this Settlement

772Stipulation for Consent Order.

776(b) The Respondent's license shall be suspended for a period of three (3)

789months pursuant to section 626.641, Florida Statutes. During the period of suspension, and until

803the license is reinstated, Respondent may not engage in or attempt or profess to engage in any

820transaction or business for which a license or appointment is required under the Insurance Code or

836directly or indirectly own, control, or be employed in any manner by an agent, agency, adjuster,

852or adjusting firm.

855(c) At the end of the three (3) month period of suspension, the Respondent shall

870be entitled to file an application for reinstatement of licensure, pursuant to sections 626.641,

884Florida Statutes.

886(d) Respondent hereby withdraws his petition for hearing/election of

895proceeding filed in DOAH Case No. 19-2738PL.

90210. Respondent certifies that the address and e-mail address below Respondent's

913signature are valid addresses.

917THE REMAINDER OF THIS PAGE IS INTENTIONALLY LEFT BLANK

92611. Respondent agrees that the Consent Order may be sent to Respondent via the e-

941mail address below Respondent's signature.

946WHEREFORE, the undersigned parties hereby acknowledge and agree to the terms and

958conditions of the foregoing Settlement Stipulation for Consent Order, subject to final approval by

972the Chief Financial Officer, or his designee, by written consent on the last date executed below.

988Dated and signed this

99215 day of JuIY ,2019 day of 2019

1000Christopher Eric Cosma Chase E. Den Beste

1007127 Northeast 15th Terrace Florida Bar Number 126075

1015Cape Coral, Florida 33909 Department of Financial Services

1023chris@floridahomesource.net 200 East Gaines Street Office of the General Counsel

1033Respondent Tallahassee, Florida 32399-0333

1037Phone Number: (850) 413-4265

1041Chase.denbeste@myfloridacfo.com

1042Attorney for the Department

Dockets
Select the PDF icon to view the document.
PDF
Date
Proceedings
PDF:
Date: 08/16/2019
Proceedings: Consent Order filed.
PDF:
Date: 08/13/2019
Proceedings: Agency Final Order
PDF:
Date: 07/16/2019
Proceedings: Order Closing File and Relinquishing Jurisdiction. CASE CLOSED.
PDF:
Date: 07/15/2019
Proceedings: Motion to Relinquish Jurisdiction filed.
PDF:
Date: 06/13/2019
Proceedings: Petitioner's First Request for Admissions filed.
PDF:
Date: 06/13/2019
Proceedings: Notice of Appearance (Marshawn Griffin) filed.
PDF:
Date: 05/31/2019
Proceedings: Order of Pre-hearing Instructions.
PDF:
Date: 05/31/2019
Proceedings: Notice of Hearing by Video Teleconference (hearing set for July 31, 2019; 9:30 a.m.; Fort Myers and Tallahassee, FL).
PDF:
Date: 05/29/2019
Proceedings: Joint Response to Initial Order filed.
PDF:
Date: 05/22/2019
Proceedings: Initial Order.
PDF:
Date: 05/21/2019
Proceedings: Election of Proceeding filed.
PDF:
Date: 05/21/2019
Proceedings: Administrative Complaint filed.
PDF:
Date: 05/21/2019
Proceedings: Agency referral filed.

Case Information

Judge:
ELIZABETH W. MCARTHUR
Date Filed:
05/21/2019
Date Assignment:
05/22/2019
Last Docket Entry:
08/16/2019
Location:
Fort Myers, Florida
District:
Middle
Agency:
Other
Suffix:
PL
 

Counsels

Related DOAH Cases(s) (2):

Related Florida Statute(s) (2):