Rules Review by JAPC
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69. Department of Financial Services |
69o. DFS, OIR INSURANCE REGULATION |
69O-123.001. Purpose |
69O-123.002. Procedure |
69O-125.002. Unfair Discrimination In Insurance Rates - Multi-Policy Discounts |
69O-125.003. Unfair Discrimination Because Of Travel Plans |
69O-125.005. Use Of Credit Reports And Credit Scores By Insurers |
69O-125.006. Unfair Discrimination In Use Of Credit Reports And Credit Scores And Insurers |
69O-128.025. S |
69O-136.002. Foreign And Alien Insurers Filing For A Certificate Of Authority |
69O-136.004. Surplus Lines |
69O-136.005. Captive Insurers |
69O-136.006. Domestic Insurers Filing For An Application For Permit |
69O-136.011. Domestic Insurers Filing For A Permit Or Preliminary Certificate Of Authority, As Applicable, And Certificate Of Authority |
69O-136.012. Forms Adopted |
69O-136.015. Procedure To Amend An Existing Certificate Of Authority To Add A New Line Of Business |
69O-136.018. S |
69O-136.019. Insurance Administrator Annual Report And Licensure Application |
69O-136.031. Registration As A Purchasing Group |
69O-136.032. Registration As A Risk Retention Group |
69O-136.034. Uniform Certificate Of Authority Expansion Application (Foreign And Alien Insurers Filing For Certificate Of Authority) |
69O-137.001. Annual And Quarterly Reporting Requirements |
69O-137.002. Annual Audited Financial Reports |
69O-137.003. Premium Growth Reporting |
69O-137.004. Reports Of Information By Health Insurers Required |
69O-137.008. Filing Of Statistical And Quarterly Reports For Individually Rated Risks And Excess Rates |
69O-137.009. Filing Procedures For Commercial And Personal Residential Property Supplemental Quarterly Report |
69O-137.013. Florida Hurricane Catastrophe Fund Assessment Information Gathering |
69O-138.001. Naic Financial Condition Examiners Handbook Adopted |
69O-138.002. Financial, Rate, And Market Conduct Examination Reimbursement Expenses |
69O-138.005. Exams By Non Employees |
69O-138.021. Special Consent Investments |
69O-138.041. Scope |
69O-138.043. General Requirements |
69O-138.047. Description Of Actuarial Memorandum Including An Asset Adequacy Analysis And Regulatory Asset Adequacy Issues Summary |
69O-141.003. Plan Of Correction |
69O-141.020. 430, Florida Statutes |
69O-141.021. 7013, Florida Statutes |
69O-142.011. Insurer Conduct Penalty Guidelines |
69O-142.015. Standardized Requirements Applicable To Insurers After Hurricanes Or Natural Disasters |
69O-142.200. Military Sales Practices |
69O-143.013. 76 Of The Act Of Acquisitions Of Shares Of Stock And Stock Options Under Certain Stock Bonus, Stock Option Or Similar Plans |
69O-143.030. Information To Be Furnished To Stockholders |
69O-143.032. Material Required To Be Filed |
69O-143.035. Special Provisions Applicable To Election Contests |
69O-143.041. Definitions |
69O-143.042. Custody Agreement; Requirements |
69O-143.045. Definitions |
69O-143.046. Registration Of Insurers |
69O-143.047. Standards |
69O-143.056. Acquisition Of Controlling Stock |
69O-144.002. Approval Procedures |
69O-144.003. Disclosures |
69O-144.005. Credit For Reinsurance |
69O-144.007. Credit For Reinsurance From Certified Reinsurers |
69O-148.001. Funding Of Preneed Contracts With Life Insurance Or Annuities |
69O-149.002. Scope And Applicability |
69O-149.003. Rate Filing Procedures |
69O-149.004. Experience Records |
69O-149.005. Reasonableness Of Benefits In Relation To Premiums |
69O-149.006. Acturial Memorandum |
69O-149.007. Annual Rate Certification (Arc) Filing Procedures |
69O-149.021. Form Filing Procedures |
69O-149.022. Forms Adopted |
69O-149.023. Review |
69O-149.0025. Defintions |
69O-149.037. Calculation Of Premium Rates |
69O-149.038. Employee Health Care Access Act Statement Reporting Requirement |
69O-149.039. 6699, Florida Statutes, The Employee Health Care Access Act |
69O-149.040. Change Of Status Of Small Employer Carrier'S Election To Become Risk-Assuming Carrier Or Reinsuring Carrier |
69O-149.041. Marketing Communication Material And Marketing Guidelines |
69O-149.044. Forms |
69O-149.051. Purpose |
69O-149.052. Establishing A Self-Funded Health Benefit Plan |
69O-149.053. On-Going Review Of The Self-Funded Health Benefit Plan |
69O-149.054. Forms Incorporated By Reference |
69O-149.0055. Healthy Lifestyle Rebate |
69O-149.203. Group Conversion Premium |
69O-149.204. Outline Of Coverage |
69O-149.205. Standard Risk Rate |
69O-149.206. Preferred Provider/Exclusive Provider Standard Risk Rates |
69O-149.207. Health Maintenance Organization Standard Risk Rates |
69O-149.303. Cover Florida Plan Disclosure Form |
69O-150.206. Marketing Communications Of Benefits Payable, Losses Covered, And Premiums Payable |
69O-154.110. Certificate Of Creditable Coverage |
69O-154.111. Demonstration Of Creditable Coverage If Certificate Is Not Provided |
69O-154.112. Guaranteed Availability Of Individual Health Coverage To Eligible Individuals |
69O-154.114. Withdrawal From The Individual Market |
69O-154.115. Designation Of Election To Become A Risk-Assuming Or Reinsuring Carrier |
69O-154.201. Scope |
69O-154.202. Definitions |
69O-154.203. Categories Of Reserves |
69O-154.204. Specific Minimum Standards For Morbidity, Mortality And Interest |
69O-154.210. Tables |
69O-154.303. Initial Notice |
69O-154.304. Notice Of Occurrence Of A Qualifying Event |
69O-154.305. Election And Premium Notice Form |
69O-154.410. Withdrawal From The Group Market |
69O-154.512. Withdrawal From The Small Group Market |
69O-156.002. Scope |
69O-156.003. Definitions |
69O-156.004. Policy Definitions And Terms |
69O-156.005. Policy Provisions |
69O-156.006. Minimum Benefit Standards For Pre-Standarized Medicare Supplement Benefit Plan Policies Or Certificates Issued For Delivery Prior To January 1, 1992 |
69O-156.008. Standard Medicare Supplement Benefit Plans For 1990 Standardized Medicare Supplement Benefit Plan Policies Or Certificates Issued For Delivery On Or After January 1, |
69O-156.011. Loss Ratio Standards And Refund Or Credit Of Premium |
69O-156.012. Filing And Approval Of Policies And Certificates And Premium Rates |
69O-156.014. Required Disclosure Provisions |
69O-156.015. Requirements For Application Forms And Replacement Coverage |
69O-156.017. Appropriateness Of Recommended Purchase And Excessive Insurance |
69O-156.018. Reporting Of Multiple Policies |
69O-156.020. Prohibition Against Use Of Genetic Information And Requests For Genetic Testing |
69O-156.030. Medicare Select |
69O-156.0075. Benefit Standards For 2010 Standardized Medicare Supplement Benefit Plan Policies Or Certificates Issued For Delivery With An Effective Date For Coverage On Or After |
69O-156.0085. Standard Medicare Supplement Benefit Plans For 2010 Standardized Medicare Supplement Benefit Plan Policies Or Certificates Issued For Delivery With An Effective Date |
69O-156.0095. Guaranteed Issue For Eligible Persons |
69O-157.004. Out-Of-State Group Long-Term Care Insurance |
69O-157.018. Right To Return Policy - Free Look |
69O-157.104. Policy Practices And Provisions |
69O-157.105. Refund Of Premium |
69O-157.111. Reporting Requirements |
69O-157.114. Filing Requirement - Out Of State Groups |
69O-157.117. Prohibition Against Preexisting Conditions And Probationary Periods In Replacement Policies Or Certificates |
69O-157.201. Standards For Approved Long-Term Care Partnership Program Policies |
69O-157.301. Rate Increase Standards |
69O-157.302. Facility Only Rates |
69O-157.303. Home Health Care Only Rates |
69O-157.304. Comprehensive Only Rates |
69O-157.1100. Requirements For Exchange Of Coverage |
69O-157.1155. Producer Training |
69O-161.001. Purpose |
69O-161.009. Form Availability |
69O-161.010. Guidelines For Prior Authorization Forms |
69O-161.011. Use Of Prior Authorization Form |
69O-162.008. Contract Provision; Expense, Mortality And Investment Increment Factor |
69O-162.012. Valuation Of Account Assets; Reserve Liability |
69O-162.102. Purpose |
69O-162.103. Definitions |
69O-162.104. Individual Annuity Or Pure Endowment Contracts |
69O-162.106. Application Of 1994 Gar Table And The 2012 Iar Mortality Table |
69O-162.108. Tables |
69O-162.201. Adoption Of 2001 Commissioners Standard Ordinary (Cso) Mortality Tables |
69O-162.202. Adoption Of 2001 Commissioners Standard Ordinary (Cso) Ultimate Mortality Tables For Determining Reserve Liabilities For Credit Life Insurance |
69O-162.203. Adoption Of 2001 Commissioners Standard Ordinary (Cso) Preferred Mortality Tables For Determining Reserve Liabilities For Ordinary Life Insurance |
69O-163.009. Determination Of Reasonableness Of Benefits In Relation To Premium Charge |
69O-163.011. Credit Disability Insurance Rates |
69O-163.0075. Term And Evidence Of Insurance |
69O-164.020. Valuation Of Life Insurance Policies |
69O-164.030. Application Of Rule |
69O-164.040. Determining Reserve Liabilities For Preneed Life Insurance |
69O-166.031. Mediation Of Property Insurance Claims |
69O-166.045. Special Purpose Homeowners Insurance Company (Sphic); Notice Requirements |
69O-167.002. Private Passenger Motor Vehicle Insurance; Completion Of Underwriting Notice Of Incorrect Premium, Return Of Unearned Premium |
69O-167.004. Required Preinsurance Inspection Of Private Passenger Motor Vehicles |
69O-167.009. Mortgage Property Insurance Requirements Limited |
69O-167.011. Homeowner'S Policies: Offer Of Replacement Cost Coverage And Law And Ordinance Coverage |
69O-167.013. Residential Property Insurance Checklists And Disclosures |
69O-167.014. Alternative Methods To Handwritten Statements |
69O-167.015. Home Structure Rating System Adopted |
69O-167.024. Rate Filings For Inland Marine Insurance |
69O-170.003. Calculation Of Underwriting Profit Factor |
69O-170.005. Use Of Filed Rates |
69O-170.006. Rate Manual Filings And Revisions |
69O-170.007. Annual Rate Filings |
69O-170.012. Sinkhole Insurance |
69O-170.013. Filing Procedures For Property And Casualty Insurance Rates, Rules, Underwriting Guidelines, And Forms |
69O-170.014. Homeowners Insurance Ratemaking And Rate Filing Procedures |
69O-170.017. Windstorm Mitigation Discounts |
69O-170.030. Loss Reserve Discounts |
69O-170.101. Title, Scope, Application, And Purpose |
69O-170.103. Demand For Arbitration And Response |
69O-170.105. Costs, Expenses And Fees Of The Arbitration |
69O-170.107. Procedure For Arbitration |
69O-170.109. Selection Of The Arbitration Panel |
69O-170.111. Scope Of The Evidence In A Rate Filing Arbitration |
69O-170.113. Computation Of Time; Service By Mail |
69O-170.115. Filing And Service Of Papers; Signing |
69O-170.117. Discovery |
69O-170.119. Subpoenas And Witnesses; Fees |
69O-170.121. Official Recognition Of Facts |
69O-170.123. Motion Hearings By Telephone |
69O-170.126. Pre-Hearing Conference; Pre-Hearing Stipulation |
69O-170.127. Notice Of Final Hearing; Scheduling |
69O-170.129. Conduct Of Proceedings |
69O-170.131. Conduct Of Formal Hearing; Evidence |
69O-170.133. Post-Hearing Memorandum |
69O-170.135. Final Decision And Award |
69O-170.0135. Actuarial Memorandum |
69O-170.137. Related Laws And Rules |
69O-170.0141. Dwelling Insurance Ratemaking And Rate Filing Procedures |
69O-170.0142. Ratemaking And Rate Filing Procedures For Commercial Residential Insurance And All Other Lines |
69O-170.0143. Ratemaking And Rate Filing Procedures For Liability Insurance For Medical Malpractice |
69O-170.0144. Public Hurricane Loss Projection Model - Fee Schedule |
69O-170.0155. Forms |
69O-170.0195. Reasonable Degree Of Competition Criteria - Monroe County |
69O-171.002. General Reporting Requirements |
69O-171.003. Reports By Insurers Of Professional Liability Claims And Actions Required |
69O-171.004. Reports Of Information By Products Liability Insurers Required |
69O-171.008. Insurer Experience Reporting - Calendar Year Experience |
69O-171.009. Medical Malpractice Insurance Open Claims Reporting |
69O-175.001. Calculation Of Underwriting Profit Factor In Motor Vehicle Insurance Rates |
69O-175.003. Motor Vehicle Insurance Ratemaking And Rate Filing Procedures |
69O-175.008. Discrimination In Private Passenger Motor Vehicle Insurance Rates - Based On History Of Accidents |
69O-175.021. Insurer Experience Reporting - Excessive Profits, Automobile Insurance |
69O-176.013. Notification Of Insured'S Rights And Standard Disclosure Form; Personal Injury Protection Benefits |
69O-176.022. Mediation Of Bodily Injury And Property Damage Claims |
69O-185.005. Advertisement Of Mortgage Insurance |
69O-185.007. Insurer To Maintain And File Records |
69O-186.003. Insurance Rates |
69O-186.005. Premium Schedule Applicable To "Truth In Lending" And Other Endorsements |
69O-186.010. Insurer'S Assumption Of Certain Liabilities |
69O-186.013. Title Insurance Statistical Gathering |
69O-186.014. Title Insurance Statistical Gathering-Title Insurance Underwriters |
69O-186.016. Forms Adopted |
69O-186.017. Certificate Of Mortgage Release |
69O-187.006. Deficit Assessments And Surplus Funds |
69O-187.007. Continuing Requirements Including Filing Of Reports And Rates |
69O-187.008. Contracts For Excess Insurance |
69O-187.009. Termination Or Merger Of Self-Insurance Trust Fund |
69O-188.022. Filing Of The Commercial Self-Insurance Fund Experience Reporting Form |
69O-188.023. Filing Of The Annual Statement By Commercial Self-Insurance Funds |
69O-188.024. Deficiency/Assessment Procedure |
69O-189.001. General Reporting Requirements |
69O-189.003. Workers' Compensation: Application And Audit Procedures |
69O-189.004. Deviation Filing Information |
69O-189.007. Insurer Experience Reporting - Excessive Profits, Workers' Compensation Insurance |
69O-189.014. Workers' Compensation Rating Plan For Managed Care Premium Credits |
69O-189.015. Workers' Compensation Insurer Reporting Of Significant Underwriting Changes |
69O-189.016. Filing Procedures For Workers' Compensation Classifications, Rules, Rates, Rating Plans, Deviations And Forms |
69O-191.029. Maintaining Eligibility For Certificate Of Authority |
69O-191.051. Filing, Approval Of Subscriber Contract And Related Forms |
69O-191.054. Rates |
69O-191.066. Claim Payments |
69O-191.075. Annual And Quarterly Reports |
69O-191.107. Prescribed Forms |
69O-191.0545. Healthy Lifestyle Rebate |
69O-192.058. Forms Incorporated By Reference |
69O-193.023. Escrow Agreements And Amendments |
69O-194.010. Fees |
69O-194.030. Forms Incorporated By Reference |
69O-196.005. Filing Surety Bond In Lieu Of Net Worth |
69O-196.007. Annual Reports |
69O-196.008. Failure To Comply |
69O-196.009. Other Reports And Corrective Action Plans |
69O-196.015. Forms Incorporated By Reference |
69O-196.021. Disclosure Requirements For Insurance Coverages Financed With Personal Injury Protection |
69O-196.025. Statement Of Account; Receipts |
69O-196.035. Required Books And Records |
69O-197.006. Insurance Administrator Annual Report |
69O-198.003. License Required |
69O-198.010. License Continuance |
69O-198.012. Annual Statement And Quarterly Reports |
69O-199.008. General Eligibility Requirements |
69O-199.010. License Renewal |
69O-199.012. Annual Statement |
69O-199.015. Forms Incorporated By Reference |
69O-200.004. Qualification To Obtain And Hold A License |
69O-200.005. Use Of The Statutory Deposit |
69O-200.006. Contractual Liability Insurers |
69O-200.007. Cancellation Refunds |
69O-200.009. Form Filings |
69O-200.014. Exemption From Financial Examination |
69O-200.015. Forms Incorporated By Reference |
69O-201.010. License Continuance |
69O-201.012. Annual Statement And Quarterly Reports |
69O-202.015. Forms Incorporated By Reference |
69O-203.021. Standards For Fingerprint Cards For New Applicants And Acquisition Applications |
69O-203.042. Filing, Approval Of Subscriber Contract And Related Forms |
69O-203.045. Rates |
69O-203.070. Annual And Quarterly Reports |
69O-203.100. Prescribed Forms |
69O-203.201. Definitions |
69O-203.202. Standards For Discount Plans |
69O-203.203. Standards For The Form And Content Of Advertisements Or Marketing Materials |
69O-203.204. Filing, Approval Of Dmpo Plans, Rates And Related Forms |
69O-203.205. Bundled Products |
69O-203.210. Forms Incorporated By Reference |
69O-204.010. Purpose And Scope |
69O-204.020. Definitions |
69O-204.030. Forms Incorporated By Reference |
69O-204.040. Prohibited Practices And Conflicts Of Interest |
69O-204.050. Anti-Fraud |
69O-204.060. Required Supplemental Annual Transaction Detail |
69O-204.070. Anti-Fraud |
69O-204.101. Disclosures To Viator Of Disbursement |
69O-204.201. Life Expectancy Providers |
69O-207.001. Late Filed Reports - Fine Schedule |
69O-207.002. Electronic Filing |
69O-207.003. Forms Incorporated By Reference |
69O-211.001. Purpose |
69O-211.002. General Procedures |
69O-211.003. License To Sell Life Insurance To Fund Prearranged Funeral Services Or Merchandise |
69O-211.004. Appointment Renewal Procedure |
69O-211.005. Fees |
69O-211.007. Effective Date Of Termination Of Appointment |
69O-211.010. Purpose |
69O-211.011. Photo Identification Required |
69O-211.012. Exemptions To Photo Identification Requirement |
69O-211.020. Purpose |
69O-211.021. Definitions |
69O-211.022. Character And Credit Reports Required |
69O-211.0035. Licensure Application Procedure |
69O-211.040. Purpose And Scope |
69O-211.041. Definitions |
69O-211.042. Effect Of Law Enforcement Records On Applications For Licensure |
69O-211.110. Purpose |
69O-211.120. Scope |
69O-211.130. Definitions |
69O-211.140. Entities |
69O-211.150. School Officials |
69O-211.160. Instructors |
69O-211.170. Courses |
69O-211.180. Schedule And Attendance Records |
69O-211.190. Certification Of Students |
69O-211.200. Attendance |
69O-211.210. Exempted Courses |
69O-211.220. Examinations |
69O-211.230. Fees |
69O-211.240. Facilities |
69O-211.250. Advertising |
69O-211.260. Study Aids |
69O-211.270. Prohibited Practices |
69O-211.280. Falsification Of Reports |
69O-211.290. Forms |
69O-211.300. Transition Time In The Event Of Rule Changes |
69O-211.310. Penalties |
69O-211.320. Curriculum Standards For Special Designation |
69O-213.010. Purpose And Scope |
69O-213.020. Definitions |
69O-213.040. Who May Appoint A Customer Representative |
69O-213.050. Limits On Lines And Products The Customer Representative May Handle |
69O-213.060. Appointment Of Customer Representative And Designation Of Supervising Agent |
69O-213.070. Termination Of Appointment Or Supervision |
69O-213.080. Duties Of Appointing Agent |
69O-213.090. Duties Of Appointing Agency |
69O-213.100. Duties Of Designated Supervising Agent |
69O-213.110. Customer Representative'S Duties |
69O-213.120. Duty To Supervise Explained |
69O-213.130. The Customer Representative'S Authority; Limitations |
69O-215.210. Scope |
69O-215.215. Twisting |
69O-215.220. Rebating |
69O-215.225. Defamation |
69O-215.230. Misrepresentations |
69O-220.001. Pre-Qualification And Licensure Of Emergency Adjusters |
69O-220.051. Conduct Of Public Adjusters |
69O-220.201. Ethical Requirements |
69O-221.001. License Required |
69O-221.003. Managing General Agents |
69O-221.005. Currently Revoked, Suspended Or Denied License |
69O-221.051. Actively Engaged In Business; Place Suitably Designated; Accessible To Public |
69O-221.055. Permanent Office Records Required |
69O-221.060. Notice Of Change Of Address |
69O-221.065. Statistical Reporting Form |
69O-221.070. Build-Up Funds; Reporting |
69O-221.075. Power Of Attorney; Penal Sum Of Bond; Not Applicable To Automobile Clubs |
69O-221.080. Professional Bail Bond Agent; Justification And Sufficiency Of Sureties |
69O-221.085. Rate Filing; Approval; Proof |
69O-221.095. Soliciting Business |
69O-221.100. Terms And Conditions Of Contract; Surrender Form |
69O-221.105. Premium Charge Only Permitted |
69O-221.110. Premium Shall Be Term Charge; Premium Refund; When |
69O-221.115. Pre-Numbered Receipt As Evidence Of Payment |
69O-221.120. Pre-Numbered Receipt As Evidence Of Collateral |
69O-221.125. Collateral Security; Affidavit; Form |
69O-221.130. Collateral Security; Statement; Form |
69O-221.135. Collateral Security Requirements |
69O-221.140. Indemnity Agreement; Form |
69O-221.145. Use Of Credit Cards And Cash Advance Facilities In Conjunction With Issuing Bail Bonds |
69O-221.150. Department May Request Information |
69O-228.010. Purpose |
69O-228.020. Scope |
69O-228.030. Definitions |
69O-228.040. Course Providers |
69O-228.050. School Officials |
69O-228.060. Instructors And Supervising Instructors |
69O-228.080. Course Approval; Requirements; Guidelines |
69O-228.090. Course Offerings And Attendance Records |
69O-228.100. Certification Of Students |
69O-228.110. Textbooks |
69O-228.120. Course Fees |
69O-228.130. Facilities |
69O-228.150. Advertising |
69O-228.160. Prohibited Practices |
69O-228.180. Forms |
69O-228.190. Transition Time In The Event Of Rule Changes |
69O-228.210. Penalties For Course Providers, School Officials, Supervising Instructors, Instructors, And Monitors |
69O-228.220. Licensee Compliance; Requirements; Penalties For Non-Compliance |
69O-228.230. Extensions |
69O-228.240. Applicabilitiy Of Continuing Education Requirement For New Licensees |
69O-228.250. Exempted Licensees |
69O-238.001. Application And Renewal |
69O-238.002. Change In Information |