To provide a format for proof of insurance cards to incorporate legislative changes that allow for electronic devices to be used as proof of insurance.

 

DEPARTMENT OF HIGHWAY SAFETY AND MOTOR VEHICLES

Division of Driver Licenses

RULE NO.:RULE TITLE:

15A-3.006Identification Cards

PURPOSE AND EFFECT: To provide a format for proof of insurance cards to incorporate legislative changes that allow for electronic devices to be used as proof of insurance.

SUMMARY: The rule is amended to provide standards regarding an electronic format for proof of insurance, in addition to paper-formatted proof of insurance cards.

SUMMARY OF STATEMENT OF ESTIMATED REGULATORY COSTS AND LEGISLATIVE RATIFICATION:

The Agency has determined that this will not have an adverse impact on small business or likely increase directly or indirectly regulatory costs in excess of $200,000 in the aggregate within one year after the implementation of the rule. A SERC has not been prepared by the agency.

The Agency has determined that the proposed rule is not expected to require legislative ratification based on the statement of estimated regulatory costs or if no SERC is required, the information expressly relied upon and described herein: The nature of the rule, input from the affected industry, and the preliminary analysis conducted to determine whether a SERC was required.

Any person who wishes to provide information regarding a statement of estimated regulatory costs, or provide a proposal for a lower cost regulatory alternative must do so in writing within 21 days of this notice.

RULEMAKING AUTHORITY: 316.646(5), 324.042 FS.

LAW IMPLEMENTED: 316.646(1), 320.02(5), 324.022, 627.733 FS.

IF REQUESTED WITHIN 21 DAYS OF THE DATE OF THIS NOTICE, A HEARING WILL BE HELD AT THE DATE, TIME AND PLACE SHOWN BELOW (IF NOT REQUESTED, THIS HEARING WILL NOT BE HELD):

DATE AND TIME: January 3, 2014, 9:00 a.m.

PLACE: Department of Highway Safety and Motor Vehicles, 2900 Apalachee Parkway, Room B130, Tallahassee, Florida 32399

Pursuant to the provisions of the Americans with Disabilities Act, any person requiring special accommodations to participate in this workshop/meeting is asked to advise the agency at least 5 days before the workshop/meeting by contacting: Jean Hoover, Highway Safety Specialist, 2900 Apalachee Parkway, Tallahassee, FL 32399-0500, Room A202, [e-mail]. If you are hearing or speech impaired, please contact the agency using the Florida Relay Service, 1(800)955-8771 (TDD) or 1(800)955-8770 (Voice).

THE PERSON TO BE CONTACTED REGARDING THE PROPOSED RULE IS: Jean Hoover, Highway Safety Specialist, 2900 Apalachee Parkway, Tallahassee, FL. 32399-0500, Room A202, [e-mail]

 

THE FULL TEXT OF THE PROPOSED RULE IS:

 

15A-3.006 Identification Cards.

(1) For renewals and new policies issued after June 1, 2014 Effective October 1, 1989, proof that personal injury protection benefits and property damage liability insurance have been purchased when required under Sections 627.733 and 324.022, F.S., shall be made by the applicant at the time of registration of any motor vehicle owned as defined in Section 627.732, F.S. Insurers shall furnish uniform proof of insurance purchase cards in paper or electronic formats such form as prescribed by the Department. Such proof of insurance card shall also indicate the existence of any bodily injury liability insurance voluntarily purchased.

(2) The required paper or electronically-formatted proof of insurance I.D. card must be provided for all policies issued or renewed with personal injury protection/property damage liability and bodily injury liability PIP and property damage liability on and after October 1, 1989. Such proof of insurance Effective October 1, 1990, such I.D. card shall indicate the vehicle year, make and VIN number of up to two insured vehicles per proof insured up to a maximum of 25. No more than two vehicles may be shown on a single proof of insurance when the policy covers more than two vehicles but less than 25. When more than 25 vehicles are insured under any policy, the term “Fleet Coverage” must may be indicated. Proof of insurance I.D. cards must be furnished on renewal policies at least annually thereafter.

(3) New proof of insurance I.D. cards shall be provided whenever there is a change in the required information. Electronically-formatted proof of insurance requires the same information as the paper proof of insurance.

(a) Specifications for paper or electronic proof of insurance I.D. card specifications are as follows:

1. Size: 3 1/2 inches × 2 1/4 inches, if paper card is issued.

2. Color: Optional

3. Information:

a. Header – Florida Automobile Insurance Identification Card.

b. Company Number: Numeric Florida identification number of the insurance company (not group).

c. Company Name: Insurer’s full legal company name or group name provided on the insurance policy.

d. Named Insured: First and last name(s) of the insured as indicated on the policy.

e. Policy Type: Must include an indicator of the type of coverage provided: personal injury protection/property damage liability, bodily injury liability.

f. Policy Number: Alphanumeric assigned policy number, self-insurance license, or contract number.

g. Effective Date: Numeric policy effective date, date the terms and conditions of the policy commence (special characters allowed). Effective date must include month, day and year.

h. Vehicle Identification Number (VIN):

(I) Vehicle(s) Year and Make (not to exceed two vehicles per proof of insurance)

(II) Fleet Coverage (more than twenty five vehicles insured)

i. Not valid more than one year from effective date.

j. Warning of violation of Section 316.646, F.S., must be present on all I.D. cards, “Misrepresentation of insurance is a first degree misdemeanor.”

1. Florida Automobile Insurance Identification Card

2. Name of Insurance Company or Group

3. Policy Number* Effective Date**

4. [ ] Personal Injury Protection Benefits/Property Damage Liability***

[ ] Bodily Injury Liability***

5. Named Insured

6.(a) Vehicle year, make, VIN number

(b) Fleet Coverage (more than twenty-five vehicles insured)

7. Not valid more than one year from effective date.

8. Warning of violation of s. 316.646(4), F.S., must be present on all I.D. cards, “Misrepresentation of insurance is a first degree misdemeanor.”

__________________________________________________________________________________________

FLORIDA AUTOMOBILE INSURANCE IDENTIFICATION CARD

(NAME OF INSURANCE COMPANY OR GROUP)

POLICY NUMBER/FLORIDA CODE NO.:* __________	EFFECTIVE DATE** _____________
___ PERSONAL INJURY	___ BODILY INJURY
PROTECTION BENEFITS/	LIABILITY***
PROPERTY DAMAGE
LIABILITY***
NAMED INSURED
YEAR, MAKE AND VIN NUMBER, OR FLEET COVERAGE
(IF MORE THAN TWENTY-FIVE VEHICLES INSURED)
NOT VALID FOR MORE THAN ONE YEAR FROM EFFECTIVE DATE
______________________________________________________
*Company code immediately follows the policy number and is always preceded by a dash.
**Effective date must include month, day and year.
***Boxes must be checked in accordance with coverage(s) provided.

(b) Sequence of Information. Items a. through i. must be formatted as shown in the exhibit above. 1 through 6 must be shown in the order indicated. Item i. 7 must be printed across the bottom of the proof of insurance card.

(4) Captions. Items 1, 3, 4, 5, and 7 must be captioned as shown in the exhibit. In Item 3, policy number and effective date must be shown on the same line. Additional information may be added to the front side of the proof of insurance card but not above the required information other than Item (3)(a)3.i. 7. The reverse Reverse side of any foldover, which is part of the paper proof of insurance, I.D. card mailing may also be used for additional information. Warning of violation (Item (3)(a)3.j.) may be printed on the reverse side of a paper proof of insurance I.D. Card.

Rulemaking Specific Authority 316.646(5), 324.042 FS. Law Implemented 316.646(1), 320.02(5), 324.022, 627.733 FS. History–New 5-23-78, Formerly 15A-3.06, Amended 12-11-89, 3-25-93,___________.

 

NAME OF PERSON ORIGINATING PROPOSED RULE: Julie Gentry, Bureau Chief, Department of Highway Safety and Motor Vehicles

NAME OF AGENCY HEAD WHO APPROVED THE PROPOSED RULE: Governor and Cabinet

DATE PROPOSED RULE APPROVED BY AGENCY HEAD: December 10, 2013

DATE NOTICE OF PROPOSED RULE DEVELOPMENT PUBLISHED IN FAR: October 17, 2013