4. DEPARTMENT OF INSURANCE
d4. Departmental

 4-1.001. Permanent Office Records Required
 4-1.002. Pre-Numbered Receipt As Evidence Of Payment
 4-1.04. Actively Engaged In Business; Place Suitably Designated; Accessible To Public
 4-1.05. Of Insurance
 4-1.005. Premium Charge Only Permitted
 4-1.006. License Required
 4-1.007. Currently Revoked
 4-1.008. Power Of Attorney
 4-1.009. Premium Shall Be Term Charge; Premium Refund; When
 4-1.010. Department Or Bail Bond Advisory Council May Request Information
 4-1.011. Rate Filing; Approval; Proof
 4-1.012. Annual Listing Of Assets And Liabilities
 4-1.013. Premium Tax
 4-1.014. Collateral Security
 4-1.016. Terms And Conditions Of Contract; Form
 4-1.017. Notice Of Change Of Address
 4-1.17. Notice Of Change Of Address
 4-1.18. Soliciting Business
 4-1.018. Soliciting Business
 4-1.019. Statistical Reporting Form
 4-1.19. Statistical Reporting Form
 4-1.020. Use Of Credit Cards And Cash Advance Facilities In Conjunction With Issuing Bail Bonds
 4-1.021. Build-Up Funds; Reporting
 4-1.0021. Pre-Numbered Receipt As Evidence Of Collateral
 4-1.0141. Collateral Security; Statement; Form
 4-1.142. Collateral Security Requirements
 4-2.04. &Quot;Mortgage Guaranty Insurance&Quot;
 4-2.06. Contingency Reserve To Be Set Aside; Period Of Time
 4-2.07. Limitation On Insurer
 4-2.08. Reinsurance
 4-2.11. Insurer To Maintain And File Records
 4-2.011. Insurer To Maintain And File Records
 4-3.016. Title Insurance
 4-4.21.
 4-6.001. Purpose
 4-6.002. Applicability
 4-6.003. Definitions
 4-6.005. Form And Content Of Advertisements
 4-6.006. Advertisements Of Benefits Payable, Losses Covered Or Premiums Payable
 4-6.007. Necessity For Disclosing Policy Provisions Relating To Renewability, Cancellability, And Termination
 4-6.008. Testimonials Or Endorsements By Third Parties
 4-6.009. Use Of Statistics
 4-6.011. Disparaging Comparisons And Statements
 4-6.012. Jurisdictional Licensing And Status Of Insurer
 4-6.013. Identify Of Insurer
 4-6.014. Group Or Quasi-Group Implications
 4-6.015. Introductory, Initial, Or Special Offers
 4-6.017. Application In Advertisement
 4-6.018. Enforcement Procedures
 4-6.019. Filing For Review
 4-6.020. Prior Rules
 4-6.0185. Filing For Review
 4-7.08. Rights And Treatment Of Debtors
 4-7.09. Determination Of Reasonableness Of Benefits In Relation To Premium Charge
 4-7.009. Determination Of Reasonableness Of Benefits In Relation To Premium Charge
 4-7.010. Credit Life Insurance Rates
 4-7.10. Credit Life Insurance Rates
 4-7.11. Credit Accident And Health Insurance Rates
 4-7.011. Credit Accident And Health Insurance Rates
 4-7.12. Experience Reports
 4-7.13. Effective Date
 4-8.007. Premium Not To Be Increased For Two Years
 4-8.008. State Comprehensive Health Association; Notification Requirements And Procedures Relating To Coverage Declination By Insurers
 4-11.003. Definitions
 4-11.005. Affidavit Of Diligent Effort
 4-11.006. Quarterly Report Required
 4-11.007. Report And Tax Of Independently Procured Coverages
 4-11.0015. Declaration Of Eligibility For Export
 4-12.01.
 4-12.006. Membership Card, Policy Or Certificate To Be Submitted For Approval
 4-13.01.
 4-13.02.
 4-13.03.
 4-13.04.
 4-13.05.
 4-13.06.
 4-13.07.
 4-13.08.
 4-13.09.
 4-13.10.
 4-13.11.
 4-13.12.
 4-14.001. Annuity Of Life Insurance; Plans For Purchase To Be Reviewed By State Treasurer
 4-14.002. No Refunds Before Termination Of Employment; Exceptions
 4-14.003. Contribution Begins Upon Employment
 4-14.004. Credited Years Of Service Construed
 4-14.005. Compensation Defined
 4-14.006. No Deductions After Normal Retirement Date
 4-14.007. Police Officer Defined
 4-14.008. Deduction For Disability Payments; Method Of Determination
 4-14.009. Reactivated Retirement Fund; Responsibility Of City
 4-14.010. Amending Existing Pension Plans
 4-14.011. Forfeiture Of Benefits Upon Transfer To State Or State And County Retirement System
 4-14.11. System
 4-14.12. Investments
 4-14.012. Investments
 4-14.013. Compliance Required
 4-14.13. Compliance Required
 4-14.14. Determination Of Compliance
 4-14.014. Determination Of Compliance
 4-14.015. Deposit Of Funds
 4-14.15. Deposit Of Funds
 4-14.16. Designation Of Beneficiary
 4-14.016. Designation Of Beneficiary
 4-14.017. Information Supplied By Municipalities
 4-14.17. Information Supplied By Municipalities
 4-14.18. Statements Of Disbursements
 4-14.018. Statements Of Disbursements
 4-14.019. Proceedings By The Department
 4-14.19. Proceedings By The Department
 4-14.20. Investment Of Funds
 4-14.020. Investment Of Funds
 4-14.021. Disability In The Line Of Duty
 4-14.21. Disability In Line Of Duty
 4-14.22. Pension Plans For Policemen And Other Employees
 4-14.022. Pension Plans For Policemen And Other Employees
 4-14.023. Determination Of Benefits
 4-14.23. Determination Of Benefits
 4-14.24. Extra Benefits
 4-14.024. Extra Benefits
 4-14.025. Termination Of The Plan
 4-14.25. Termination Of The Plan
 4-14.026. Purpose
 4-14.027. Scope
 4-14.028. Definitions
 4-14.029. Minimum Standards
 4-14.030. Public Safety Officers
 4-14.031. Exclusion Of Benefits Upon Transfer To State Or State And County Retirement System
 4-14.032. Board Of Trustees; Members; Terms Of Office
 4-14.033. Investments
 4-14.034. Use Of Annuity Or Insurance Policies
 4-14.035. Creation And Maintenance Of Fund
 4-14.036. One-Percent Exise Tax On Casualty Insurance
 4-14.037. Monies Received And Distributed By State
 4-14.038. Deposit Of Funds
 4-14.039. Excise Tax Credit
 4-14.040. Contributions
 4-14.041. Requirements For Retirement
 4-14.042. Designation Of Beneficiary
 4-14.043. Disability Retirement
 4-14.044. 21
 4-14.045. Disability In Line Of Duty
 4-14.046. Employment Records
 4-14.047. Report To Department Of Insurance
 4-14.048. Pension Boards
 4-14.049. Depositor For Pension Funds
 4-14.050. Independence Of Boards Of Trustees
 4-14.051. Exemptions From Chapter 185
 4-14.052. Rights Of Police Officers
 4-14.053. Municipalities Having Their Own Plans For Police Officers
 4-14.054. Termination Of Plan
 4-14.055. Transfer To Another State Retirement System
 4-14.056. Costs; Attorneys&Apos;Fees
 4-15.001. Written Notice To Policyowner And Insurance Commissioner Required When Changing Life Insurance Portfolio
 4-18.03.
 4-18.009. Prohibited Rebates And Inducements
 4-18.010. Refunds
 4-18.015. Forms Incorporated By Reference
 4-20.001. Definitions
 4-20.002. Furnishing Of Statistical Experience
 4-20.003. Financial Statements, When Required
 4-20.004. Reinsurance Treaties To Be Furnished, When
 4-20.005. Permissible Ratio Of Written Premiums To Policyholders&Apos; Surplus
 4-21.001. Disclosure; Mortgagee Policyholders
 4-21.002. Approved Form
 4-21.003. Title Insurance Rates
 4-21.03. Title Insurance Rate Promulgation Order
 4-21.04. Schedule Applicable Schedule Applicable Thereto
 4-21.004. Classification Of &Quot;Certificates Of Title&Quot; As A Respective Type Of Title Insurance Contract And Promulgation Of A Specific Rate Schedule Applicable Thereto
 4-21.005. Premium Schedule Applicable To &Quot;Truth In Lending&Quot; Endorsement
 4-21.006. Usury Or Claims Of Usury Excluded From Title Insurance Coverages
 4-21.07.
 4-21.08.
 4-21.009. Title Insurance Limited To Coverage Of Real Property
 4-21.010. Escrow Disbursement
 4-21.011. Insurers Assumption Of Certain Liabilities
 4-21.0105. Reconciliation Of Escrow Accounts
 4-22.01.
 4-22.02.
 4-23.001. Insurers To Provide Coverage
 4-23.006. Definitions; Applicability Of Contents Coverage
 4-23.007. Definitions Of Sinkhole Loss
 4-23.012. Filing Extended Forms; Identifiable Charge Thereon
 4-24.01. Replacement Of Life Insurance
 4-24.02. Replacement Of Life Insurance
 4-24.03. Replacement Of Life Insurance
 4-24.04. Replacement Of Life Insurance
 4-24.05. Replacement Of Life Insurance
 4-24.06. Replacement Of Life Insurance
 4-24.07. Replacement Of Life Insurance
 4-24.10. Replacement Of Life Insurance Disclosure To Affected Persons - Approved Forms
 4-24.11. Definition Of Replacement
 4-24.12. Disclosure To Affected Persons - Approved Forms
 4-24.13. Exemptions
 4-24.14. Duties Of Agents
 4-24.15. Duties Of Replacing Agent
 4-24.16. Duties Of Replacing Insurers
 4-24.17. Duties Of The Existing Insurer
 4-24.18. Duties Of The Conserving Agent
 4-24.19. Penalties
 4-24.20. Severability
 4-24.21. Approved Forms
 4-24.021. Approved Forms
 4-24.022. Written Notice To Policyowner And Insurance Commissioner Required When Changing Life Insurance Portfolio
 4-25.001. Purpose
 4-25.002. Policy Dividends
 4-25.003. Promissory Notes And Finance Plans
 4-26.002. Registration Of Insurers
 4-26.003. Standards
 4-26.04.
 4-26.006. Investments
 4-26.007. Voting Of Securities
 4-27.11.
 4-27.12.
 4-27.13.
 4-27.14.
 4-27.16.
 4-27.17.
 4-27.18.
 4-27.19.
 4-27.20.
 4-27.21.
 4-28.01.
 4-28.02.
 4-28.004. Exchange Of Business
 4-28.005. Private Passenger Motor Vehicle Insurance; Completion Of Underwriting; Notice Of Incorrect Premium
 4-28.006. Required Preinsurance Inspection Of Private Passenger Motor Vehicles
 4-28.007. Workers&Apos; Compensation: Application And Audit Procedures
 4-29.003. Details Of Operation
 4-29.008. Settlement Of Losses
 4-30.004. Details Of Operation
 4-30.006. Workers&Apos; Compensation Coverage
 4-30.007. Workers&Apos; Compensation Claims
 4-30.008. Fleet Automobile Liability Coverage For Coordinated Community Transportation Providers
 4-31.001. Scope
 4-31.01. Scope
 4-31.02. Definitions
 4-31.002. Definitions
 4-31.003. Application
 4-31.03. Application
 4-31.04. Establish The Need
 4-31.05. Insurance - General Liability And Medical Malpractice
 4-31.005. Insurance - General Liability And Medical Malpractice
 4-31.06. Insurance - Catastrophic Or Back-Up Coverage
 4-31.07. Quality Of Care
 4-31.007. Quality Of Care
 4-31.008. Periodic Examination
 4-31.08. Periodic Examination
 4-31.09. Peer Review
 4-31.009. Peer Review
 4-31.010. Subscriber Contracts
 4-31.10. Subscriber Contracts
 4-31.011. Rates
 4-31.11. Rates
 4-31.12. Advertising
 4-31.012. Advertising
 4-31.013. Merchandising
 4-31.13. Merchandising
 4-31.14. Inspection Of Contract
 4-31.014. Inspection Of Contract
 4-31.015. Filing, Approval Of Forms
 4-31.15. Filing, Approval Of Contract
 4-31.16. Annual Report
 4-31.016. Annual Report
 4-31.017. Fees
 4-31.17. Fees
 4-31.18. Change Of Name
 4-31.018. Change Of Name
 4-31.019. Change Of Ownership
 4-31.19. Change Of Ownership
 4-31.20. Termination Of Services
 4-31.21. Waiver Of Deposit Requirements
 4-31.021. Scope
 4-31.22. Conversion On Termination Of Eligibility
 4-31.23. Investments
 4-31.024. Definitions For The Purposes Of These Rules
 4-31.027. Application For Certificate Of Authority
 4-31.030. Governing Body
 4-31.033. Standards For Subscriber Contracts
 4-31.036. Additional Contracts
 4-31.039. Certificate And Member Handbook Standards
 4-31.042. Reasons For Cancellation, Termination And Non-Renewal Of Subscriber Contracts
 4-31.045. Newborn And Adopted Children Coverage
 4-31.046. Primary Care Physicians
 4-31.048. Emergency Services Procedures
 4-31.051. Filing
 4-31.054. Rates
 4-31.057. Standards For Marketing
 4-31.060. Form And Content Of Advertisements
 4-31.063. Advertisement Enforcement Procedures
 4-31.066. Claim Payments
 4-31.069. Insurance-General Liability And Medical Malpractice
 4-31.072. Reinsurance (Excess Loss Insurance)
 4-31.075. Annual And Quarterly Reports
 4-31.078. Subscriber Grievance Procedure
 4-31.081. Statewide Subscriber Assistance Program
 4-31.082. Practices And Procedures Of The Statewide Subscriber Assistance Panel
 4-31.085. Fees
 4-31.088. Surplus Notes
 4-31.091. Guaranteeing Organizations
 4-31.094. Change Of Name
 4-31.097. Change Of Ownership
 4-31.100. Operational Hmos; Issuance Of Certificate
 4-31.105. Individual Subscriber Enrollment Procedures
 4-31.107. Prescribed Forms
 4-31.185. Change In Geographic Area
 4-32.001. Purpose
 4-32.002. Brokering Agent
 4-32.003. Application Requirements
 4-32.004. Register Required By Brokering Agent
 4-32.005. Countersignature Required
 4-32.006. Effective Date Of Coverage
 4-32.007. Approval Form
 4-33.001. Purpose
 4-33.002. Policy Insurance
 4-33.003. Policy Approval
 4-33.004. Annual Reports
 4-33.005. Sales Material
 4-34.001. - - - Notice Required For Certain Group Insurance Certificates
 4-35.001. Purpose
 4-35.002. Applicability
 4-35.003. Definitions
 4-35.004. Method Of Disclosure Of Required Information
 4-35.005. Form And Content Of Advertisements
 4-35.006. Advertisements Of Proceeds Payable, Premiums Payable, Or Limited, Graded Or Modified Features
 4-35.008. Testimonials Or Endorsements By Third Parties
 4-35.009. Use Of Statistics
 4-35.010. Disparaging Comparisons And Statements
 4-35.011. Jurisdictional Licensing And Status Of Insurer
 4-35.012. Identity Of Insurer
 4-35.013. Group Or Quasi-Group Implications
 4-35.014. Introductory, Initial, Or Special Offers
 4-35.016. Application In Advertisement
 4-35.017. Enforcement Procedures
 4-35.018. Severability Provision
 4-35.019. Effective And Operative Dates
 4-35.020. Prior Rules
 4-35.0051. Disclosure Requirements For Annuity Contract Advertisements
 4-35.0061. Necessity For Disclosing Policy Provisions Relating To Renewability, Cancellability, And Termination
 4-35.0171. Filing For Review
 4-36.001. Scope
 4-36.002. Negotiating Directly With A Claimant
 4-36.003. Interviewing Witnesses
 4-36.004. Advising As To Legal Advice Or Counsel
 4-36.005. Releases
 4-36.006. Contacting Incapacitated Claimants
 4-36.007. Advising Claimants Of Claim Rights
 4-36.008. General Principles Of Conduct
 4-37.006. Minimum Standards For Benefits
 4-37.06. Of Insurance
 4-37.07. Of Insurance
 4-38.001. General -- Organization
 4-38.002. The Department Head
 4-38.003. Department Divisions
 4-38.004. Delegation Of Authority
 4-38.005. Department Representative Identification
 4-38.006. Location Of Offices
 4-38.007. Availability Of Forms And Records
 4-38.008. Statutory Authorities And Rule Index
 4-38.009. Notice Of Meetings, Public Hearings And Workshops
 4-38.010. Agenda Of Meetings, Public Hearings And Workshops
 4-38.10.
 4-38.011. Emergency Meeting And Workshop
 4-38.012. Commencement Of Proceeding
 4-38.013. Notice Of Proceeding
 4-38.014. Content Of Notice
 4-38.14.
 4-38.015. Petitions To Initiate Rulemaking Proceedings
 4-38.016. Department Action On Petitions
 4-38.17.
 4-38.18.
 4-38.018. Proposed Rule
 4-38.019. Administrative Determination Of Validity Of A Rule
 4-38.19.
 4-38.020. Rulemaking Proceeding -- Presentation Of Statements
 4-38.021. Emergency Rule Proceeding
 4-38.022. General Requirements -- Declaratory Statements
 4-38.023. Petition
 4-38.23.
 4-38.024. Purpose And Use Of Declaratory Statement
 4-38.025. Department Disposition
 4-38.026. General Authorization -- Investigations
 4-38.027. Commencing Investigation
 4-38.028. Investigations
 4-38.029. General -- Substantial Interest Decisions
 4-38.030. Parties
 4-38.031. Appearances
 4-38.032. Pre-Hearing Conference
 4-38.033. 57, Florida Statutes
 4-38.034. Administrative Determinations Of Rule(S)
 4-38.35.
 4-38.036. 57, Florida Statutes
 4-38.037. Conference - Authorized
 4-38.038. Formal Proceeding Conducted By Department Head
 4-38.039. Continuance Of Hearing Or Extension Of Time
 4-38.040. 57 Proceedings
 4-38.041. 57 Proceedings
 4-38.042. 57 Proceedings
 4-38.043. Recommended Orders
 4-38.044. 57(2) Proceedings
 4-38.045. 57(2) Hearings
 4-38.046. Final Orders
 4-38.047. Files
 4-38.048. General - Licensing
 4-38.049. Definition -- License
 4-38.050. Application For License
 4-38.50.
 4-38.051. Denial Of License
 4-38.052. Suspension, Revocation, Or Annulment
 4-38.053. Emergency Action
 4-38.054. Termination Of Licenses
 4-38.055. Fingerprint Fee
 4-38.071. Approved Forms
 4-38.0071. Improved Forms
 4-38.081. Of Insurance
 4-38.0081. Designation Of Official Reporter And Agency Clerk
 4-38.0115. Conducting Meetings And Workshops By Communications Media Technology
 4-38.0451. 57(2) Proceedings
 4-39.01.
 4-39.001. Definitions
 4-39.02.
 4-39.002. Management And Consulting Services
 4-39.003. Application For The Self-Insurance Trust Fund
 4-39.03.
 4-39.04.
 4-39.004. Solvency Of The Self-Insurance Trust Fund And Trustees Responsibilities
 4-39.005. Deficit Assessments And Surplus Funds
 4-39.05.
 4-39.06.
 4-39.006. Continuing Requirements Including Filing Of Reports And Rates
 4-39.007. Contracts For Excess Insurance
 4-39.07.
 4-39.08.
 4-39.008. Indemnity Agreement
 4-39.09.
 4-39.009. Withdrawal Of Self-Insurance Privilege
 4-39.0015. Responsibilities Of The Service Agent
 4-39.0021. Approval Of Service Agent Required
 4-39.0081. Bylaws, Mutual Covenants, Rules And Regulations, And Service Agent&Apos;S Contract
 4-39.0082. Exemptions
 4-40.01. Definitions
 4-40.02. Of Insurance
 4-40.03. Of Insurance
 4-40.04. Of Insurance
 4-40.05. &Quot;Establishment Of Dates &Amp; Time For The Medical Incident Committee Meetings&Quot;
 4-40.06.
 4-41.001. Definition Of Readable Policy
 4-41.01.
 4-41.02.
 4-41.002. Readable Policy Guidelines
 4-41.003. Implementation Of Readable Policy Requirements
 4-41.03.
 4-42.001. Definitions
 4-42.01.
 4-42.02.
 4-43.01.
 4-43.02.
 4-43.03.
 4-43.003. Unfair Discrimination In Private Passenger Motor Vehicle Insurance Rates -- Based On Sex, Marital Status And Scholastic Achievement
 4-43.04.
 4-43.05. Refusal To Insure Based On Geographic Location
 4-43.06. Unfair Discrimination In Insurance Rates
 4-43.007. Unfair Discrimination In Private Passenger Motor Vehicle Insurance Rates - Based On History Of Accidents
 4-43.008. Unfair Discrimination In Property/Casualty Rates -- Allocation Of Administrative Expenses
 4-44.01.
 4-44.02.
 4-44.03.
 4-44.04.
 4-44.05.
 4-44.06.
 4-44.07.
 4-45.01. Net Worth
 4-45.02. Escrow Accounts
 4-45.03. Release Of Escrowed Funds
 4-45.04. Calculation Of Reserves
 4-45.05. Investment Of Reserves
 4-45.06. Personnel Records
 4-45.07. Definitions
 4-45.010. Purpose And Scope
 4-45.035. Forms Incorporated By Reference
 4-46.001. Purpose
 4-46.01.
 4-46.002. Medicare Program Defined
 4-46.02.
 4-46.003. Unfair Or Deceptive Acts Or Practices Defined
 4-46.03.
 4-46.04.
 4-46.05.
 4-46.005. Effective Date
 4-46.006. Form And Content Of Advertisements
 4-46.007. Advertisements Of Benefits Payable, Losses Covered Or Premiums Payable
 4-46.008. Necessity For Disclosing Policy Provisions Relating To Renewability, Cancellability, And Termination
 4-46.009. Testimonials Or Endorsements By Third Parties
 4-46.010. Use Of Statistics
 4-46.011. Identification Of Plan Or Number Of Policies
 4-46.012. Disparaging Comparisons And Statements
 4-46.013. Jurisdictional Licensing And Status Of Insurer
 4-46.014. Identity Of Insurer
 4-46.015. Group Or Quasi-Group Implications
 4-46.016. Introductory, Initial, Or Special Offers
 4-46.017. Statements About An Insurer
 4-46.018. Application In Advertisement
 4-46.019. Enforcement Procedures
 4-46.020. Filing For Review
 4-46.021. Severability Provision
 4-46.0021. Applicability
 4-46.0022. Definitions
 4-46.022. Prior Rules
 4-46.0023. Method Of Disclosure Of Required Information
 4-47.001. Purpose
 4-47.01.
 4-47.02.
 4-47.002. Definitions
 4-47.003. Rounding To Nearest Dollar
 4-47.03.
 4-47.04.
 4-47.004. Policyholders To Receive Payment
 4-47.005. Time Of Return Of Excessive Profits
 4-47.05.
 4-47.06.
 4-47.006. Certification Required
 4-48.01. Of Insurance
 4-48.02. Of Insurance
 4-48.03. Of Insurance
 4-48.04. Of Insurance
 4-49.001. Plan Of Operation And Articles Of Agreement Adopted
 4-49.01. Plan Of Operation And Articles Of Agreement Adopted
 4-50.01. Of Insurance
 4-50.02. Of Insurance
 4-50.03. Of Insurance
 4-50.04. Of Insurance
 4-50.05. Of Insurance
 4-50.06. Of Insurance
 4-50.07. Of Insurance
 4-50.08. Of Insurance
 4-50.09. Of Insurance
 4-51.001. Purpose
 4-51.01. Of Insurance
 4-51.02. Of Insurance
 4-51.002. Scope
 4-51.003. Definitions
 4-51.03. Of Insurance
 4-51.04. Of Insurance
 4-51.004. Prohibited Policy Provisions
 4-51.005. Medicare Supplement Minimum Standards
 4-51.05. Of Insurance
 4-51.06. Of Insurance
 4-51.006. Required Disclosure Provisions
 4-51.007. Requirements For Replacement
 4-51.07. Of Insurance
 4-51.08. Of Insurance
 4-51.008. Separability
 4-51.009. Effective Date
 4-51.09. Of Insurance
 4-51.010. Effective Date
 4-51.011. Benefit Conversion Requirements
 4-51.012. Requirements For New Policies And Certificates
 4-51.013. Claims Payment
 4-51.014. Severability
 4-51.015. Standards For Claims Payments
 4-51.016. Premium Adjustments
 4-51.017. Severability
 4-51.018. Standards For Marketing
 4-51.019. Appropriateness Of Recommended Purchase And Excessive Insurance
 4-51.020. - - - Reporting Of Multiple Policies
 4-51.021. - - - Prohibition Against Preexisting Conditions
 4-51.022. - - - Permitted Commpensation Arrangements
 4-51.030. - - - Separability
 4-52.01. Course Definition
 4-52.001. Course Definition
 4-52.002. Course Approval
 4-52.02. Course Approval
 4-52.03. School Approval
 4-52.003. School Approval
 4-52.004. Examinations
 4-52.04. Examinations
 4-52.005. Study Aids
 4-52.05. Study Aids
 4-52.06. Qualification Of Instructors
 4-52.006. Qualification And Approval Of Instructors
 4-52.007. Class Schedule
 4-52.07. Class Schedule
 4-52.08. Certification Of Students
 4-52.008. Certification Of Students
 4-52.009. Attendance Requirement
 4-52.09. Attendance Requirement
 4-52.10. Exempted Courses
 4-52.010. Exempted Courses
 4-52.011. Accredited Institution Of Higher Learning
 4-52.11. Accredited Institution Of Higher Learning
 4-52.12. Accrediting Agency
 4-52.012. Accrediting Agency
 4-52.013. Course Definition
 4-52.13. Course Definition
 4-52.14. Course Approval
 4-52.014. Course Approval
 4-52.015. Examinations
 4-52.15. Examinations
 4-52.16. Study Aids
 4-52.016. Study Aids
 4-52.017. Class Schedule
 4-52.17. Qualification Of Instructors
 4-52.18. Class Schedule
 4-52.018. Certification Of Students
 4-52.019. Attendance Requirement
 4-52.19. Certification Of Students
 4-52.20. Attendance Requirement
 4-52.020. Exempted Courses
 4-52.021. Course Definition
 4-52.21. Exempted Courses
 4-52.22. Course Definition
 4-52.022. Course Approval
 4-52.023. School Approval
 4-52.23. Course Approval
 4-52.24. School Approval
 4-52.024. Examinations
 4-52.025. Study Aids
 4-52.25. Examinations
 4-52.26. Study Aids
 4-52.026. Qualification And Approval Of Instructors
 4-52.027. Class Schedule
 4-52.27. Qualification Of Instructors
 4-52.28. Class Schedule
 4-52.028. Certification Of Students
 4-52.029. Attendance Requirement
 4-52.29. Certification Of Students
 4-52.30. Attendance Requirement
 4-52.030. Exempted Courses
 4-52.031. Course Definition
 4-52.31. Exempted Courses
 4-52.32. Course Definition
 4-52.032. Course Approval
 4-52.033. School Approval
 4-52.33. Course Approval
 4-52.34. School Approval
 4-52.034. Examinations
 4-52.035. Study Aids
 4-52.35. Examinations
 4-52.36. Study Aids
 4-52.036. Quallifications And Approval Of Instructors
 4-52.037. Class Schedule
 4-52.37. Qualification Of Instructors
 4-52.38. Class Schedule
 4-52.038. Certification Of Students
 4-52.039. Attendance Requirement
 4-52.39. Certification Of Students
 4-52.40. Attendance Requirement
 4-52.040. Exempted Courses
 4-52.41. Exempted Courses
 4-52.041. Course Definition
 4-52.042. Course Approval
 4-52.42. Course Definition
 4-52.43. Course Approval
 4-52.043. Examinations
 4-52.044. Study Aids
 4-52.44. Examinations
 4-52.45. Study Aids
 4-52.045. Class Schedule
 4-52.046. Certification Of Students
 4-52.46. Qualification Of Instructors
 4-52.47. Class Schedule
 4-52.047. Attendance Requirement
 4-52.048. Course Definition
 4-52.48. Certification Of Students
 4-52.49. Attendance Requirement
 4-52.049. Course Approval
 4-52.050. Examinations
 4-52.50. Course Definition
 4-52.51. Course Approval
 4-52.051. Study Aids
 4-52.052. Class Schedule
 4-52.52. Examinations
 4-52.53. Study Aids
 4-52.053. Certification Of Students
 4-52.054. Attendance Requirement
 4-52.54. Qualification Of Instructors
 4-52.55. Class Schedule
 4-52.055. Course Definition
 4-52.056. Course Approval
 4-52.56. Certification Of Students
 4-52.57. Attendance Requirement
 4-52.057. Examinations
 4-52.058. Study Aids
 4-52.58. Course Definition
 4-52.59. Course Approval
 4-52.059. Class Schedule
 4-52.60. Examinations
 4-52.060. Certification Of Students
 4-52.061. Attendance Requirement
 4-52.61. Study Aids
 4-52.62. Qualification Of Instructors
 4-52.062. Course Definition
 4-52.063. Course Approval
 4-52.63. Class Schedule
 4-52.64. Certification Of Students
 4-52.064. School Approval
 4-52.065. Examinations
 4-52.65. Attendance Requirement
 4-52.66. Course Definition
 4-52.066. Study Aids
 4-52.067. Qualifications And Approval Of Instructors
 4-52.67. Course Approval
 4-52.68. School Approval
 4-52.068. Class Schedule
 4-52.069. Certification Of Students
 4-52.69. Examinations
 4-52.70. Study Aids
 4-52.070. Attendance Requirement
 4-52.071. Exempted Courses
 4-52.71. Qualification Of Instructors
 4-52.72. Class Schedule
 4-52.072. Accredited Institution Of Higher Learning
 4-52.073. Accrediting Agency
 4-52.73. Certification Of Students
 4-52.74. Attendance Requirement
 4-52.074. Administrative Action
 4-52.75. Exempted Courses
 4-52.0125. Administrative Action
 4-52.0141. School Approval
 4-52.0161. Qualification And Approval Of Instructors
 4-52.0201. Accredited Institution Of Higher Learning
 4-52.0202. Accrediting Agency
 4-52.0203. Administrative Action
 4-52.0301. Accredited Institution Of Higher Learning
 4-52.0302. Accrediting Agency
 4-52.0303. Administrative Action
 4-52.0401. Accredited Institution Of Higher Learning
 4-52.0402. Accrediting Agency
 4-52.0403. Administrative Action
 4-52.0421. School Approval
 4-52.0441. Qualification And Approval Of Instructors
 4-52.0471. Exempted Courses
 4-52.0472. Accredited Institution Of Higher Learning
 4-52.0473. Accrediting Agency
 4-52.0474. Administrative Action
 4-52.0491. School Approval
 4-52.0511. Qualification And Approval Of Instructors
 4-52.0541. Exempted Courses
 4-52.0542. Accredited Institution Of Higher Learning
 4-52.0543. Accrediting Agency
 4-52.0544. Administrative Action
 4-52.0561. School Approval
 4-52.0581. Qualification And Approval Of Instructors
 4-52.0611. Exempted Courses
 4-52.0612. Accredited Institution Of Higher Learning
 4-52.0613. Accrediting Agency
 4-52.0614. Administrative Action
 4-53.01. Purpose
 4-53.02. Scope
 4-53.03. Schedules
 4-53.04. Instructions Relative To The Schedules
 4-54.001. Public Safety Officers
 4-54.01. Public Safety Officers
 4-54.02. Forfeiture Of Benefits Upon Transfer To State Or State And County Retirement System
 4-54.002. Forfeiture Of Benefits Upon Transfer To State Or State And County Retirement System
 4-54.003. Investments
 4-54.03. Investments
 4-54.04. Compliance Required
 4-54.004. Compliance Required
 4-54.005. Determination Of Compliance
 4-54.05. Determination Of Compliance
 4-54.06. Deposit Of Funds
 4-54.006. Deposit Of Funds
 4-54.007. Designation Of Beneficiary
 4-54.07. Designation Of Benificiary
 4-54.08. Information Supplied By Municipalities
 4-54.008. Information Supplied By Municipalities
 4-54.009. Statements Of Disbursements
 4-54.09. Statements Of Disbursements
 4-54.10. Proceedings By The Department
 4-54.010. Proceedings By The Department
 4-54.011. Investment Of Funds
 4-54.11. Investment Of Funds
 4-54.12. Disability In Line Of Duty
 4-54.012. Disability In The Line Of Duty
 4-54.013. Pension Plans For Firefighters And Other Employees
 4-54.13. Pension Plans For Firefighters And Other Employees
 4-54.14. Determination Of Benefits
 4-54.014. Determination Of Benefits
 4-54.015. Extra Benefits
 4-54.15. Extra Benefits
 4-54.16. Termination Of The Plan
 4-54.016. Termination Of The Plan
 4-54.017. Purpose
 4-54.018. Scope
 4-54.019. Definitions
 4-54.020. Minimum Standards
 4-54.021. Public Safety Officers
 4-54.022. Exclusion Of Benefits Upon Transfer To State Or State And County Retirement System
 4-54.023. Board Of Trustees; Members; Terms Of Office
 4-54.024. Investments
 4-54.025. Use Of Annuity Or Insurance Policies
 4-54.026. Creation And Maintenance Of Fund
 4-54.027.
 4-54.028. Ordinances; Reports; Duplicate Files; Book Of Accounts
 4-54.029. Monies Received And Distributed By State
 4-54.030. Limitation Of Disbursement
 4-54.031. Deposit Of Funds
 4-54.032. Excise Tax Credit
 4-54.033. Contributions
 4-54.034. Requirements For Retirement
 4-54.035. Optional Forms Of Retirment Income
 4-54.036. Designation Of Beneficiary
 4-54.037. Disability Retirement
 4-54.038. 221
 4-54.039. Disability In Line Of Duty
 4-54.040. Employment Records
 4-54.041. Report To Department Of Insurance
 4-54.042. Pension Boards; Independent Consultants
 4-54.043. Depository For Pension Funds
 4-54.044. Independence Of Boards Of Trustees
 4-54.045. 151 And Other Provisions Of Chapter 175, Florida Statutes
 4-54.046. Rights Of Firefighters
 4-54.047. Discrimination In Benefit Formula Prohibited
 4-54.048. Municipalities Having Their Own Plans For Firefighters
 4-54.049. Termination Of Plan
 4-54.050. Transfer To Another State Retirment System
 4-54.051. Cost; Attorney&Apos;S Fees
 4-55.01. Purpose And Scope
 4-55.02. Qualification Procedures
 4-55.03. Physical Security Of Exhibition Facilities
 4-55.04. Transportation Of Eligible Items
 4-55.05. Qualification Of Applicant&Apos;S Staff
 4-55.06. Eligibility For Commercial Insurance
 4-55.07. Environmental Control
 4-55.08. Loss Adjustment
 4-55.09. Arbitration And Appraisal
 4-57.01. Calculation &Amp; Use Of Investment Income In Motor Vehicle Insurance Rates
 4-57.002. Unlawful Removal Of Discounts For Private Passenger Automobile Rates
 4-57.003. Motor Vehicle Insurance Ratemaking
 4-57.004. Required Motor Vehicle Insurance Coverages
 4-57.005. Collision Coverage Rate Reduction
 4-57.010. Pilot Program For Pip Coverage
 4-58.01. Purpose
 4-58.02. Scope
 4-58.03. Contents Of Rate Filings
 4-58.04. Experience Records
 4-58.05. Reasonableness Of Benefits In Relation To Premiums
 4-58.06. Actuarial Memorandum
 4-59.001. Purpose
 4-59.01. Purpose
 4-59.02. Scope
 4-59.002. Scope
 4-59.003. Reports By Insurers Of Professsional Liability Claims And Actions Required
 4-59.03. Reports By Insurers Of Professional Liability Claims And Actions Required
 4-59.04. Reports Of Information By Products Liability Insurers Required
 4-59.05. Reports Of Information By Workers&Apos; Compensation Insurers Required
 4-59.06. Insurer Experience Reporting - Excessive Profits, Automobile Insurance
 4-59.007. Insurer Experience Reporting - Calendar Year Experience
 4-59.07. Insurer Experience Reporting - Calendar Year Experience
 4-59.08. Insurer Experience Reporting - Reconciliation
 4-59.008. Insurer Experience Reporting -- Reconciliation
 4-59.09. General Reporting Requirements
 4-59.0051. Annual Claims Report By Liability Insurers
 4-59.0052. Claims Report By Directors And Officers Liability Insurers
 4-59.0061. Insurer Experience Reporting - Excessive Profits, Workers&Apos; Compensation Insurance
 4-59.061. Insurer Experience Reporting - Excessive Profits, Workers&Apos; Compensation Insurance
 4-59.0062. Insurer Experience Reporting - Excessive Profits, Commercial Property And Commercial Casualty Insurance
 4-59.0081. Reports Of Information By Health Insurers Required
 4-59.081. Reports Of Information By Health Insurers Required
 4-60.01. Purpose And Scope
 4-60.02. Rates For Individually Rated Risks
 4-60.03. Experience For Individually Rated Risks
 4-61.001. Hospitalization Or Surgical Expense Under Converted Policies
 4-61.01. Hospitalization Or Surgical Expense Under Converted Policies
 4-63.001. Purpose
 4-63.002. Scope
 4-63.003. Definitions
 4-63.004. Rental Amount Based On Percentage Of Premiums Prohibited
 4-63.005. Rental Amount Based On Fixed Rate
 4-63.006. Definition; Replacement
 4-63.007. Filings
 4-63.008. False, Misleading Or Incomplete Representations
 4-63.009. Replacement By Group Coverage
 4-63.010. Discrimination Prohibited
 4-63.011. Applicability Of Laws And Rules To Financial Institutions
 4-63.012. Policies
 4-63.013. Insurance Policies Other Than Life Insurance
 4-63.014. Mobile Homes
 4-63.015. Definitions
 4-63.016. Interpretations; Conditions; Restrictions
 4-64.01. Purpose
 4-64.02. Scope
 4-64.03. Qualification For Student Loan Not Contingent On Purchase Of Insurance From Insurance Company
 4-64.04. Disclosure Form
 4-64.05. Readability Of Statement
 4-64.06. Advertisements Shall Be Truthful And Not Misleading
 4-65.001. Purpose
 4-65.002. Definitions
 4-65.003. Application And Qualification Standards
 4-65.004. Qualification By Completion Of A Training Program
 4-65.005. Qualification By College Level Studies
 4-65.006. Qulaification By Practical Experience
 4-66.01. Definitions
 4-66.02. Custody Agreement; Requirements
 4-67.001. Purpose
 4-67.01. Purpose
 4-67.02. Scope
 4-67.002. Scope
 4-67.003. Requirements Regarding The Escrow Agreement
 4-67.03. Requirements Regarding The Escrow Agreement
 4-67.04. Reports To Be Filed By Trustee
 4-67.004. Reports To Be Filed By Trustee
 4-67.005. Financial Requirements
 4-67.010. License Renewal
 4-67.012. Annual Statement And Quarterly Reports
 4-67.015. Forms Incorporated By Reference
 4-68.001. Definitions
 4-68.01. Definitions
 4-68.02. Management And Consulting Services
 4-68.002. Management And Consulting Services
 4-68.003. Application For The Self-Insurance Trust Fund
 4-68.03. Application - Self-Insurers&Apos; Fund
 4-68.04. Solvency Of Self-Insurers&Apos; Fund And Trustees&Apos; Responsibilities
 4-68.004. Solvency Of The Self-Insurance Trust Fund And Trustees Responsibilities
 4-68.005. Deficit Assessments And Surplus Funds
 4-68.05. Deficit Assessments
 4-68.06. Filing Of Reports
 4-68.006. Continuing Requirements Including Filing Of Reports And Rates
 4-68.007. Contracts For Excess Insurance
 4-68.07. Contracts For Excess Insurance
 4-68.08. Indemnity Agreement
 4-68.008. Indemnity Agreement
 4-68.09. Withdrawal Of Self-Insurance Privilege
 4-68.009. Withdrawal Of Self-Insurance Privilege
 4-68.0015. Responsibilities Of The Service Agent
 4-68.0021. Approval Of Service Agent Required
 4-68.0081. Bylaws, Mutual Covenants, Rules And Regulations, And Service Agent&Apos;S Contract
 4-68.0082. Exemptions
 4-69.01. Scope
 4-69.02. Definitions
 4-69.03. Application
 4-69.04. Insurance - General Liability And Medical Malpractice
 4-69.05. Prepaid Health Clinic Contract
 4-69.06. Rates
 4-69.07. Advertising
 4-69.08. Merchandising
 4-69.09. Reporting Requirements
 4-69.10. Fees
 4-69.11. Change Of Name
 4-69.12. Change In Geographic Area
 4-69.081. Forms Incorporated By Reference
 4-70.001. Application And Scope Of Chapter
 4-70.01. Application And Scope Of Chapter
 4-70.02. Determination Of The Amount Of Fire Premium
 4-70.002. Determination Of The Amount Of Fire Premium
 4-71.001. Purpose
 4-71.002. Scope
 4-71.003. Individual Annuity Or Pure Endowment Contracts
 4-71.004. Group Annuity Or Pure Endowment Contracts
 4-72.001. Purpose
 4-72.002. Scope
 4-72.003. Calculation Of Investment Income
 4-72.004. Rating Plan: Discoutns, Credits, Surcharges
 4-72.005. Rate Manual Filings And Revisions
 4-72.006. Rate Manual Filings And Revisions
 4-72.007. Annual Rate Filings
 4-72.008. Filing Of Rates And Experience For Individually Rated Risks
 4-73.001. Title
 4-73.002. Purpose
 4-73.003. Scope
 4-73.004. Definitions
 4-73.005. Preneed Funeral Contract Consumer Protection Trust Fund
 4-73.015. Forms Incorporated By Reference
 4-74.001. Purpose
 4-74.002. Scope
 4-74.003. Use Of Industrial Life Insurance Claim Form
 4-75.001. Commercial Property And Casualty Risk Management Plans
 4-76.001. Purpose
 4-76.002. Scope
 4-76.003. Definitions
 4-76.004. Utilization Of Medical Tests For Underwriting
 4-76.005. Restrictions On Coverage Exclusions And Limitations
 4-77.001. Purpose
 4-77.002. Scope
 4-77.003. Filing Of Annual Statement Required
 4-77.004. Naic Fire And Casualty Insurers Form Adopted
 4-77.005. Naic Life And Accident And Health Insurers Form Adopted
 4-77.006. Diskette Filing Required
 4-77.007. Naic Diskette Filing Specifications Adopted
 4-78.001. Purpose
 4-78.002. Scope
 4-78.003. Disclosure Form
 4-78.004. Readability Of Statement
 4-78.005. Required Time Schedule
 4-78.010. Rating Plan: Discounts, Credits, Surcharges
 4-78.020. Purpose
 4-78.021. Definitions
 4-78.022. Filing Of The Commercial Self-Insurance Fund Experience Reporting Form
 4-78.023. Filing Of The Annual Statement By Commercial Self-Insurance Funds
 4-78.024. Deficiency/Assessment Procedure
 4-78.025. Assessment Calculation
 4-78.026. Notice Requirement
 4-78.027. Excess Funds
 4-78.028. Additional Provisions
 4-80.001. Purpose
 4-80.002. Scope
 4-80.003. Definitions
 4-80.004. Insurers To Provide Hrs With Certain Information; Reimbursement; Failure Comply
 4-81.001. Purpose
 4-81.002. Applicability And Scope
 4-81.003. Definition Of Terms
 4-81.004. Out-Of-State Group Long Term Care Insurance
 4-81.005. Qualified Right Of Renewal
 4-81.006. Pre-Existing Conditions
 4-81.007. Conditions Of Eligibility
 4-81.008. Nonduplication Of Coverage Provisions
 4-81.009. Minimum Coverage
 4-81.010. Conversion Or Continuation Privilege
 4-81.011. Waiting Period
 4-81.012. Exclusions, Limitations, Reductions
 4-81.013. Elimination Period
 4-81.014. Recurrent Conditions
 4-81.015. Extension Of Benefits
 4-81.016. Requirements For Replacement
 4-81.017. Prior Institutionalization
 4-81.018. Right To Return Policy - Free Look
 4-81.019. Long-Term Care Policies - Statements Required
 4-81.020. Outline Of Coverage
 4-81.021. Certificate
 4-81.022. Loss Ratio Requirements
 4-82.001. Purpose
 4-82.002. Scope
 4-82.003. Informal Tax Dispute Resolution
 4-82.004. Completion Of Premium Tax Audit Forms Required
 4-84.001. Purpose
 4-84.002. Scope
 4-84.003. Reports By Insurers And Supervising Or Managing General Agents Required
 4-85.001. Scope
 4-85.002. Primary Insurance Statement Required
 4-86.001. Definitions
 4-86.002. Deceptive Acts Or Practices
 4-86.003. Example Of A False Claim
 4-87.001. Purpose
 4-87.002. Adoption Of Property And Casualty Risk Apportionment Plan
 4-88.040. Insurance Agents Licensing Penalty Guidelines
 4-90.001. Purpose
 4-90.002. Scope
 4-90.003. Definitions
 4-90.004. Course Approval
 4-90.005. Class Or Seminar Schedule
 4-90.006. Qualification And Approval Of Instructors
 4-90.007. Qualification And Approval Of Speakers
 4-90.008. Certification Of Students
 4-90.009. Examinations
 4-90.010. Extensions
 4-90.011. Advertising
 4-90.012. Textbooks
 4-90.013. Fees
 4-90.014. Adequate Facility To Be Used
 4-90.015. Course Audits
 4-90.016. Prohibited Practices
 4-90.017. Falsification Of Reports
 4-90.018. Administrative Action
 4-90.019. - - - Applicability Of Continuing Education Requirement For New Licensees
 4-90.020. - - - Forms
 4-93.001. Purpose
 4-93.002. Standards Regarding Administrative Supervision
 4-93.003. Plan Of Correction
 4-101.001. Purpose
 4-101.002. Investigation Procedures
 4-102.001. Purpose
 4-102.002. Review Procedures
 4-103.001. Purpose
 4-103.002. Procedure
 4-104.001. Purpose
 4-104.002. Rating Organizations
 4-104.003. Advisory Organizations
 4-106.001. Purpose
 4-106.002. Redomestication Procedure
 4-107.001. Purpose
 4-107.002. Registration As A Purchasing Group
 4-107.003. Registration As A Risk Retention Group
 4-107.004. Restrictions On Insurance Purchased By Purchasing Groups
 4-108.001. Purpose
 4-108.002. Approval Procedures
 4-108.005. Credit Allowed A Domestic Ceding Insurer
 4-108.010. Accounting Requirements
 4-109.001. Purpose
 4-109.002. Acquisition Of Controlling Stock
 4-110.001. Purpose
 4-110.002. Scope
 4-110.003. Definitions
 4-110.004.
 4-110.005. Class Or Seminar Schedule
 4-110.006. Qualification And Approval Of Instructors
 4-110.007. Qualification And Approval Of Speakers
 4-110.008. Certification Of Students
 4-110.009. Examinations
 4-110.010. Extensions
 4-110.011. Advertising
 4-110.012. Textbooks
 4-110.013. Fees
 4-110.014. Adequate Facility To Be Used
 4-110.015. Course Audits
 4-110.016. Prohibited Practices
 4-110.017. Falsification Of Reports
 4-110.018. Administrative Action
 4-110.019. Applicability Of Continuing Education Requirement For New Licensees
 4-110.020. Effective Date
 4-110.021. Forms
 4-111.001. Purpose
 4-111.002. Establishing A Self-Funded Health Benefit Plan
 4-111.003. On-Going Review Of The Self-Funded Health Benefit Plan
 4-115.001. Purpose And Scope
 4-115.015. Forms Incorporated By Reference
 4-116.001. Purpose And Scope
 4-116.015. Forms Incorporated By Reference
 4-117.001. Purpose And Scope
 4-117.015. Forms Incorporated By Reference
 4-118.001. Purpose And Scope
 4-118.015. Forms Incorporated By Reference
 4-120.001. Late Filed Reports - Fine Schedule
 4-121.001. General - Organization
 4-121.002. The Department Head
 4-121.003. Department Divisions
 4-121.004. Delegation Of Authority
 4-121.005. Department Representative Identification
 4-121.006. Location Of Offices
 4-121.007. Public Records And Availability Of Forms: Procedures For Inspecting And Copying Public Records And For Obtaining Department Forms
 4-121.008. Statutory Authorities And Rule Index
 4-121.009. Agency Clerk
 4-121.010. Indexing, Management, And Availability Of Final Orders
 4-121.011. Registration Of Non-Department Representatives
 4-121.020. Notice Of Meetings, Public Hearings And Workshops
 4-121.021. Agenda Of Meetings, Public Hearings And Workshops
 4-121.022. Emergency Meeting And Workshop
 4-121.023. Conducting Meetings And Workshops By Communications Media Technology
 4-121.030. Commencement Of Proceeding
 4-121.031. Notice Of Proceeding
 4-121.032. Content Of Notice
 4-121.033. Petitions To Initiate Rule-Making Proceedings
 4-121.034. Department Action On Petitions
 4-121.035. Administrative Determination Of Validity Of A Rule
 4-121.036. Rulemaking Proceeding - Presentation Of Statements
 4-121.037. Emergency Rule Proceeding
 4-121.040. General Requirements - Declaratory Statements
 4-121.041. Petition
 4-121.042. Purpose And Use Of Declaratory Statement
 4-121.043. Department Disposition
 4-121.050. General Authorization - Investigations
 4-121.051. Commencing Investigation
 4-121.052. Investigations
 4-121.060. General - Substantial Interest Decisions
 4-121.061. Parties
 4-121.062. Appearances
 4-121.063. Pre-Hearing Conference
 4-121.064. 57, Florida Statutes
 4-121.065. 57, Florida Statutes
 4-121.066. Informal Conferences
 4-121.067. Formal Proceeding Conducted By Department Head
 4-121.068. Continuance Of Hearing Or Extension Of Time
 4-121.069. 57 Proceedings
 4-121.070. 57 Proceedings
 4-121.071. 57 Proceedings
 4-121.072. Recommended Orders
 4-121.073. 57(2) Proceedings
 4-121.074. 57(2) Hearings
 4-121.075. 57(2) Proceedings
 4-121.076. Final Orders
 4-121.080. General - Licensing
 4-121.081. Definition - License
 4-121.082. Application For License
 4-121.083. Denial Of License
 4-121.084. Suspension, Revocation, Or Denial
 4-121.085. Emergency Action
 4-121.086. Termination Of Licenses
 4-121.087. Fingerprint Fee
 4-123.002. Procedure
 4-124.003. Rights Of Lender
 4-124.004. Policy Or Binder Must Be Available
 4-124.005. Replacement Of Cancelled Policy
 4-124.006. Transfer Of Mortgage
 4-124.007. Complaints Of Coercion
 4-124.008. Renewals; Delivery Of Policy Or Certificate
 4-124.009. Change Of Title
 4-124.012. Authorization Required To Change Agents
 4-124.026. Advertisements Shall Be Truthful And Not Misleading
 4-125.004. Credit Report Disclosure
 4-127.001. Database Information
 4-127.002. Cost Of Publications
 4-127.003. Penalties Pertaining To Filing Requirements
 4-128.001. Purpose And Scope
 4-128.002. Definitions
 4-128.005. Initial Privacy Notice To Consumers Required
 4-128.006. Annual Privacy Notice To Customers Required
 4-128.007. Information To Be Included In Privacy Notices
 4-128.008. Form Of Opt Out Notice To Consumers And Opt Out Methods
 4-128.009. Revised Privacy Notices
 4-128.010. Delivery
 4-128.011. Limits On Disclosure Of Nonpublic Personal Financial Information To Nonaffiliated Third Parties
 4-128.012. Limits On Redisclosure And Reuse Of Nonpublic Personal Financial Information
 4-128.013. Limits On Sharing Account Number Information For Marketing Purposes
 4-128.014. Exception To Opt Out Requirements For Disclosure Of Nonpublic Personal Financial Information For Service Providers And Joint Marketing
 4-128.015. Exceptions To Notice And Opt Out Requirements For Disclosure Of Nonpublic Personal Financial Information For Processing And Servicing Transactions
 4-128.016. Other Exceptions To Notice And Opt Out Requirements For Disclosure Of Nonpublic Personal Financial Information
 4-128.017. When Authorization Required For Disclosure Of Nonpublic Personal Health Information
 4-128.018. Authorizations
 4-128.019. Authorization Request Delivery
 4-128.020. Relationship To Federal Rules
 4-128.021. Relationship To State Laws
 4-128.022. Protection Of Fair Credit Reporting Act
 4-128.023. Nondiscrimination
 4-128.024. Effective Date
 4-128.025. S
 4-128.030. Preamble
 4-128.031. Definitions
 4-128.032. Information Security Program
 4-128.033. Objectives Of Information Security Program
 4-128.034. Examples Of Methods Of Development And Implementation
 4-128.035. Effective Date
 4-136.001. Purpose
 4-136.002. Foreign And Alien Insurers Filing For A Certificate Of Authority
 4-136.003. Foreign And Alien Insurers Filing For A Certificate Of Authority For Property And Casualty
 4-136.004. Surplus Lines
 4-136.005. Foreign And Alien Life And Accident And Health Insurers
 4-136.006. Domestic Insurers Filing For An Application For Permit
 4-136.007. Applications For Permit Submitted For Domestic Assessable Mutual Insurers
 4-136.008. Permit For Domestic Property And Casualty Insurers
 4-136.009. Application For Permit, Domestic Captive Insurer
 4-136.010. Permit For Domestic Life, Accident And Health Insurers
 4-136.011. Domestic Insurers Filing For A Certificate Of Authority
 4-136.012. Forms Adopted
 4-136.015. Procedure To Amend An Existing Certificate Of Authority To Add A New Line Of Business
 4-136.017. Authorization To Transact Insurance; When Required
 4-136.030. Purpose
 4-136.031. Registration As A Purchasing Group
 4-136.033. Restrictions On Insurance Purchased By Purchasing Groups
 4-136.034. Uniform Certificate Of Authority Expansion Application
 4-137.001. Annual And Quarterly Reporting Requirements
 4-137.002. Annual Audited Financial Reports
 4-137.003. Premium Growth Reporting
 4-137.005. Hurricane Andrew Loss Experience Reports
 4-137.008. Filing Of Statistical And Quarterly Reports For Individually Rated Risks And Excess Rates
 4-137.009. Filing Procedures For Commercial And Personal Residential Property Supplemental Quarterly Report
 4-137.010. Holocaust Victims Insurance Report And Standards Of Proof
 4-137.011. Reinsurance Summary Statement
 4-138.001. Naic Financial Examiners Handbook Adopted
 4-138.002. Financial, Rate, And Market Conduct Examination Reimbursement Expenses
 4-138.005. Examination Of Insurers
 4-138.017. Confidentiality Requirements; Prohibitions Regarding Unauthorized Insurers And Unapproved Reinsurers
 4-138.020. Requriements For Maintaining Cash And Certificates Of Deposit Outside The State Of Florida
 4-138.021. Special Consent Investments
 4-138.024. Agents&Apos; Balances In The Course Of Collection; Calculation Of 90 Days Past Due
 4-138.030. Assertion Of Values Of Items Received As Salvage On Paid Or Unpaid Losses
 4-138.031. Financial Requirements For Assessable Mutual Insurers
 4-138.032. Premiums Written; Adjustment Factors
 4-138.040. Purpose
 4-138.041. Scope
 4-138.042. Definitions
 4-138.043. General Requirements
 4-138.044. Required Opinions
 4-138.045. Statement Of Actuarial Opinion Not Including An Asset Adequacy Analysis
 4-138.046. Statement Of Actuarial Opinion Based On An Asset Adequacy Analysis
 4-138.047. Description Of Actuarial Memorandum Including An Asset Adequacy Analysis And Regulatory Asset Adequacy Issues Summary
 4-138.048. Additional Considerations For Analysis
 4-139.048. Additional Considerations For Analysis
 4-141.001. Purpose
 4-141.002. Standards Regarding Administrative Supervision
 4-141.003. Plan Of Correction
 4-141.004. Period Of Supervision
 4-141.005. Appointment Of Deputy Supervisors
 4-141.006. Costs Of Administrative Supervision
 4-141.020. Withdrawal From State
 4-141.021. 7013, Florida Statutes
 4-142.001. Reimbursement Of Costs For Insurer Complaint Handling
 4-142.002. Insurer Complaint Ratios
 4-142.011. Insurer Conduct Penalty Guidelines
 4-143.007. Exemption From The Act Of Securities Purchased Or Sold By Odd-Lot Dealers
 4-143.008. 75 Of The Act
 4-143.015. Exemption Of Long Term Profits Incident To Sales Within 6 Months Of The Exercise Of An Option
 4-143.055. Purpose
 4-143.056. Acquisition Of Controlling Stock
 4-143.060. Purpose
 4-143.061. Redomestication Procedures
 4-144.001. Purpose
 4-144.002. Approval Procedures
 4-144.005. Credit For Reinsurance
 4-144.010. Accounting Requirements: Life And Health Reinsurance Agreements
 4-148.001. Funding Of Preneed Contracts With Life Insurance Or Annuities
 4-149.001. Purpose
 4-149.002. Scope And Applicability
 4-149.003. Rate Filing Procedures
 4-149.004. Experience Records
 4-149.005. Reasonableness Of Benefits In Relation To Premiums
 4-149.006. Actuarial Memorandum
 4-149.007. Annual Rate Filing Procedures
 4-149.008. Loss Ratio Guarantee Filings
 4-149.009. Small Group Health Rating Requirements
 4-149.010. Refusal To Insure Based On Geographical Location
 4-149.020. Purpose And Scope
 4-149.021. Form Filing Procedures
 4-149.022. Forms Adopted
 4-149.023. Review
 4-149.024. Prohibited Policies
 4-149.0025. Definitions
 4-149.030. Purpose
 4-149.031. Applicability And Scope; Penalties
 4-149.032. Requirement To Insure Entire Groups
 4-149.033. Consideration Of Industry
 4-149.034. Qualifying Previous And Qualifying Existing Coverages
 4-149.035. Restrictive Riders
 4-149.036. Limited Benefit Policy
 4-149.037. Calculation Of Premium Rates
 4-149.038. Employee Health Care Access Act Annual And Quarterly Statement Reporting Requirement
 4-149.039. 6699, Florida Statutes, The Employee Health Care Access Act
 4-149.040. Change Of Status Of Small Employer Carrierâ??S Election To Become Risk-Assuming Carrier Or Reinsuring Carrier
 4-149.041. Marketing Communication Material And Marketing Guidelines
 4-149.042. Forms
 4-149.043. Small Employer Health Reinsurance Program
 4-149.044. Forms
 4-149.051. Purpose
 4-149.052. Establishing A Self-Funded Health Benefit Plan
 4-149.053. On-Going Review Of The Self-Funded Health Benefit Plan
 4-149.061. Purpose
 4-149.062. Scope And Applicability
 4-149.063. Definitions
 4-149.064. Content Of Actuarial Filing
 4-149.065. Nonforfeiture Provisions
 4-149.066. Minimum Values
 4-149.067. Value Of Paid-Up Annuity
 4-149.068. Calculation Of Cash Surrender Value
 4-149.069. No Cash Value Annuities
 4-149.070. Restricted Surrender Provision Annuities
 4-149.071. Employer-Funded Pension Plan Annuities
 4-149.072. Lapse Of Time Considerations
 4-149.073. Proration Of Values; Additional Benefits
 4-149.074. Comparability Among Contract Forms
 4-149.101. Purpose
 4-149.102. Scope And Applicability
 4-149.103. Definitions
 4-149.104. Rate Filing Procedures
 4-149.105. Health Rate Filing Standards
 4-149.106. Pooling Of Similar Health Contract Forms
 4-149.107. Credibility Of Health Data
 4-149.108. Reasonableness Of Health Benefits In Relation To Premiums
 4-149.109. Grounds For Disapproval
 4-149.110. Actuarial Memorandum For Health Rate Filings
 4-149.111. Annual Rate Filing Procedures
 4-149.112. Loss Ratio Guarantee Filings
 4-149.113. Stop-Loss Insurance
 4-149.120. Purpose And Scope
 4-149.121. Form Filing Procedures
 4-149.122. Review
 4-149.123. Prohibited Policies
 4-149.130. Purpose
 4-149.131. Applicability And Scope
 4-149.132. Calculation Of Premium Rates
 4-149.133. Marketing Communication Material And Marketing Guidelines
 4-149.150. Purpose
 4-149.151. Establishing A Self-Funded Health Benefit Plan
 4-149.152. Ongoing Review Of The Self-Funded Health Benefit Plan
 4-149.190. Forms Adopted
 4-149.200. Purpose
 4-149.201. Scope
 4-149.202. Standard Risk Rate
 4-149.203. Group Conversion Premium
 4-149.204. Outline Of Coverage
 4-149.205. Indemnity Standard Risk Rate
 4-149.206. Preferred Provider/Exclusive Provider Standard Risk Rates
 4-149.207. Health Maintenance Organization Standard Risk Rates
 4-149.1105. Additional Standards For Point Of Service Products
 4-150.002. Applicability
 4-150.003. Definitions
 4-150.005. Form And Content Of Advertisements
 4-150.006. Advertisements Of Benefits Payable, Losses Covered Or Premiums Payable
 4-150.013. Identity Of Insurer
 4-150.016. Statements About An Insurer
 4-150.017. Application In Advertisement
 4-150.018. Enforcement Procedures
 4-150.019. Filing For Review
 4-150.102. Applicability
 4-150.103. Definitions
 4-150.105. Form And Content Of Advertisements
 4-150.106. Disclosure Requirements For Indeterminate Value Life And Annuity Contract Advertisements
 4-150.107. Advertisements Of Proceeds Payable, Premiums Payable, Or Limited, Graded, Or Modified Features
 4-150.114. Identity Of Insurer
 4-150.117. Statements About An Insurer
 4-150.118. Application In Advertisement
 4-150.119. Enforcement Procedures
 4-150.120. Filing For Review
 4-150.201. Purpose
 4-150.202. Applicabilitly
 4-150.203. Definitions
 4-150.204. Method Of Disclosure Of Required Information
 4-150.205. Form And Content Of Marketing Communications
 4-150.206. Marketing Communications Of Benefits Payable, Losses Covered, And Premiums Payable
 4-150.207. Disclosure Of Plan Provision Relating To Renewability
 4-150.208. Testimonials Or Endorsements By Third Parties
 4-150.209. Use Of Statistics
 4-150.210. Disclosure Of Choice Of Benefits
 4-150.211. Disparaging Comparisons And Statements
 4-150.212. Jurisdictional Licensing And Status Of Small Employer Carrier
 4-150.213. Identity Of Small Employer Carrier
 4-150.214. Introductory, Initial, Or Special Offers
 4-150.215. Statements About A Small Employer Carrier
 4-150.216. Application In Marketing Communication
 4-150.217. Enforcement Procedures
 4-150.218. Filing For Review
 4-150.219. Severability
 4-151.011. Written Notice To Policyowner And Insurance Commissioner Required When Changing Life Insurance Portfolio
 4-151.201. Purpose
 4-151.202. Requirements
 4-151.203. Adoption Of Form Di4-1180
 4-154.101. Purpose
 4-154.102. Applicability And Scope
 4-154.103. Revision Of Non-Complying Policy Forms And Certification Required
 4-154.104. Definition Of Terms
 4-154.106. Minimum Standards For Benefits
 4-154.108. Severability
 4-154.109. Effective And Operative Dates
 4-154.110. Certificate Of Creditable Coverage
 4-154.111. Demonstration Of Creditable Coverage If Certificate Is Not Provided
 4-154.112. Guaranteed Availability Of Individual Health Coverage To Eligible Individuals
 4-154.113. Discontinuance Or Modification Of Policy Form
 4-154.114. Withdrawal From The Individual Market
 4-154.115. Designation Of Election To Become A Risk-Assuming Or Reinsuring Carrier
 4-154.116. Change Of Status Of Individual Issuer&Apos;S Election To Become Risk-Assuming Carrier Or Reinsuring Carrier
 4-154.201. Scope
 4-154.202. Definitions
 4-154.203. Categories Of Reserves
 4-154.204. Specific Minimum Standards For Morbidity, Mortality And Interest
 4-154.205. Reserves For Waiver Of Premium
 4-154.206. Reinsurance
 4-154.210. Tables
 4-154.301. Purpose
 4-154.302. Applicability And Scope
 4-154.303. Initial Notice
 4-154.304. Notice Of Occurrence Of A Qualifying Event
 4-154.305. Election And Premium Notice
 4-154.306. Election, Billing And Payment Of Premium
 4-154.402. Applicability And Scope
 4-154.403. Definition Of Terms
 4-154.404. Certificate Of Creditable Coverage
 4-154.405. Alternative Method Of Determining Creditable Coverage
 4-154.406. Demonstration Of Creditable Coverage If Certificate Is Not Provided
 4-154.407. Notice Of Plan&Apos;S Pre-Existing Condition Exclusion Period
 4-154.408. Special Enrollment Period Notification
 4-154.410. Withdrawal From The Group Market
 4-154.411. Prohibited Discrimination
 4-154.412. Group Conversion Election And Premium Notice Form
 4-154.502. Applicability And Scope
 4-154.503. Definitions
 4-154.504. Requirement To Insure Entire Groups
 4-154.506. Certificate Of Creditable Coverage
 4-154.507. Alternative Method Of Determining Creditable Coverage
 4-154.508. Demonstration Of Creditable Coverage If Certificate Is Not Provided
 4-154.511. Discontinuance Or Modification Of Policy Form
 4-154.512. Prohibited Discrimination
 4-154.513. Employee Health Care Access Act Annual And Quarterly Statement Reporting Requirement
 4-154.514. Designation Of Election To Become A Risk-Assuming Or Reinsuring Carrier
 4-154.515. Change Of Status Of Small Employer Carrierâ??S Election To Become Risk-Assuming Carrier Or Reinsuring Carrier
 4-154.516. Prohibited Discrimination
 4-154.517. Group Conversion Election And Premium Notice Form
 4-154.518. Notice Of Plan&Apos;S Pre-Existing Condition Exclusion Period
 4-154.520. Agent Commissions
 4-154.525. Standard And Basic Health Benefit Plans
 4-154.530. Small Group Health Insurance Availability
 4-154.4071. Pre-Existing Condition
 4-154.5181. Pre-Existing Condition
 4-155.001. Applicability And Scope
 4-155.002. Services
 4-155.003. Limitations
 4-156.001. Purpose
 4-156.002. Scope
 4-156.003. Definitions
 4-156.004. Policy Definitions And Terms
 4-156.005. - - - - Policy Provisions
 4-156.006. Minimum Benefit Standards For Policies Or Certificates Issued For Delivery Prior To January 1, 1992
 4-156.007. Benefit Standards For Policies Or Certificates Issued Or Delivered On Or After January 1, 1992
 4-156.008. Standard Medicare Supplement Benefit Plans
 4-156.009. Open Enrollement
 4-156.010. - - - - - - - Standards For Claims Payment
 4-156.011. Loss Ratio Standards And Refund Or Credit Of Premium
 4-156.012. Filing And Approval Of Policies And Certificates And Premium Rates
 4-156.013. - - - - - - - Permitted Compensation Arrangements
 4-156.014. Required Disclosure Provisions
 4-156.015. Requirements For Application Forms And Replacement Coverage
 4-156.016. - - - - - - - Standards For Marketing
 4-156.017. - - - - - - - Appropriateness Of Recommended Purchase And Excessive Insurance
 4-156.018. - - - - - - - Reporting Of Multiple Policies
 4-156.019. - - - - - - - Prohibition Against Preexisting Conditions, Waiting Periods, Elimination Periods And Probationary Periods In Replacement Policies Or Certificates
 4-156.030. Medicare Select
 4-156.0095. Guaranteed Issue For Eligible Persons
 4-157.001. Purpose
 4-157.002. Applicability And Scope
 4-157.003. Definitions
 4-157.004. Out-Of-State Group Long-Term Care Insurance
 4-157.006. Pre-Existing Conditions
 4-157.007. Conditions Of Eligibility
 4-157.009. Minimum Coverage
 4-157.010. Conversion Or Continuation Privilege
 4-157.016. Requirements For Replacement
 4-157.017. Prior Institutionalization
 4-157.018. Right To Return Policy - Free Look
 4-157.019. Long-Term Care Policies - Statements Required
 4-157.020. Outline Of Coverage
 4-157.022. Loss Ratio Requirements
 4-157.023. Reporting
 4-157.024. Required Disclosure Provisions
 4-157.025. Prohibition Against Post - Claims Underwriting
 4-157.026. Discontinuance And Replacement
 4-157.027. Appropriateness Of Recommended Purchase
 4-157.028. Requirements For Application Forms And Replacement Coverage
 4-157.029. Prohibition Against Preexisting Conditions And Probationary Periods In Replacement Polices Or Certificates
 4-157.030. Reporting Requirements
 4-157.031. Requirement To Deliver Shopperâ??S Guide
 4-157.101. Purpose
 4-157.102. Applicability And Scope
 4-157.103. Definitions
 4-157.104. Policy Practices And Provisions
 4-157.105. Refund Of Premium
 4-157.106. Required Disclosure Provisions
 4-157.107. Required Disclosure Of Rating Practices To Consumers
 4-157.108. Initial Filing Requirements
 4-157.109. Prohibition Against Post-Claims Underwriting
 4-157.110. Requirements For Application Forms And Replacement Coverage
 4-157.111. Reporting Requirements
 4-157.112. Reserve Standards
 4-157.113. Premium Rate Schedule Increases
 4-157.114. Filing Requirement - Out-Of-State Groups
 4-157.115. Filing Requirements For Advertising
 4-157.116. Suitability
 4-157.117. Prohibition Against Preexisting Conditions And Probationary Periods In Replacement Policies Or Certificates
 4-157.118. Nonforfeiture Benefit Requirement
 4-157.119. Additional Standards For Benefit Triggers For Qualified Long-Term Care Insurance Contracts
 4-157.120. Standard Format Outline Of Coverage
 4-157.121. Requirement To Deliver Shopperâ??S Guide
 4-157.122. Penalties
 4-161.001. Purpose
 4-161.002. Scope
 4-161.003. Use Of Industrial Life Insurance Claim Form
 4-161.004. Use Of Health Insurance Claim Form
 4-161.005. Use Of Dental Claim Form
 4-161.006. Use Of Pharmacy Claim Form
 4-161.007. Use Of Hospital Claim Form
 4-161.008. Additional Information
 4-161.009. Form Availability
 4-162.001. Scope
 4-162.002. Policy Form And Application; Prior Approval; Disapproval Or Withdrawal Of Filing
 4-162.003. Illustrations Of Benefits
 4-162.004. Grace Period And Nonforfeiture Values
 4-162.005. Voting Rights Of Contract Owner
 4-162.006. Notice Of Variable Values Required
 4-162.007. Standard Provision Application
 4-162.008. Contract Provision; Expense, Mortality And Investment Increment Factor
 4-162.009. Licensing Of Agents
 4-162.010. Selling Methods And Advertising
 4-162.011. Investments
 4-162.012. Valuation Of Account Assets; Reserve Liability
 4-162.013. Annual Statement: Record Of Accumulation Required
 4-162.014. Company Qualifications
 4-162.015. Separate Accounts Required; Transaction Between Accounts Prohibited
 4-162.016. Management Fees; Stockholders&Apos; Interest Schedule Of Commissions
 4-162.017. Annuity Contracts; Separability
 4-162.0025. Definitions
 4-162.101. Scope
 4-162.102. Purpose
 4-162.103. Definitions
 4-162.104. Individual Annuity Or Pure Endowment Contracts
 4-162.105. Group Annuity Or Pure Endowment Contracts
 4-162.0105. Sales Proposals, Policy Statements, And Annual Reports
 4-162.106. Application Of 1994 Gar Table
 4-162.107. Effective Date
 4-162.108. Tables
 4-163.001. Scope Of Rules; Effective Date
 4-163.002. Premium Rates
 4-163.003. Cancellation And Refund Requirements
 4-163.004. Filing Requirements
 4-163.005. Limits Of Coverage; Credit Life
 4-163.006. Limits Of Coverage; Credit Disability
 4-163.007. Term And Evidence Of Insurance
 4-163.008. Rights And Treatment Of Debtors
 4-163.009. Determination Of Reasonableness Of Benefits In Relation To Premium Charge
 4-163.010. Credit Life Insurance Rates
 4-163.011. Credit Disability Insurance Rates
 4-163.012. Experience Reports
 4-163.013. Effective Date
 4-163.0015. Applicability
 4-163.0017. Definitions
 4-163.0045. Filing Requirements
 4-163.0055. Limits Of Coverage; Credit Life
 4-163.0075. Term And Evidence Of Insurance
 4-163.0076. Provisions Required In Group Contracts
 4-164.010. Universal Life Valuation And Nonforfeiture
 4-164.020. Valuation Of Life Insurance Policies
 4-166.001. Mass Merchandising Programs
 4-166.020. Purpose And Scope
 4-166.021. Definitions
 4-166.022. File And Record Documentation
 4-166.023. Misrepresentation Of Policy Provisions
 4-166.024. Failure To Acknowledge Communications And Act Promptly As To Communications With Respect To Claims And To Implement Standards For The Prompt Investigation Of Claims
 4-166.025. Response To Department Inquiries
 4-166.026. Standards For Prompt, Fair And Equitable Settlements Applicable To All Insurers
 4-166.027. Standards For Prompt, Fair And Equitable Settlements Applicable To Automobile Insurance
 4-166.028. Standard For Prompt, Fair, And Equitable Settlements Applicable To Homeowners&Apos; And Personal And Commercial Fire And Extended Coverages Type Policies With Replacement Cost Coverages
 4-166.029. Acceptable Error Ratio
 4-166.030. Alternative Procedures For Resolution Of Disputed Claims Arising From Hurricane Andrew
 4-166.031. Mediation Of Property Insurance Claims
 4-166.045. Special Purpose Homeowners Insurance Company (Sphic); Notice Requirements
 4-166.051. Examination Of Significant Rate Increases
 4-167.001. Return Of Unearned Premium
 4-167.002. Private Passenger Motor Vehicle Insurance; Completion Of Underwriting Notice Of Incorrect Premium, Return Of Unearned Premium
 4-167.003. 728
 4-167.004. Required Preinsurance Inspection Of Private Passenger Motor Vehicles
 4-167.005. Warranties In Policy Forms
 4-167.006. Property Insurance: Accidental Death And Dismemberment Endorsements
 4-167.007. Supplementary Payment Of Defense Costs
 4-167.008. Claims-Made Coverage Forms
 4-167.009. Mortgage Fire Insurance Requirements
 4-167.010. Proof Of Mailing
 4-167.011. Homeowners Policies: Offer Of Replacement Cost Coverage And Law And Ordinance Coverage
 4-167.012. Certificates Of Security For Hurricane Deductibles
 4-167.020. Purpose
 4-167.024. Rates For Filings For Inland Marine Insurance
 4-170.001. Purpose
 4-170.002. Scope
 4-170.004. Rating Plans: Discounts, Credits, Surcharges
 4-170.005. Use Of Filed Rates
 4-170.007. Annual Rate Filings
 4-170.008. Filing Of Rates And Experience For Individually Rated Risks
 4-170.009. Unfair Discrimination In Property/Casualty Insurance Rates - Allocation Of Administrative Expenses
 4-170.010. Short Rate Cancellations And Fully Earned Premiums Prohibited
 4-170.011. Drafted Water Supplies
 4-170.012. Sinkhole Insurance
 4-170.013. Filing Procedures For Property And Casualty Insurance Rates, Rules, Underwriting Guidelines, And Forms
 4-170.014. Homeowners Insurance Ratemaking And Rate Filing Procedures
 4-170.015. Forms
 4-170.016. Recoupment Of Premium Paid To The Florida Hurricane Catastrophe Fund
 4-170.017. Shutter Discounts
 4-170.018. Review Of Property And Casulaty Rates
 4-170.019. Individually Rated Risks
 4-170.020. Loss Reserve Discounts
 4-170.021. Loss Reserve Certification
 4-170.022. Rating And Advisory Organizations
 4-170.030. Purpose
 4-170.101. Title, Scope, Application, And Purpose
 4-170.103. Demand For Arbitration And Response
 4-170.105. Costs, Expenses And Fees Of The Arbitration
 4-170.107. Procedure For Arbitration
 4-170.109. Selection Of The Arbitration Panel
 4-170.111. Scope Of The Evidence In A Rate Filing Arbitration
 4-170.113. Computation Of Time; Service By Mail
 4-170.115. Filing And Service Of Papers; Signing
 4-170.117. Discovery
 4-170.119. Subpoenas And Witnesses; Fees
 4-170.121. Official Recognition Of Facts
 4-170.123. Motion Hearings By Telephone
 4-170.126. Pre-Hearing Conference; Pre-Hearing Stipulation
 4-170.127. Notice Of Final Hearing; Scheduling
 4-170.129. Conduct Of Proceedings
 4-170.131. Conduct Of Formal Hearing; Evidence
 4-170.133. Post-Hearing Memorandum
 4-170.135. Final Decision And Award
 4-170.137. Related Laws And Rules
 4-170.0141. Dwelling Insurance Ratemaking And Rate Filing Procedures
 4-170.0142. Ratemaking And Rate Filing Procedures For Commercial Residential Insurance And All Other Lines
 4-170.0165. Recoupment Of Residual Market Deficit Assessments
 4-171.001. Purpose And Scope
 4-171.002. General Reporting Requirements
 4-171.003. Reports By Insurers Of Professional Liability Claims And Actions Required
 4-171.005. Annual Claims Report By Liability Insurers
 4-171.006. Claims Report By Directors And Officers Liability Insurers
 4-171.007. Insurer Experience Reporting Â?? Excessive Profits, Commercial Property And Commercial Casualty Insurance
 4-175.003. Motor Vehicle Insurance Ratemaking And Rate Filing Procedures
 4-175.004. Required Motor Vehicle Insurance Coverages
 4-175.005. Collision Coverage Rate Filings
 4-175.006. Unfair Discrimination In Private Passenger Motor Vehicle Insurance Rates - Allocation Of Administrative Expenses
 4-175.007. Unfair Discrimination In Private Passenger Motor Vehicle Insurance Rates - Based On Arbitrary Territorial Boundaries
 4-175.009. Unfair Discrimination In Private Passenger Motor Vehicle Insurance Rates - Surcharges Based On Type Of Vehicle
 4-175.010. Unfair Discrimination In Private Passenger Motor Vehicle Insurance Rates - Based On Residence, Age, Or Lawful Occupation
 4-175.011. Deductibles In Mandatory Financial Responsibility Coverages
 4-175.013. Unfair Discrimination In Private Passenger Motor Vehicle Insurance Rates - Based On Credit Reports
 4-175.021. Insurer Experience Reporting - Excessive Profits, Automobile Insurance
 4-175.031. Purpose
 4-175.040. Part Iv - Pilot Program For Pip Coverage
 4-176.002. &Quot;
 4-176.003. Â?
 4-176.004. Personal Injury Protection Benefits; Exclusion
 4-176.008. Requirements And Exemptions Relating To Non-Residents
 4-176.009. Rejection Of Florida Motor Vehicle No-Fault Law Transition Endorsement
 4-176.012. Prohibitions
 4-176.013. Notification Of Insuredâ??S Rights; Personal Injury Protection Benefits
 4-176.014. Prohibitions Regarding Physical Damage Coverage
 4-176.015. Additional Resident Driver
 4-176.022. Mediation Of Bodily Injury And Property Damage Claims
 4-176.030. Medical Expense Coverage On A Primary Basis
 4-176.031. Financial Responsibility To Extend To Other States
 4-176.032. Arbitration For Personal Injury Protection Benefits
 4-176.033. Driver Exclusion Endorsement
 4-177.001. Salesmen Not To Infer Club Is Insurance Company
 4-177.002. Persons Not Authorized To Solicit Or Sell Insurance Unless Licensed As Insurance Agent
 4-177.003. Appointment Of Unregistered Salesmen Deemed Violation
 4-177.004. No Salesman Whose Insurance License Has Been Suspended Or Revoked May Be Registered
 4-177.005. Termination Notice To Be Filed With Commissioner
 4-177.006. Policy Or Certificate Must Show It Is Not A Liability Policy And Does Not Comply With Financial Responsibility Law
 4-177.021. Scope
 4-177.022. Primary Insurance Statement Required
 4-184.002. Company And Agent To Be Responsible
 4-184.004. Complete Records Must Be Maintained
 4-184.005. Issuance; Contents Of Policies
 4-184.006. Credit Property Insurance
 4-184.011. Binder Or Receipt Must Set Forth Coverage And Cost
 4-184.013. Contracts Must Comply With Statutes
 4-184.015. Claims Reporting
 4-184.016. Single Interest Insurance
 4-184.019. Certificate Must Show Coverage
 4-184.022. Compliance Required
 4-185.003. Mortgage Not To Exceed 90% Of Market Value; Independent Appraiser; Certain Mortgages Exempted
 4-185.006. Copy Of Appraisal Attached To Policy
 4-186.001. Disclosure; Mortgagee Policyholders
 4-186.002. Approved Form
 4-186.003. Title Insurance Rates
 4-186.005. Premium Schedule Applicable To &Quot;Truth In Lending&Quot; And Other Endorsements
 4-186.006. Usury Or Claims Of Usury Excluded From Title Insurance Coverages
 4-186.008. Escrow Requirements
 4-186.011. Policy Exceptions
 4-186.012. Independent Searcher/Abstractor Coverage
 4-186.013. Title Insurance Statistical Gathering
 4-186.014. Insurer Reporting For Non-Licensed Agents
 4-186.015. Title Insurance Agency Collateral Substitution
 4-187.001. Definitions
 4-187.007. Continuing Requirements Including Filing Of Reports And Rates
 4-187.009. Termination Or Merger Of Self-Insurance Trust Fund
 4-187.031. Definitions
 4-187.032. Responsibilities Of The Service Agent
 4-187.033. Approval Of Service Agent Required
 4-187.034. Application For The Self-Insurance Trust Fund
 4-187.035. Solvency Of The Self-Insurance Trust Fund And Trustees&Apos; Responsibilities
 4-187.036. Deficit Assessments And Surplus Funds
 4-187.037. Continuing Requirements Including Filing Of Reports And Rates
 4-187.038. Contracts For Excess Insurance
 4-187.039. Termination Or Merger Of Self-Insurance Trust Fund
 4-187.040. Bylaws, Mutual Covenants, Rules And Regulations, And Service Agent&Apos;S Contract
 4-187.041. Exemptions
 4-187.042. Withdrawal Of Self-Insurance Privilege
 4-188.003. Disclosure Statement
 4-188.004. Readability Of Statement
 4-189.001. General Reporting Requirements
 4-189.003. Workers&Apos; Compensation: Application And Audit Procedures
 4-189.004. Deviation Filing Information
 4-189.005. Reports Of Information By Workers&Apos; Compensation Insurers Required
 4-189.006. Guidelines For Large Deductible Workers&Apos; Compensation Filings
 4-189.007. Insurer Experience Reporting Â?? Excessive Profits, Workers&Apos; Compensation Insurance
 4-189.010. Workers&Apos; Compensation Insurance Devidend Plans Defined
 4-189.011. Cancellation - Workers&Apos; Compensation Insurance
 4-189.012. Premium Installments: Delinquency And Collection Fees; Check Charges
 4-189.013. Workers&Apos; Compensation Excess Insurance Rates
 4-189.014. Workers&Apos; Compensation Rating Plan For Managed Care Premium Credits
 4-189.0055. Records And Reports Of Information By Workers&Apos; Compensation Insurers Required
 4-190.030. Definitions
 4-190.031. Servicing For Self-Insurers