Rules Review by JAPC
 |
4. DEPARTMENT OF INSURANCE |
| d4. Departmental |
| 4-1.001. Permanent Office Records Required |
| 4-1.002. Pre-Numbered Receipt As Evidence Of Payment |
| 4-1.04. Actively Engaged In Business; Place Suitably Designated; Accessible To Public |
| 4-1.05. Of Insurance |
| 4-1.005. Premium Charge Only Permitted |
| 4-1.006. License Required |
| 4-1.007. Currently Revoked |
| 4-1.008. Power Of Attorney |
| 4-1.009. Premium Shall Be Term Charge; Premium Refund; When |
| 4-1.010. Department Or Bail Bond Advisory Council May Request Information |
| 4-1.011. Rate Filing; Approval; Proof |
| 4-1.012. Annual Listing Of Assets And Liabilities |
| 4-1.013. Premium Tax |
| 4-1.014. Collateral Security |
| 4-1.016. Terms And Conditions Of Contract; Form |
| 4-1.017. Notice Of Change Of Address |
| 4-1.17. Notice Of Change Of Address |
| 4-1.18. Soliciting Business |
| 4-1.018. Soliciting Business |
| 4-1.019. Statistical Reporting Form |
| 4-1.19. Statistical Reporting Form |
| 4-1.020. Use Of Credit Cards And Cash Advance Facilities In Conjunction With Issuing Bail Bonds |
| 4-1.021. Build-Up Funds; Reporting |
| 4-1.0021. Pre-Numbered Receipt As Evidence Of Collateral |
| 4-1.0141. Collateral Security; Statement; Form |
| 4-1.142. Collateral Security Requirements |
| 4-2.04. "Mortgage Guaranty Insurance" |
| 4-2.06. Contingency Reserve To Be Set Aside; Period Of Time |
| 4-2.07. Limitation On Insurer |
| 4-2.08. Reinsurance |
| 4-2.11. Insurer To Maintain And File Records |
| 4-2.011. Insurer To Maintain And File Records |
| 4-3.016. Title Insurance |
| 4-4.21. |
| 4-6.001. Purpose |
| 4-6.002. Applicability |
| 4-6.003. Definitions |
| 4-6.005. Form And Content Of Advertisements |
| 4-6.006. Advertisements Of Benefits Payable, Losses Covered Or Premiums Payable |
| 4-6.007. Necessity For Disclosing Policy Provisions Relating To Renewability, Cancellability, And Termination |
| 4-6.008. Testimonials Or Endorsements By Third Parties |
| 4-6.009. Use Of Statistics |
| 4-6.011. Disparaging Comparisons And Statements |
| 4-6.012. Jurisdictional Licensing And Status Of Insurer |
| 4-6.013. Identify Of Insurer |
| 4-6.014. Group Or Quasi-Group Implications |
| 4-6.015. Introductory, Initial, Or Special Offers |
| 4-6.017. Application In Advertisement |
| 4-6.018. Enforcement Procedures |
| 4-6.019. Filing For Review |
| 4-6.020. Prior Rules |
| 4-6.0185. Filing For Review |
| 4-7.08. Rights And Treatment Of Debtors |
| 4-7.09. Determination Of Reasonableness Of Benefits In Relation To Premium Charge |
| 4-7.009. Determination Of Reasonableness Of Benefits In Relation To Premium Charge |
| 4-7.010. Credit Life Insurance Rates |
| 4-7.10. Credit Life Insurance Rates |
| 4-7.11. Credit Accident And Health Insurance Rates |
| 4-7.011. Credit Accident And Health Insurance Rates |
| 4-7.12. Experience Reports |
| 4-7.13. Effective Date |
| 4-8.007. Premium Not To Be Increased For Two Years |
| 4-8.008. State Comprehensive Health Association; Notification Requirements And Procedures Relating To Coverage Declination By Insurers |
| 4-11.003. Definitions |
| 4-11.005. Affidavit Of Diligent Effort |
| 4-11.006. Quarterly Report Required |
| 4-11.007. Report And Tax Of Independently Procured Coverages |
| 4-11.0015. Declaration Of Eligibility For Export |
| 4-12.01. |
| 4-12.006. Membership Card, Policy Or Certificate To Be Submitted For Approval |
| 4-13.01. |
| 4-13.02. |
| 4-13.03. |
| 4-13.04. |
| 4-13.05. |
| 4-13.06. |
| 4-13.07. |
| 4-13.08. |
| 4-13.09. |
| 4-13.10. |
| 4-13.11. |
| 4-13.12. |
| 4-14.001. Annuity Of Life Insurance; Plans For Purchase To Be Reviewed By State Treasurer |
| 4-14.002. No Refunds Before Termination Of Employment; Exceptions |
| 4-14.003. Contribution Begins Upon Employment |
| 4-14.004. Credited Years Of Service Construed |
| 4-14.005. Compensation Defined |
| 4-14.006. No Deductions After Normal Retirement Date |
| 4-14.007. Police Officer Defined |
| 4-14.008. Deduction For Disability Payments; Method Of Determination |
| 4-14.009. Reactivated Retirement Fund; Responsibility Of City |
| 4-14.010. Amending Existing Pension Plans |
| 4-14.011. Forfeiture Of Benefits Upon Transfer To State Or State And County Retirement System |
| 4-14.11. System |
| 4-14.12. Investments |
| 4-14.012. Investments |
| 4-14.013. Compliance Required |
| 4-14.13. Compliance Required |
| 4-14.14. Determination Of Compliance |
| 4-14.014. Determination Of Compliance |
| 4-14.015. Deposit Of Funds |
| 4-14.15. Deposit Of Funds |
| 4-14.16. Designation Of Beneficiary |
| 4-14.016. Designation Of Beneficiary |
| 4-14.017. Information Supplied By Municipalities |
| 4-14.17. Information Supplied By Municipalities |
| 4-14.18. Statements Of Disbursements |
| 4-14.018. Statements Of Disbursements |
| 4-14.019. Proceedings By The Department |
| 4-14.19. Proceedings By The Department |
| 4-14.20. Investment Of Funds |
| 4-14.020. Investment Of Funds |
| 4-14.021. Disability In The Line Of Duty |
| 4-14.21. Disability In Line Of Duty |
| 4-14.22. Pension Plans For Policemen And Other Employees |
| 4-14.022. Pension Plans For Policemen And Other Employees |
| 4-14.023. Determination Of Benefits |
| 4-14.23. Determination Of Benefits |
| 4-14.24. Extra Benefits |
| 4-14.024. Extra Benefits |
| 4-14.025. Termination Of The Plan |
| 4-14.25. Termination Of The Plan |
| 4-14.026. Purpose |
| 4-14.027. Scope |
| 4-14.028. Definitions |
| 4-14.029. Minimum Standards |
| 4-14.030. Public Safety Officers |
| 4-14.031. Exclusion Of Benefits Upon Transfer To State Or State And County Retirement System |
| 4-14.032. Board Of Trustees; Members; Terms Of Office |
| 4-14.033. Investments |
| 4-14.034. Use Of Annuity Or Insurance Policies |
| 4-14.035. Creation And Maintenance Of Fund |
| 4-14.036. One-Percent Exise Tax On Casualty Insurance |
| 4-14.037. Monies Received And Distributed By State |
| 4-14.038. Deposit Of Funds |
| 4-14.039. Excise Tax Credit |
| 4-14.040. Contributions |
| 4-14.041. Requirements For Retirement |
| 4-14.042. Designation Of Beneficiary |
| 4-14.043. Disability Retirement |
| 4-14.044. 21 |
| 4-14.045. Disability In Line Of Duty |
| 4-14.046. Employment Records |
| 4-14.047. Report To Department Of Insurance |
| 4-14.048. Pension Boards |
| 4-14.049. Depositor For Pension Funds |
| 4-14.050. Independence Of Boards Of Trustees |
| 4-14.051. Exemptions From Chapter 185 |
| 4-14.052. Rights Of Police Officers |
| 4-14.053. Municipalities Having Their Own Plans For Police Officers |
| 4-14.054. Termination Of Plan |
| 4-14.055. Transfer To Another State Retirement System |
| 4-14.056. Costs; Attorneys'Fees |
| 4-15.001. Written Notice To Policyowner And Insurance Commissioner Required When Changing Life Insurance Portfolio |
| 4-18.03. |
| 4-18.009. Prohibited Rebates And Inducements |
| 4-18.010. Refunds |
| 4-18.015. Forms Incorporated By Reference |
| 4-20.001. Definitions |
| 4-20.002. Furnishing Of Statistical Experience |
| 4-20.003. Financial Statements, When Required |
| 4-20.004. Reinsurance Treaties To Be Furnished, When |
| 4-20.005. Permissible Ratio Of Written Premiums To Policyholders' Surplus |
| 4-21.001. Disclosure; Mortgagee Policyholders |
| 4-21.002. Approved Form |
| 4-21.003. Title Insurance Rates |
| 4-21.03. Title Insurance Rate Promulgation Order |
| 4-21.04. Schedule Applicable Schedule Applicable Thereto |
| 4-21.004. Classification Of "Certificates Of Title" As A Respective Type Of Title Insurance Contract And Promulgation Of A Specific Rate Schedule Applicable Thereto |
| 4-21.005. Premium Schedule Applicable To "Truth In Lending" Endorsement |
| 4-21.006. Usury Or Claims Of Usury Excluded From Title Insurance Coverages |
| 4-21.07. |
| 4-21.08. |
| 4-21.009. Title Insurance Limited To Coverage Of Real Property |
| 4-21.010. Escrow Disbursement |
| 4-21.011. Insurers Assumption Of Certain Liabilities |
| 4-21.0105. Reconciliation Of Escrow Accounts |
| 4-22.01. |
| 4-22.02. |
| 4-23.001. Insurers To Provide Coverage |
| 4-23.006. Definitions; Applicability Of Contents Coverage |
| 4-23.007. Definitions Of Sinkhole Loss |
| 4-23.012. Filing Extended Forms; Identifiable Charge Thereon |
| 4-24.01. Replacement Of Life Insurance |
| 4-24.02. Replacement Of Life Insurance |
| 4-24.03. Replacement Of Life Insurance |
| 4-24.04. Replacement Of Life Insurance |
| 4-24.05. Replacement Of Life Insurance |
| 4-24.06. Replacement Of Life Insurance |
| 4-24.07. Replacement Of Life Insurance |
| 4-24.10. Replacement Of Life Insurance Disclosure To Affected Persons - Approved Forms |
| 4-24.11. Definition Of Replacement |
| 4-24.12. Disclosure To Affected Persons - Approved Forms |
| 4-24.13. Exemptions |
| 4-24.14. Duties Of Agents |
| 4-24.15. Duties Of Replacing Agent |
| 4-24.16. Duties Of Replacing Insurers |
| 4-24.17. Duties Of The Existing Insurer |
| 4-24.18. Duties Of The Conserving Agent |
| 4-24.19. Penalties |
| 4-24.20. Severability |
| 4-24.21. Approved Forms |
| 4-24.021. Approved Forms |
| 4-24.022. Written Notice To Policyowner And Insurance Commissioner Required When Changing Life Insurance Portfolio |
| 4-25.001. Purpose |
| 4-25.002. Policy Dividends |
| 4-25.003. Promissory Notes And Finance Plans |
| 4-26.002. Registration Of Insurers |
| 4-26.003. Standards |
| 4-26.04. |
| 4-26.006. Investments |
| 4-26.007. Voting Of Securities |
| 4-27.11. |
| 4-27.12. |
| 4-27.13. |
| 4-27.14. |
| 4-27.16. |
| 4-27.17. |
| 4-27.18. |
| 4-27.19. |
| 4-27.20. |
| 4-27.21. |
| 4-28.01. |
| 4-28.02. |
| 4-28.004. Exchange Of Business |
| 4-28.005. Private Passenger Motor Vehicle Insurance; Completion Of Underwriting; Notice Of Incorrect Premium |
| 4-28.006. Required Preinsurance Inspection Of Private Passenger Motor Vehicles |
| 4-28.007. Workers' Compensation: Application And Audit Procedures |
| 4-29.003. Details Of Operation |
| 4-29.008. Settlement Of Losses |
| 4-30.004. Details Of Operation |
| 4-30.006. Workers' Compensation Coverage |
| 4-30.007. Workers' Compensation Claims |
| 4-30.008. Fleet Automobile Liability Coverage For Coordinated Community Transportation Providers |
| 4-31.001. Scope |
| 4-31.01. Scope |
| 4-31.02. Definitions |
| 4-31.002. Definitions |
| 4-31.003. Application |
| 4-31.03. Application |
| 4-31.04. Establish The Need |
| 4-31.05. Insurance - General Liability And Medical Malpractice |
| 4-31.005. Insurance - General Liability And Medical Malpractice |
| 4-31.06. Insurance - Catastrophic Or Back-Up Coverage |
| 4-31.07. Quality Of Care |
| 4-31.007. Quality Of Care |
| 4-31.008. Periodic Examination |
| 4-31.08. Periodic Examination |
| 4-31.09. Peer Review |
| 4-31.009. Peer Review |
| 4-31.010. Subscriber Contracts |
| 4-31.10. Subscriber Contracts |
| 4-31.011. Rates |
| 4-31.11. Rates |
| 4-31.12. Advertising |
| 4-31.012. Advertising |
| 4-31.013. Merchandising |
| 4-31.13. Merchandising |
| 4-31.14. Inspection Of Contract |
| 4-31.014. Inspection Of Contract |
| 4-31.015. Filing, Approval Of Forms |
| 4-31.15. Filing, Approval Of Contract |
| 4-31.16. Annual Report |
| 4-31.016. Annual Report |
| 4-31.017. Fees |
| 4-31.17. Fees |
| 4-31.18. Change Of Name |
| 4-31.018. Change Of Name |
| 4-31.019. Change Of Ownership |
| 4-31.19. Change Of Ownership |
| 4-31.20. Termination Of Services |
| 4-31.21. Waiver Of Deposit Requirements |
| 4-31.021. Scope |
| 4-31.22. Conversion On Termination Of Eligibility |
| 4-31.23. Investments |
| 4-31.024. Definitions For The Purposes Of These Rules |
| 4-31.027. Application For Certificate Of Authority |
| 4-31.030. Governing Body |
| 4-31.033. Standards For Subscriber Contracts |
| 4-31.036. Additional Contracts |
| 4-31.039. Certificate And Member Handbook Standards |
| 4-31.042. Reasons For Cancellation, Termination And Non-Renewal Of Subscriber Contracts |
| 4-31.045. Newborn And Adopted Children Coverage |
| 4-31.046. Primary Care Physicians |
| 4-31.048. Emergency Services Procedures |
| 4-31.051. Filing |
| 4-31.054. Rates |
| 4-31.057. Standards For Marketing |
| 4-31.060. Form And Content Of Advertisements |
| 4-31.063. Advertisement Enforcement Procedures |
| 4-31.066. Claim Payments |
| 4-31.069. Insurance-General Liability And Medical Malpractice |
| 4-31.072. Reinsurance (Excess Loss Insurance) |
| 4-31.075. Annual And Quarterly Reports |
| 4-31.078. Subscriber Grievance Procedure |
| 4-31.081. Statewide Subscriber Assistance Program |
| 4-31.082. Practices And Procedures Of The Statewide Subscriber Assistance Panel |
| 4-31.085. Fees |
| 4-31.088. Surplus Notes |
| 4-31.091. Guaranteeing Organizations |
| 4-31.094. Change Of Name |
| 4-31.097. Change Of Ownership |
| 4-31.100. Operational Hmos; Issuance Of Certificate |
| 4-31.105. Individual Subscriber Enrollment Procedures |
| 4-31.107. Prescribed Forms |
| 4-31.185. Change In Geographic Area |
| 4-32.001. Purpose |
| 4-32.002. Brokering Agent |
| 4-32.003. Application Requirements |
| 4-32.004. Register Required By Brokering Agent |
| 4-32.005. Countersignature Required |
| 4-32.006. Effective Date Of Coverage |
| 4-32.007. Approval Form |
| 4-33.001. Purpose |
| 4-33.002. Policy Insurance |
| 4-33.003. Policy Approval |
| 4-33.004. Annual Reports |
| 4-33.005. Sales Material |
| 4-34.001. - - - Notice Required For Certain Group Insurance Certificates |
| 4-35.001. Purpose |
| 4-35.002. Applicability |
| 4-35.003. Definitions |
| 4-35.004. Method Of Disclosure Of Required Information |
| 4-35.005. Form And Content Of Advertisements |
| 4-35.006. Advertisements Of Proceeds Payable, Premiums Payable, Or Limited, Graded Or Modified Features |
| 4-35.008. Testimonials Or Endorsements By Third Parties |
| 4-35.009. Use Of Statistics |
| 4-35.010. Disparaging Comparisons And Statements |
| 4-35.011. Jurisdictional Licensing And Status Of Insurer |
| 4-35.012. Identity Of Insurer |
| 4-35.013. Group Or Quasi-Group Implications |
| 4-35.014. Introductory, Initial, Or Special Offers |
| 4-35.016. Application In Advertisement |
| 4-35.017. Enforcement Procedures |
| 4-35.018. Severability Provision |
| 4-35.019. Effective And Operative Dates |
| 4-35.020. Prior Rules |
| 4-35.0051. Disclosure Requirements For Annuity Contract Advertisements |
| 4-35.0061. Necessity For Disclosing Policy Provisions Relating To Renewability, Cancellability, And Termination |
| 4-35.0171. Filing For Review |
| 4-36.001. Scope |
| 4-36.002. Negotiating Directly With A Claimant |
| 4-36.003. Interviewing Witnesses |
| 4-36.004. Advising As To Legal Advice Or Counsel |
| 4-36.005. Releases |
| 4-36.006. Contacting Incapacitated Claimants |
| 4-36.007. Advising Claimants Of Claim Rights |
| 4-36.008. General Principles Of Conduct |
| 4-37.006. Minimum Standards For Benefits |
| 4-37.06. Of Insurance |
| 4-37.07. Of Insurance |
| 4-38.001. General -- Organization |
| 4-38.002. The Department Head |
| 4-38.003. Department Divisions |
| 4-38.004. Delegation Of Authority |
| 4-38.005. Department Representative Identification |
| 4-38.006. Location Of Offices |
| 4-38.007. Availability Of Forms And Records |
| 4-38.008. Statutory Authorities And Rule Index |
| 4-38.009. Notice Of Meetings, Public Hearings And Workshops |
| 4-38.010. Agenda Of Meetings, Public Hearings And Workshops |
| 4-38.10. |
| 4-38.011. Emergency Meeting And Workshop |
| 4-38.012. Commencement Of Proceeding |
| 4-38.013. Notice Of Proceeding |
| 4-38.014. Content Of Notice |
| 4-38.14. |
| 4-38.015. Petitions To Initiate Rulemaking Proceedings |
| 4-38.016. Department Action On Petitions |
| 4-38.17. |
| 4-38.18. |
| 4-38.018. Proposed Rule |
| 4-38.019. Administrative Determination Of Validity Of A Rule |
| 4-38.19. |
| 4-38.020. Rulemaking Proceeding -- Presentation Of Statements |
| 4-38.021. Emergency Rule Proceeding |
| 4-38.022. General Requirements -- Declaratory Statements |
| 4-38.023. Petition |
| 4-38.23. |
| 4-38.024. Purpose And Use Of Declaratory Statement |
| 4-38.025. Department Disposition |
| 4-38.026. General Authorization -- Investigations |
| 4-38.027. Commencing Investigation |
| 4-38.028. Investigations |
| 4-38.029. General -- Substantial Interest Decisions |
| 4-38.030. Parties |
| 4-38.031. Appearances |
| 4-38.032. Pre-Hearing Conference |
| 4-38.033. 57, Florida Statutes |
| 4-38.034. Administrative Determinations Of Rule(S) |
| 4-38.35. |
| 4-38.036. 57, Florida Statutes |
| 4-38.037. Conference - Authorized |
| 4-38.038. Formal Proceeding Conducted By Department Head |
| 4-38.039. Continuance Of Hearing Or Extension Of Time |
| 4-38.040. 57 Proceedings |
| 4-38.041. 57 Proceedings |
| 4-38.042. 57 Proceedings |
| 4-38.043. Recommended Orders |
| 4-38.044. 57(2) Proceedings |
| 4-38.045. 57(2) Hearings |
| 4-38.046. Final Orders |
| 4-38.047. Files |
| 4-38.048. General - Licensing |
| 4-38.049. Definition -- License |
| 4-38.050. Application For License |
| 4-38.50. |
| 4-38.051. Denial Of License |
| 4-38.052. Suspension, Revocation, Or Annulment |
| 4-38.053. Emergency Action |
| 4-38.054. Termination Of Licenses |
| 4-38.055. Fingerprint Fee |
| 4-38.071. Approved Forms |
| 4-38.0071. Improved Forms |
| 4-38.081. Of Insurance |
| 4-38.0081. Designation Of Official Reporter And Agency Clerk |
| 4-38.0115. Conducting Meetings And Workshops By Communications Media Technology |
| 4-38.0451. 57(2) Proceedings |
| 4-39.01. |
| 4-39.001. Definitions |
| 4-39.02. |
| 4-39.002. Management And Consulting Services |
| 4-39.003. Application For The Self-Insurance Trust Fund |
| 4-39.03. |
| 4-39.04. |
| 4-39.004. Solvency Of The Self-Insurance Trust Fund And Trustees Responsibilities |
| 4-39.005. Deficit Assessments And Surplus Funds |
| 4-39.05. |
| 4-39.06. |
| 4-39.006. Continuing Requirements Including Filing Of Reports And Rates |
| 4-39.007. Contracts For Excess Insurance |
| 4-39.07. |
| 4-39.08. |
| 4-39.008. Indemnity Agreement |
| 4-39.09. |
| 4-39.009. Withdrawal Of Self-Insurance Privilege |
| 4-39.0015. Responsibilities Of The Service Agent |
| 4-39.0021. Approval Of Service Agent Required |
| 4-39.0081. Bylaws, Mutual Covenants, Rules And Regulations, And Service Agent'S Contract |
| 4-39.0082. Exemptions |
| 4-40.01. Definitions |
| 4-40.02. Of Insurance |
| 4-40.03. Of Insurance |
| 4-40.04. Of Insurance |
| 4-40.05. "Establishment Of Dates & Time For The Medical Incident Committee Meetings" |
| 4-40.06. |
| 4-41.001. Definition Of Readable Policy |
| 4-41.01. |
| 4-41.02. |
| 4-41.002. Readable Policy Guidelines |
| 4-41.003. Implementation Of Readable Policy Requirements |
| 4-41.03. |
| 4-42.001. Definitions |
| 4-42.01. |
| 4-42.02. |
| 4-43.01. |
| 4-43.02. |
| 4-43.03. |
| 4-43.003. Unfair Discrimination In Private Passenger Motor Vehicle Insurance Rates -- Based On Sex, Marital Status And Scholastic Achievement |
| 4-43.04. |
| 4-43.05. Refusal To Insure Based On Geographic Location |
| 4-43.06. Unfair Discrimination In Insurance Rates |
| 4-43.007. Unfair Discrimination In Private Passenger Motor Vehicle Insurance Rates - Based On History Of Accidents |
| 4-43.008. Unfair Discrimination In Property/Casualty Rates -- Allocation Of Administrative Expenses |
| 4-44.01. |
| 4-44.02. |
| 4-44.03. |
| 4-44.04. |
| 4-44.05. |
| 4-44.06. |
| 4-44.07. |
| 4-45.01. Net Worth |
| 4-45.02. Escrow Accounts |
| 4-45.03. Release Of Escrowed Funds |
| 4-45.04. Calculation Of Reserves |
| 4-45.05. Investment Of Reserves |
| 4-45.06. Personnel Records |
| 4-45.07. Definitions |
| 4-45.010. Purpose And Scope |
| 4-45.035. Forms Incorporated By Reference |
| 4-46.001. Purpose |
| 4-46.01. |
| 4-46.002. Medicare Program Defined |
| 4-46.02. |
| 4-46.003. Unfair Or Deceptive Acts Or Practices Defined |
| 4-46.03. |
| 4-46.04. |
| 4-46.05. |
| 4-46.005. Effective Date |
| 4-46.006. Form And Content Of Advertisements |
| 4-46.007. Advertisements Of Benefits Payable, Losses Covered Or Premiums Payable |
| 4-46.008. Necessity For Disclosing Policy Provisions Relating To Renewability, Cancellability, And Termination |
| 4-46.009. Testimonials Or Endorsements By Third Parties |
| 4-46.010. Use Of Statistics |
| 4-46.011. Identification Of Plan Or Number Of Policies |
| 4-46.012. Disparaging Comparisons And Statements |
| 4-46.013. Jurisdictional Licensing And Status Of Insurer |
| 4-46.014. Identity Of Insurer |
| 4-46.015. Group Or Quasi-Group Implications |
| 4-46.016. Introductory, Initial, Or Special Offers |
| 4-46.017. Statements About An Insurer |
| 4-46.018. Application In Advertisement |
| 4-46.019. Enforcement Procedures |
| 4-46.020. Filing For Review |
| 4-46.021. Severability Provision |
| 4-46.0021. Applicability |
| 4-46.0022. Definitions |
| 4-46.022. Prior Rules |
| 4-46.0023. Method Of Disclosure Of Required Information |
| 4-47.001. Purpose |
| 4-47.01. |
| 4-47.02. |
| 4-47.002. Definitions |
| 4-47.003. Rounding To Nearest Dollar |
| 4-47.03. |
| 4-47.04. |
| 4-47.004. Policyholders To Receive Payment |
| 4-47.005. Time Of Return Of Excessive Profits |
| 4-47.05. |
| 4-47.06. |
| 4-47.006. Certification Required |
| 4-48.01. Of Insurance |
| 4-48.02. Of Insurance |
| 4-48.03. Of Insurance |
| 4-48.04. Of Insurance |
| 4-49.001. Plan Of Operation And Articles Of Agreement Adopted |
| 4-49.01. Plan Of Operation And Articles Of Agreement Adopted |
| 4-50.01. Of Insurance |
| 4-50.02. Of Insurance |
| 4-50.03. Of Insurance |
| 4-50.04. Of Insurance |
| 4-50.05. Of Insurance |
| 4-50.06. Of Insurance |
| 4-50.07. Of Insurance |
| 4-50.08. Of Insurance |
| 4-50.09. Of Insurance |
| 4-51.001. Purpose |
| 4-51.01. Of Insurance |
| 4-51.02. Of Insurance |
| 4-51.002. Scope |
| 4-51.003. Definitions |
| 4-51.03. Of Insurance |
| 4-51.04. Of Insurance |
| 4-51.004. Prohibited Policy Provisions |
| 4-51.005. Medicare Supplement Minimum Standards |
| 4-51.05. Of Insurance |
| 4-51.06. Of Insurance |
| 4-51.006. Required Disclosure Provisions |
| 4-51.007. Requirements For Replacement |
| 4-51.07. Of Insurance |
| 4-51.08. Of Insurance |
| 4-51.008. Separability |
| 4-51.009. Effective Date |
| 4-51.09. Of Insurance |
| 4-51.010. Effective Date |
| 4-51.011. Benefit Conversion Requirements |
| 4-51.012. Requirements For New Policies And Certificates |
| 4-51.013. Claims Payment |
| 4-51.014. Severability |
| 4-51.015. Standards For Claims Payments |
| 4-51.016. Premium Adjustments |
| 4-51.017. Severability |
| 4-51.018. Standards For Marketing |
| 4-51.019. Appropriateness Of Recommended Purchase And Excessive Insurance |
| 4-51.020. - - - Reporting Of Multiple Policies |
| 4-51.021. - - - Prohibition Against Preexisting Conditions |
| 4-51.022. - - - Permitted Commpensation Arrangements |
| 4-51.030. - - - Separability |
| 4-52.01. Course Definition |
| 4-52.001. Course Definition |
| 4-52.002. Course Approval |
| 4-52.02. Course Approval |
| 4-52.03. School Approval |
| 4-52.003. School Approval |
| 4-52.004. Examinations |
| 4-52.04. Examinations |
| 4-52.005. Study Aids |
| 4-52.05. Study Aids |
| 4-52.06. Qualification Of Instructors |
| 4-52.006. Qualification And Approval Of Instructors |
| 4-52.007. Class Schedule |
| 4-52.07. Class Schedule |
| 4-52.08. Certification Of Students |
| 4-52.008. Certification Of Students |
| 4-52.009. Attendance Requirement |
| 4-52.09. Attendance Requirement |
| 4-52.10. Exempted Courses |
| 4-52.010. Exempted Courses |
| 4-52.011. Accredited Institution Of Higher Learning |
| 4-52.11. Accredited Institution Of Higher Learning |
| 4-52.12. Accrediting Agency |
| 4-52.012. Accrediting Agency |
| 4-52.013. Course Definition |
| 4-52.13. Course Definition |
| 4-52.14. Course Approval |
| 4-52.014. Course Approval |
| 4-52.015. Examinations |
| 4-52.15. Examinations |
| 4-52.16. Study Aids |
| 4-52.016. Study Aids |
| 4-52.017. Class Schedule |
| 4-52.17. Qualification Of Instructors |
| 4-52.18. Class Schedule |
| 4-52.018. Certification Of Students |
| 4-52.019. Attendance Requirement |
| 4-52.19. Certification Of Students |
| 4-52.20. Attendance Requirement |
| 4-52.020. Exempted Courses |
| 4-52.021. Course Definition |
| 4-52.21. Exempted Courses |
| 4-52.22. Course Definition |
| 4-52.022. Course Approval |
| 4-52.023. School Approval |
| 4-52.23. Course Approval |
| 4-52.24. School Approval |
| 4-52.024. Examinations |
| 4-52.025. Study Aids |
| 4-52.25. Examinations |
| 4-52.26. Study Aids |
| 4-52.026. Qualification And Approval Of Instructors |
| 4-52.027. Class Schedule |
| 4-52.27. Qualification Of Instructors |
| 4-52.28. Class Schedule |
| 4-52.028. Certification Of Students |
| 4-52.029. Attendance Requirement |
| 4-52.29. Certification Of Students |
| 4-52.30. Attendance Requirement |
| 4-52.030. Exempted Courses |
| 4-52.031. Course Definition |
| 4-52.31. Exempted Courses |
| 4-52.32. Course Definition |
| 4-52.032. Course Approval |
| 4-52.033. School Approval |
| 4-52.33. Course Approval |
| 4-52.34. School Approval |
| 4-52.034. Examinations |
| 4-52.035. Study Aids |
| 4-52.35. Examinations |
| 4-52.36. Study Aids |
| 4-52.036. Quallifications And Approval Of Instructors |
| 4-52.037. Class Schedule |
| 4-52.37. Qualification Of Instructors |
| 4-52.38. Class Schedule |
| 4-52.038. Certification Of Students |
| 4-52.039. Attendance Requirement |
| 4-52.39. Certification Of Students |
| 4-52.40. Attendance Requirement |
| 4-52.040. Exempted Courses |
| 4-52.41. Exempted Courses |
| 4-52.041. Course Definition |
| 4-52.042. Course Approval |
| 4-52.42. Course Definition |
| 4-52.43. Course Approval |
| 4-52.043. Examinations |
| 4-52.044. Study Aids |
| 4-52.44. Examinations |
| 4-52.45. Study Aids |
| 4-52.045. Class Schedule |
| 4-52.046. Certification Of Students |
| 4-52.46. Qualification Of Instructors |
| 4-52.47. Class Schedule |
| 4-52.047. Attendance Requirement |
| 4-52.048. Course Definition |
| 4-52.48. Certification Of Students |
| 4-52.49. Attendance Requirement |
| 4-52.049. Course Approval |
| 4-52.050. Examinations |
| 4-52.50. Course Definition |
| 4-52.51. Course Approval |
| 4-52.051. Study Aids |
| 4-52.052. Class Schedule |
| 4-52.52. Examinations |
| 4-52.53. Study Aids |
| 4-52.053. Certification Of Students |
| 4-52.054. Attendance Requirement |
| 4-52.54. Qualification Of Instructors |
| 4-52.55. Class Schedule |
| 4-52.055. Course Definition |
| 4-52.056. Course Approval |
| 4-52.56. Certification Of Students |
| 4-52.57. Attendance Requirement |
| 4-52.057. Examinations |
| 4-52.058. Study Aids |
| 4-52.58. Course Definition |
| 4-52.59. Course Approval |
| 4-52.059. Class Schedule |
| 4-52.60. Examinations |
| 4-52.060. Certification Of Students |
| 4-52.061. Attendance Requirement |
| 4-52.61. Study Aids |
| 4-52.62. Qualification Of Instructors |
| 4-52.062. Course Definition |
| 4-52.063. Course Approval |
| 4-52.63. Class Schedule |
| 4-52.64. Certification Of Students |
| 4-52.064. School Approval |
| 4-52.065. Examinations |
| 4-52.65. Attendance Requirement |
| 4-52.66. Course Definition |
| 4-52.066. Study Aids |
| 4-52.067. Qualifications And Approval Of Instructors |
| 4-52.67. Course Approval |
| 4-52.68. School Approval |
| 4-52.068. Class Schedule |
| 4-52.069. Certification Of Students |
| 4-52.69. Examinations |
| 4-52.70. Study Aids |
| 4-52.070. Attendance Requirement |
| 4-52.071. Exempted Courses |
| 4-52.71. Qualification Of Instructors |
| 4-52.72. Class Schedule |
| 4-52.072. Accredited Institution Of Higher Learning |
| 4-52.073. Accrediting Agency |
| 4-52.73. Certification Of Students |
| 4-52.74. Attendance Requirement |
| 4-52.074. Administrative Action |
| 4-52.75. Exempted Courses |
| 4-52.0125. Administrative Action |
| 4-52.0141. School Approval |
| 4-52.0161. Qualification And Approval Of Instructors |
| 4-52.0201. Accredited Institution Of Higher Learning |
| 4-52.0202. Accrediting Agency |
| 4-52.0203. Administrative Action |
| 4-52.0301. Accredited Institution Of Higher Learning |
| 4-52.0302. Accrediting Agency |
| 4-52.0303. Administrative Action |
| 4-52.0401. Accredited Institution Of Higher Learning |
| 4-52.0402. Accrediting Agency |
| 4-52.0403. Administrative Action |
| 4-52.0421. School Approval |
| 4-52.0441. Qualification And Approval Of Instructors |
| 4-52.0471. Exempted Courses |
| 4-52.0472. Accredited Institution Of Higher Learning |
| 4-52.0473. Accrediting Agency |
| 4-52.0474. Administrative Action |
| 4-52.0491. School Approval |
| 4-52.0511. Qualification And Approval Of Instructors |
| 4-52.0541. Exempted Courses |
| 4-52.0542. Accredited Institution Of Higher Learning |
| 4-52.0543. Accrediting Agency |
| 4-52.0544. Administrative Action |
| 4-52.0561. School Approval |
| 4-52.0581. Qualification And Approval Of Instructors |
| 4-52.0611. Exempted Courses |
| 4-52.0612. Accredited Institution Of Higher Learning |
| 4-52.0613. Accrediting Agency |
| 4-52.0614. Administrative Action |
| 4-53.01. Purpose |
| 4-53.02. Scope |
| 4-53.03. Schedules |
| 4-53.04. Instructions Relative To The Schedules |
| 4-54.001. Public Safety Officers |
| 4-54.01. Public Safety Officers |
| 4-54.02. Forfeiture Of Benefits Upon Transfer To State Or State And County Retirement System |
| 4-54.002. Forfeiture Of Benefits Upon Transfer To State Or State And County Retirement System |
| 4-54.003. Investments |
| 4-54.03. Investments |
| 4-54.04. Compliance Required |
| 4-54.004. Compliance Required |
| 4-54.005. Determination Of Compliance |
| 4-54.05. Determination Of Compliance |
| 4-54.06. Deposit Of Funds |
| 4-54.006. Deposit Of Funds |
| 4-54.007. Designation Of Beneficiary |
| 4-54.07. Designation Of Benificiary |
| 4-54.08. Information Supplied By Municipalities |
| 4-54.008. Information Supplied By Municipalities |
| 4-54.009. Statements Of Disbursements |
| 4-54.09. Statements Of Disbursements |
| 4-54.10. Proceedings By The Department |
| 4-54.010. Proceedings By The Department |
| 4-54.011. Investment Of Funds |
| 4-54.11. Investment Of Funds |
| 4-54.12. Disability In Line Of Duty |
| 4-54.012. Disability In The Line Of Duty |
| 4-54.013. Pension Plans For Firefighters And Other Employees |
| 4-54.13. Pension Plans For Firefighters And Other Employees |
| 4-54.14. Determination Of Benefits |
| 4-54.014. Determination Of Benefits |
| 4-54.015. Extra Benefits |
| 4-54.15. Extra Benefits |
| 4-54.16. Termination Of The Plan |
| 4-54.016. Termination Of The Plan |
| 4-54.017. Purpose |
| 4-54.018. Scope |
| 4-54.019. Definitions |
| 4-54.020. Minimum Standards |
| 4-54.021. Public Safety Officers |
| 4-54.022. Exclusion Of Benefits Upon Transfer To State Or State And County Retirement System |
| 4-54.023. Board Of Trustees; Members; Terms Of Office |
| 4-54.024. Investments |
| 4-54.025. Use Of Annuity Or Insurance Policies |
| 4-54.026. Creation And Maintenance Of Fund |
| 4-54.027. |
| 4-54.028. Ordinances; Reports; Duplicate Files; Book Of Accounts |
| 4-54.029. Monies Received And Distributed By State |
| 4-54.030. Limitation Of Disbursement |
| 4-54.031. Deposit Of Funds |
| 4-54.032. Excise Tax Credit |
| 4-54.033. Contributions |
| 4-54.034. Requirements For Retirement |
| 4-54.035. Optional Forms Of Retirment Income |
| 4-54.036. Designation Of Beneficiary |
| 4-54.037. Disability Retirement |
| 4-54.038. 221 |
| 4-54.039. Disability In Line Of Duty |
| 4-54.040. Employment Records |
| 4-54.041. Report To Department Of Insurance |
| 4-54.042. Pension Boards; Independent Consultants |
| 4-54.043. Depository For Pension Funds |
| 4-54.044. Independence Of Boards Of Trustees |
| 4-54.045. 151 And Other Provisions Of Chapter 175, Florida Statutes |
| 4-54.046. Rights Of Firefighters |
| 4-54.047. Discrimination In Benefit Formula Prohibited |
| 4-54.048. Municipalities Having Their Own Plans For Firefighters |
| 4-54.049. Termination Of Plan |
| 4-54.050. Transfer To Another State Retirment System |
| 4-54.051. Cost; Attorney'S Fees |
| 4-55.01. Purpose And Scope |
| 4-55.02. Qualification Procedures |
| 4-55.03. Physical Security Of Exhibition Facilities |
| 4-55.04. Transportation Of Eligible Items |
| 4-55.05. Qualification Of Applicant'S Staff |
| 4-55.06. Eligibility For Commercial Insurance |
| 4-55.07. Environmental Control |
| 4-55.08. Loss Adjustment |
| 4-55.09. Arbitration And Appraisal |
| 4-57.01. Calculation & Use Of Investment Income In Motor Vehicle Insurance Rates |
| 4-57.002. Unlawful Removal Of Discounts For Private Passenger Automobile Rates |
| 4-57.003. Motor Vehicle Insurance Ratemaking |
| 4-57.004. Required Motor Vehicle Insurance Coverages |
| 4-57.005. Collision Coverage Rate Reduction |
| 4-57.010. Pilot Program For Pip Coverage |
| 4-58.01. Purpose |
| 4-58.02. Scope |
| 4-58.03. Contents Of Rate Filings |
| 4-58.04. Experience Records |
| 4-58.05. Reasonableness Of Benefits In Relation To Premiums |
| 4-58.06. Actuarial Memorandum |
| 4-59.001. Purpose |
| 4-59.01. Purpose |
| 4-59.02. Scope |
| 4-59.002. Scope |
| 4-59.003. Reports By Insurers Of Professsional Liability Claims And Actions Required |
| 4-59.03. Reports By Insurers Of Professional Liability Claims And Actions Required |
| 4-59.04. Reports Of Information By Products Liability Insurers Required |
| 4-59.05. Reports Of Information By Workers' Compensation Insurers Required |
| 4-59.06. Insurer Experience Reporting - Excessive Profits, Automobile Insurance |
| 4-59.007. Insurer Experience Reporting - Calendar Year Experience |
| 4-59.07. Insurer Experience Reporting - Calendar Year Experience |
| 4-59.08. Insurer Experience Reporting - Reconciliation |
| 4-59.008. Insurer Experience Reporting -- Reconciliation |
| 4-59.09. General Reporting Requirements |
| 4-59.0051. Annual Claims Report By Liability Insurers |
| 4-59.0052. Claims Report By Directors And Officers Liability Insurers |
| 4-59.0061. Insurer Experience Reporting - Excessive Profits, Workers' Compensation Insurance |
| 4-59.061. Insurer Experience Reporting - Excessive Profits, Workers' Compensation Insurance |
| 4-59.0062. Insurer Experience Reporting - Excessive Profits, Commercial Property And Commercial Casualty Insurance |
| 4-59.0081. Reports Of Information By Health Insurers Required |
| 4-59.081. Reports Of Information By Health Insurers Required |
| 4-60.01. Purpose And Scope |
| 4-60.02. Rates For Individually Rated Risks |
| 4-60.03. Experience For Individually Rated Risks |
| 4-61.001. Hospitalization Or Surgical Expense Under Converted Policies |
| 4-61.01. Hospitalization Or Surgical Expense Under Converted Policies |
| 4-63.001. Purpose |
| 4-63.002. Scope |
| 4-63.003. Definitions |
| 4-63.004. Rental Amount Based On Percentage Of Premiums Prohibited |
| 4-63.005. Rental Amount Based On Fixed Rate |
| 4-63.006. Definition; Replacement |
| 4-63.007. Filings |
| 4-63.008. False, Misleading Or Incomplete Representations |
| 4-63.009. Replacement By Group Coverage |
| 4-63.010. Discrimination Prohibited |
| 4-63.011. Applicability Of Laws And Rules To Financial Institutions |
| 4-63.012. Policies |
| 4-63.013. Insurance Policies Other Than Life Insurance |
| 4-63.014. Mobile Homes |
| 4-63.015. Definitions |
| 4-63.016. Interpretations; Conditions; Restrictions |
| 4-64.01. Purpose |
| 4-64.02. Scope |
| 4-64.03. Qualification For Student Loan Not Contingent On Purchase Of Insurance From Insurance Company |
| 4-64.04. Disclosure Form |
| 4-64.05. Readability Of Statement |
| 4-64.06. Advertisements Shall Be Truthful And Not Misleading |
| 4-65.001. Purpose |
| 4-65.002. Definitions |
| 4-65.003. Application And Qualification Standards |
| 4-65.004. Qualification By Completion Of A Training Program |
| 4-65.005. Qualification By College Level Studies |
| 4-65.006. Qulaification By Practical Experience |
| 4-66.01. Definitions |
| 4-66.02. Custody Agreement; Requirements |
| 4-67.001. Purpose |
| 4-67.01. Purpose |
| 4-67.02. Scope |
| 4-67.002. Scope |
| 4-67.003. Requirements Regarding The Escrow Agreement |
| 4-67.03. Requirements Regarding The Escrow Agreement |
| 4-67.04. Reports To Be Filed By Trustee |
| 4-67.004. Reports To Be Filed By Trustee |
| 4-67.005. Financial Requirements |
| 4-67.010. License Renewal |
| 4-67.012. Annual Statement And Quarterly Reports |
| 4-67.015. Forms Incorporated By Reference |
| 4-68.001. Definitions |
| 4-68.01. Definitions |
| 4-68.02. Management And Consulting Services |
| 4-68.002. Management And Consulting Services |
| 4-68.003. Application For The Self-Insurance Trust Fund |
| 4-68.03. Application - Self-Insurers' Fund |
| 4-68.04. Solvency Of Self-Insurers' Fund And Trustees' Responsibilities |
| 4-68.004. Solvency Of The Self-Insurance Trust Fund And Trustees Responsibilities |
| 4-68.005. Deficit Assessments And Surplus Funds |
| 4-68.05. Deficit Assessments |
| 4-68.06. Filing Of Reports |
| 4-68.006. Continuing Requirements Including Filing Of Reports And Rates |
| 4-68.007. Contracts For Excess Insurance |
| 4-68.07. Contracts For Excess Insurance |
| 4-68.08. Indemnity Agreement |
| 4-68.008. Indemnity Agreement |
| 4-68.09. Withdrawal Of Self-Insurance Privilege |
| 4-68.009. Withdrawal Of Self-Insurance Privilege |
| 4-68.0015. Responsibilities Of The Service Agent |
| 4-68.0021. Approval Of Service Agent Required |
| 4-68.0081. Bylaws, Mutual Covenants, Rules And Regulations, And Service Agent'S Contract |
| 4-68.0082. Exemptions |
| 4-69.01. Scope |
| 4-69.02. Definitions |
| 4-69.03. Application |
| 4-69.04. Insurance - General Liability And Medical Malpractice |
| 4-69.05. Prepaid Health Clinic Contract |
| 4-69.06. Rates |
| 4-69.07. Advertising |
| 4-69.08. Merchandising |
| 4-69.09. Reporting Requirements |
| 4-69.10. Fees |
| 4-69.11. Change Of Name |
| 4-69.12. Change In Geographic Area |
| 4-69.081. Forms Incorporated By Reference |
| 4-70.001. Application And Scope Of Chapter |
| 4-70.01. Application And Scope Of Chapter |
| 4-70.02. Determination Of The Amount Of Fire Premium |
| 4-70.002. Determination Of The Amount Of Fire Premium |
| 4-71.001. Purpose |
| 4-71.002. Scope |
| 4-71.003. Individual Annuity Or Pure Endowment Contracts |
| 4-71.004. Group Annuity Or Pure Endowment Contracts |
| 4-72.001. Purpose |
| 4-72.002. Scope |
| 4-72.003. Calculation Of Investment Income |
| 4-72.004. Rating Plan: Discoutns, Credits, Surcharges |
| 4-72.005. Rate Manual Filings And Revisions |
| 4-72.006. Rate Manual Filings And Revisions |
| 4-72.007. Annual Rate Filings |
| 4-72.008. Filing Of Rates And Experience For Individually Rated Risks |
| 4-73.001. Title |
| 4-73.002. Purpose |
| 4-73.003. Scope |
| 4-73.004. Definitions |
| 4-73.005. Preneed Funeral Contract Consumer Protection Trust Fund |
| 4-73.015. Forms Incorporated By Reference |
| 4-74.001. Purpose |
| 4-74.002. Scope |
| 4-74.003. Use Of Industrial Life Insurance Claim Form |
| 4-75.001. Commercial Property And Casualty Risk Management Plans |
| 4-76.001. Purpose |
| 4-76.002. Scope |
| 4-76.003. Definitions |
| 4-76.004. Utilization Of Medical Tests For Underwriting |
| 4-76.005. Restrictions On Coverage Exclusions And Limitations |
| 4-77.001. Purpose |
| 4-77.002. Scope |
| 4-77.003. Filing Of Annual Statement Required |
| 4-77.004. Naic Fire And Casualty Insurers Form Adopted |
| 4-77.005. Naic Life And Accident And Health Insurers Form Adopted |
| 4-77.006. Diskette Filing Required |
| 4-77.007. Naic Diskette Filing Specifications Adopted |
| 4-78.001. Purpose |
| 4-78.002. Scope |
| 4-78.003. Disclosure Form |
| 4-78.004. Readability Of Statement |
| 4-78.005. Required Time Schedule |
| 4-78.010. Rating Plan: Discounts, Credits, Surcharges |
| 4-78.020. Purpose |
| 4-78.021. Definitions |
| 4-78.022. Filing Of The Commercial Self-Insurance Fund Experience Reporting Form |
| 4-78.023. Filing Of The Annual Statement By Commercial Self-Insurance Funds |
| 4-78.024. Deficiency/Assessment Procedure |
| 4-78.025. Assessment Calculation |
| 4-78.026. Notice Requirement |
| 4-78.027. Excess Funds |
| 4-78.028. Additional Provisions |
| 4-80.001. Purpose |
| 4-80.002. Scope |
| 4-80.003. Definitions |
| 4-80.004. Insurers To Provide Hrs With Certain Information; Reimbursement; Failure Comply |
| 4-81.001. Purpose |
| 4-81.002. Applicability And Scope |
| 4-81.003. Definition Of Terms |
| 4-81.004. Out-Of-State Group Long Term Care Insurance |
| 4-81.005. Qualified Right Of Renewal |
| 4-81.006. Pre-Existing Conditions |
| 4-81.007. Conditions Of Eligibility |
| 4-81.008. Nonduplication Of Coverage Provisions |
| 4-81.009. Minimum Coverage |
| 4-81.010. Conversion Or Continuation Privilege |
| 4-81.011. Waiting Period |
| 4-81.012. Exclusions, Limitations, Reductions |
| 4-81.013. Elimination Period |
| 4-81.014. Recurrent Conditions |
| 4-81.015. Extension Of Benefits |
| 4-81.016. Requirements For Replacement |
| 4-81.017. Prior Institutionalization |
| 4-81.018. Right To Return Policy - Free Look |
| 4-81.019. Long-Term Care Policies - Statements Required |
| 4-81.020. Outline Of Coverage |
| 4-81.021. Certificate |
| 4-81.022. Loss Ratio Requirements |
| 4-82.001. Purpose |
| 4-82.002. Scope |
| 4-82.003. Informal Tax Dispute Resolution |
| 4-82.004. Completion Of Premium Tax Audit Forms Required |
| 4-84.001. Purpose |
| 4-84.002. Scope |
| 4-84.003. Reports By Insurers And Supervising Or Managing General Agents Required |
| 4-85.001. Scope |
| 4-85.002. Primary Insurance Statement Required |
| 4-86.001. Definitions |
| 4-86.002. Deceptive Acts Or Practices |
| 4-86.003. Example Of A False Claim |
| 4-87.001. Purpose |
| 4-87.002. Adoption Of Property And Casualty Risk Apportionment Plan |
| 4-88.040. Insurance Agents Licensing Penalty Guidelines |
| 4-90.001. Purpose |
| 4-90.002. Scope |
| 4-90.003. Definitions |
| 4-90.004. Course Approval |
| 4-90.005. Class Or Seminar Schedule |
| 4-90.006. Qualification And Approval Of Instructors |
| 4-90.007. Qualification And Approval Of Speakers |
| 4-90.008. Certification Of Students |
| 4-90.009. Examinations |
| 4-90.010. Extensions |
| 4-90.011. Advertising |
| 4-90.012. Textbooks |
| 4-90.013. Fees |
| 4-90.014. Adequate Facility To Be Used |
| 4-90.015. Course Audits |
| 4-90.016. Prohibited Practices |
| 4-90.017. Falsification Of Reports |
| 4-90.018. Administrative Action |
| 4-90.019. - - - Applicability Of Continuing Education Requirement For New Licensees |
| 4-90.020. - - - Forms |
| 4-93.001. Purpose |
| 4-93.002. Standards Regarding Administrative Supervision |
| 4-93.003. Plan Of Correction |
| 4-101.001. Purpose |
| 4-101.002. Investigation Procedures |
| 4-102.001. Purpose |
| 4-102.002. Review Procedures |
| 4-103.001. Purpose |
| 4-103.002. Procedure |
| 4-104.001. Purpose |
| 4-104.002. Rating Organizations |
| 4-104.003. Advisory Organizations |
| 4-106.001. Purpose |
| 4-106.002. Redomestication Procedure |
| 4-107.001. Purpose |
| 4-107.002. Registration As A Purchasing Group |
| 4-107.003. Registration As A Risk Retention Group |
| 4-107.004. Restrictions On Insurance Purchased By Purchasing Groups |
| 4-108.001. Purpose |
| 4-108.002. Approval Procedures |
| 4-108.005. Credit Allowed A Domestic Ceding Insurer |
| 4-108.010. Accounting Requirements |
| 4-109.001. Purpose |
| 4-109.002. Acquisition Of Controlling Stock |
| 4-110.001. Purpose |
| 4-110.002. Scope |
| 4-110.003. Definitions |
| 4-110.004. |
| 4-110.005. Class Or Seminar Schedule |
| 4-110.006. Qualification And Approval Of Instructors |
| 4-110.007. Qualification And Approval Of Speakers |
| 4-110.008. Certification Of Students |
| 4-110.009. Examinations |
| 4-110.010. Extensions |
| 4-110.011. Advertising |
| 4-110.012. Textbooks |
| 4-110.013. Fees |
| 4-110.014. Adequate Facility To Be Used |
| 4-110.015. Course Audits |
| 4-110.016. Prohibited Practices |
| 4-110.017. Falsification Of Reports |
| 4-110.018. Administrative Action |
| 4-110.019. Applicability Of Continuing Education Requirement For New Licensees |
| 4-110.020. Effective Date |
| 4-110.021. Forms |
| 4-111.001. Purpose |
| 4-111.002. Establishing A Self-Funded Health Benefit Plan |
| 4-111.003. On-Going Review Of The Self-Funded Health Benefit Plan |
| 4-115.001. Purpose And Scope |
| 4-115.015. Forms Incorporated By Reference |
| 4-116.001. Purpose And Scope |
| 4-116.015. Forms Incorporated By Reference |
| 4-117.001. Purpose And Scope |
| 4-117.015. Forms Incorporated By Reference |
| 4-118.001. Purpose And Scope |
| 4-118.015. Forms Incorporated By Reference |
| 4-120.001. Late Filed Reports - Fine Schedule |
| 4-121.001. General - Organization |
| 4-121.002. The Department Head |
| 4-121.003. Department Divisions |
| 4-121.004. Delegation Of Authority |
| 4-121.005. Department Representative Identification |
| 4-121.006. Location Of Offices |
| 4-121.007. Public Records And Availability Of Forms: Procedures For Inspecting And Copying Public Records And For Obtaining Department Forms |
| 4-121.008. Statutory Authorities And Rule Index |
| 4-121.009. Agency Clerk |
| 4-121.010. Indexing, Management, And Availability Of Final Orders |
| 4-121.011. Registration Of Non-Department Representatives |
| 4-121.020. Notice Of Meetings, Public Hearings And Workshops |
| 4-121.021. Agenda Of Meetings, Public Hearings And Workshops |
| 4-121.022. Emergency Meeting And Workshop |
| 4-121.023. Conducting Meetings And Workshops By Communications Media Technology |
| 4-121.030. Commencement Of Proceeding |
| 4-121.031. Notice Of Proceeding |
| 4-121.032. Content Of Notice |
| 4-121.033. Petitions To Initiate Rule-Making Proceedings |
| 4-121.034. Department Action On Petitions |
| 4-121.035. Administrative Determination Of Validity Of A Rule |
| 4-121.036. Rulemaking Proceeding - Presentation Of Statements |
| 4-121.037. Emergency Rule Proceeding |
| 4-121.040. General Requirements - Declaratory Statements |
| 4-121.041. Petition |
| 4-121.042. Purpose And Use Of Declaratory Statement |
| 4-121.043. Department Disposition |
| 4-121.050. General Authorization - Investigations |
| 4-121.051. Commencing Investigation |
| 4-121.052. Investigations |
| 4-121.060. General - Substantial Interest Decisions |
| 4-121.061. Parties |
| 4-121.062. Appearances |
| 4-121.063. Pre-Hearing Conference |
| 4-121.064. 57, Florida Statutes |
| 4-121.065. 57, Florida Statutes |
| 4-121.066. Informal Conferences |
| 4-121.067. Formal Proceeding Conducted By Department Head |
| 4-121.068. Continuance Of Hearing Or Extension Of Time |
| 4-121.069. 57 Proceedings |
| 4-121.070. 57 Proceedings |
| 4-121.071. 57 Proceedings |
| 4-121.072. Recommended Orders |
| 4-121.073. 57(2) Proceedings |
| 4-121.074. 57(2) Hearings |
| 4-121.075. 57(2) Proceedings |
| 4-121.076. Final Orders |
| 4-121.080. General - Licensing |
| 4-121.081. Definition - License |
| 4-121.082. Application For License |
| 4-121.083. Denial Of License |
| 4-121.084. Suspension, Revocation, Or Denial |
| 4-121.085. Emergency Action |
| 4-121.086. Termination Of Licenses |
| 4-121.087. Fingerprint Fee |
| 4-123.002. Procedure |
| 4-124.003. Rights Of Lender |
| 4-124.004. Policy Or Binder Must Be Available |
| 4-124.005. Replacement Of Cancelled Policy |
| 4-124.006. Transfer Of Mortgage |
| 4-124.007. Complaints Of Coercion |
| 4-124.008. Renewals; Delivery Of Policy Or Certificate |
| 4-124.009. Change Of Title |
| 4-124.012. Authorization Required To Change Agents |
| 4-124.026. Advertisements Shall Be Truthful And Not Misleading |
| 4-125.004. Credit Report Disclosure |
| 4-127.001. Database Information |
| 4-127.002. Cost Of Publications |
| 4-127.003. Penalties Pertaining To Filing Requirements |
| 4-128.001. Purpose And Scope |
| 4-128.002. Definitions |
| 4-128.005. Initial Privacy Notice To Consumers Required |
| 4-128.006. Annual Privacy Notice To Customers Required |
| 4-128.007. Information To Be Included In Privacy Notices |
| 4-128.008. Form Of Opt Out Notice To Consumers And Opt Out Methods |
| 4-128.009. Revised Privacy Notices |
| 4-128.010. Delivery |
| 4-128.011. Limits On Disclosure Of Nonpublic Personal Financial Information To Nonaffiliated Third Parties |
| 4-128.012. Limits On Redisclosure And Reuse Of Nonpublic Personal Financial Information |
| 4-128.013. Limits On Sharing Account Number Information For Marketing Purposes |
| 4-128.014. Exception To Opt Out Requirements For Disclosure Of Nonpublic Personal Financial Information For Service Providers And Joint Marketing |
| 4-128.015. Exceptions To Notice And Opt Out Requirements For Disclosure Of Nonpublic Personal Financial Information For Processing And Servicing Transactions |
| 4-128.016. Other Exceptions To Notice And Opt Out Requirements For Disclosure Of Nonpublic Personal Financial Information |
| 4-128.017. When Authorization Required For Disclosure Of Nonpublic Personal Health Information |
| 4-128.018. Authorizations |
| 4-128.019. Authorization Request Delivery |
| 4-128.020. Relationship To Federal Rules |
| 4-128.021. Relationship To State Laws |
| 4-128.022. Protection Of Fair Credit Reporting Act |
| 4-128.023. Nondiscrimination |
| 4-128.024. Effective Date |
| 4-128.025. S |
| 4-128.030. Preamble |
| 4-128.031. Definitions |
| 4-128.032. Information Security Program |
| 4-128.033. Objectives Of Information Security Program |
| 4-128.034. Examples Of Methods Of Development And Implementation |
| 4-128.035. Effective Date |
| 4-136.001. Purpose |
| 4-136.002. Foreign And Alien Insurers Filing For A Certificate Of Authority |
| 4-136.003. Foreign And Alien Insurers Filing For A Certificate Of Authority For Property And Casualty |
| 4-136.004. Surplus Lines |
| 4-136.005. Foreign And Alien Life And Accident And Health Insurers |
| 4-136.006. Domestic Insurers Filing For An Application For Permit |
| 4-136.007. Applications For Permit Submitted For Domestic Assessable Mutual Insurers |
| 4-136.008. Permit For Domestic Property And Casualty Insurers |
| 4-136.009. Application For Permit, Domestic Captive Insurer |
| 4-136.010. Permit For Domestic Life, Accident And Health Insurers |
| 4-136.011. Domestic Insurers Filing For A Certificate Of Authority |
| 4-136.012. Forms Adopted |
| 4-136.015. Procedure To Amend An Existing Certificate Of Authority To Add A New Line Of Business |
| 4-136.017. Authorization To Transact Insurance; When Required |
| 4-136.030. Purpose |
| 4-136.031. Registration As A Purchasing Group |
| 4-136.033. Restrictions On Insurance Purchased By Purchasing Groups |
| 4-136.034. Uniform Certificate Of Authority Expansion Application |
| 4-137.001. Annual And Quarterly Reporting Requirements |
| 4-137.002. Annual Audited Financial Reports |
| 4-137.003. Premium Growth Reporting |
| 4-137.005. Hurricane Andrew Loss Experience Reports |
| 4-137.008. Filing Of Statistical And Quarterly Reports For Individually Rated Risks And Excess Rates |
| 4-137.009. Filing Procedures For Commercial And Personal Residential Property Supplemental Quarterly Report |
| 4-137.010. Holocaust Victims Insurance Report And Standards Of Proof |
| 4-137.011. Reinsurance Summary Statement |
| 4-138.001. Naic Financial Examiners Handbook Adopted |
| 4-138.002. Financial, Rate, And Market Conduct Examination Reimbursement Expenses |
| 4-138.005. Examination Of Insurers |
| 4-138.017. Confidentiality Requirements; Prohibitions Regarding Unauthorized Insurers And Unapproved Reinsurers |
| 4-138.020. Requriements For Maintaining Cash And Certificates Of Deposit Outside The State Of Florida |
| 4-138.021. Special Consent Investments |
| 4-138.024. Agents' Balances In The Course Of Collection; Calculation Of 90 Days Past Due |
| 4-138.030. Assertion Of Values Of Items Received As Salvage On Paid Or Unpaid Losses |
| 4-138.031. Financial Requirements For Assessable Mutual Insurers |
| 4-138.032. Premiums Written; Adjustment Factors |
| 4-138.040. Purpose |
| 4-138.041. Scope |
| 4-138.042. Definitions |
| 4-138.043. General Requirements |
| 4-138.044. Required Opinions |
| 4-138.045. Statement Of Actuarial Opinion Not Including An Asset Adequacy Analysis |
| 4-138.046. Statement Of Actuarial Opinion Based On An Asset Adequacy Analysis |
| 4-138.047. Description Of Actuarial Memorandum Including An Asset Adequacy Analysis And Regulatory Asset Adequacy Issues Summary |
| 4-138.048. Additional Considerations For Analysis |
| 4-139.048. Additional Considerations For Analysis |
| 4-141.001. Purpose |
| 4-141.002. Standards Regarding Administrative Supervision |
| 4-141.003. Plan Of Correction |
| 4-141.004. Period Of Supervision |
| 4-141.005. Appointment Of Deputy Supervisors |
| 4-141.006. Costs Of Administrative Supervision |
| 4-141.020. Withdrawal From State |
| 4-141.021. 7013, Florida Statutes |
| 4-142.001. Reimbursement Of Costs For Insurer Complaint Handling |
| 4-142.002. Insurer Complaint Ratios |
| 4-142.011. Insurer Conduct Penalty Guidelines |
| 4-143.007. Exemption From The Act Of Securities Purchased Or Sold By Odd-Lot Dealers |
| 4-143.008. 75 Of The Act |
| 4-143.015. Exemption Of Long Term Profits Incident To Sales Within 6 Months Of The Exercise Of An Option |
| 4-143.055. Purpose |
| 4-143.056. Acquisition Of Controlling Stock |
| 4-143.060. Purpose |
| 4-143.061. Redomestication Procedures |
| 4-144.001. Purpose |
| 4-144.002. Approval Procedures |
| 4-144.005. Credit For Reinsurance |
| 4-144.010. Accounting Requirements: Life And Health Reinsurance Agreements |
| 4-148.001. Funding Of Preneed Contracts With Life Insurance Or Annuities |
| 4-149.001. Purpose |
| 4-149.002. Scope And Applicability |
| 4-149.003. Rate Filing Procedures |
| 4-149.004. Experience Records |
| 4-149.005. Reasonableness Of Benefits In Relation To Premiums |
| 4-149.006. Actuarial Memorandum |
| 4-149.007. Annual Rate Filing Procedures |
| 4-149.008. Loss Ratio Guarantee Filings |
| 4-149.009. Small Group Health Rating Requirements |
| 4-149.010. Refusal To Insure Based On Geographical Location |
| 4-149.020. Purpose And Scope |
| 4-149.021. Form Filing Procedures |
| 4-149.022. Forms Adopted |
| 4-149.023. Review |
| 4-149.024. Prohibited Policies |
| 4-149.0025. Definitions |
| 4-149.030. Purpose |
| 4-149.031. Applicability And Scope; Penalties |
| 4-149.032. Requirement To Insure Entire Groups |
| 4-149.033. Consideration Of Industry |
| 4-149.034. Qualifying Previous And Qualifying Existing Coverages |
| 4-149.035. Restrictive Riders |
| 4-149.036. Limited Benefit Policy |
| 4-149.037. Calculation Of Premium Rates |
| 4-149.038. Employee Health Care Access Act Annual And Quarterly Statement Reporting Requirement |
| 4-149.039. 6699, Florida Statutes, The Employee Health Care Access Act |
| 4-149.040. Change Of Status Of Small Employer Carrierâ??S Election To Become Risk-Assuming Carrier Or Reinsuring Carrier |
| 4-149.041. Marketing Communication Material And Marketing Guidelines |
| 4-149.042. Forms |
| 4-149.043. Small Employer Health Reinsurance Program |
| 4-149.044. Forms |
| 4-149.051. Purpose |
| 4-149.052. Establishing A Self-Funded Health Benefit Plan |
| 4-149.053. On-Going Review Of The Self-Funded Health Benefit Plan |
| 4-149.061. Purpose |
| 4-149.062. Scope And Applicability |
| 4-149.063. Definitions |
| 4-149.064. Content Of Actuarial Filing |
| 4-149.065. Nonforfeiture Provisions |
| 4-149.066. Minimum Values |
| 4-149.067. Value Of Paid-Up Annuity |
| 4-149.068. Calculation Of Cash Surrender Value |
| 4-149.069. No Cash Value Annuities |
| 4-149.070. Restricted Surrender Provision Annuities |
| 4-149.071. Employer-Funded Pension Plan Annuities |
| 4-149.072. Lapse Of Time Considerations |
| 4-149.073. Proration Of Values; Additional Benefits |
| 4-149.074. Comparability Among Contract Forms |
| 4-149.101. Purpose |
| 4-149.102. Scope And Applicability |
| 4-149.103. Definitions |
| 4-149.104. Rate Filing Procedures |
| 4-149.105. Health Rate Filing Standards |
| 4-149.106. Pooling Of Similar Health Contract Forms |
| 4-149.107. Credibility Of Health Data |
| 4-149.108. Reasonableness Of Health Benefits In Relation To Premiums |
| 4-149.109. Grounds For Disapproval |
| 4-149.110. Actuarial Memorandum For Health Rate Filings |
| 4-149.111. Annual Rate Filing Procedures |
| 4-149.112. Loss Ratio Guarantee Filings |
| 4-149.113. Stop-Loss Insurance |
| 4-149.120. Purpose And Scope |
| 4-149.121. Form Filing Procedures |
| 4-149.122. Review |
| 4-149.123. Prohibited Policies |
| 4-149.130. Purpose |
| 4-149.131. Applicability And Scope |
| 4-149.132. Calculation Of Premium Rates |
| 4-149.133. Marketing Communication Material And Marketing Guidelines |
| 4-149.150. Purpose |
| 4-149.151. Establishing A Self-Funded Health Benefit Plan |
| 4-149.152. Ongoing Review Of The Self-Funded Health Benefit Plan |
| 4-149.190. Forms Adopted |
| 4-149.200. Purpose |
| 4-149.201. Scope |
| 4-149.202. Standard Risk Rate |
| 4-149.203. Group Conversion Premium |
| 4-149.204. Outline Of Coverage |
| 4-149.205. Indemnity Standard Risk Rate |
| 4-149.206. Preferred Provider/Exclusive Provider Standard Risk Rates |
| 4-149.207. Health Maintenance Organization Standard Risk Rates |
| 4-149.1105. Additional Standards For Point Of Service Products |
| 4-150.002. Applicability |
| 4-150.003. Definitions |
| 4-150.005. Form And Content Of Advertisements |
| 4-150.006. Advertisements Of Benefits Payable, Losses Covered Or Premiums Payable |
| 4-150.013. Identity Of Insurer |
| 4-150.016. Statements About An Insurer |
| 4-150.017. Application In Advertisement |
| 4-150.018. Enforcement Procedures |
| 4-150.019. Filing For Review |
| 4-150.102. Applicability |
| 4-150.103. Definitions |
| 4-150.105. Form And Content Of Advertisements |
| 4-150.106. Disclosure Requirements For Indeterminate Value Life And Annuity Contract Advertisements |
| 4-150.107. Advertisements Of Proceeds Payable, Premiums Payable, Or Limited, Graded, Or Modified Features |
| 4-150.114. Identity Of Insurer |
| 4-150.117. Statements About An Insurer |
| 4-150.118. Application In Advertisement |
| 4-150.119. Enforcement Procedures |
| 4-150.120. Filing For Review |
| 4-150.201. Purpose |
| 4-150.202. Applicabilitly |
| 4-150.203. Definitions |
| 4-150.204. Method Of Disclosure Of Required Information |
| 4-150.205. Form And Content Of Marketing Communications |
| 4-150.206. Marketing Communications Of Benefits Payable, Losses Covered, And Premiums Payable |
| 4-150.207. Disclosure Of Plan Provision Relating To Renewability |
| 4-150.208. Testimonials Or Endorsements By Third Parties |
| 4-150.209. Use Of Statistics |
| 4-150.210. Disclosure Of Choice Of Benefits |
| 4-150.211. Disparaging Comparisons And Statements |
| 4-150.212. Jurisdictional Licensing And Status Of Small Employer Carrier |
| 4-150.213. Identity Of Small Employer Carrier |
| 4-150.214. Introductory, Initial, Or Special Offers |
| 4-150.215. Statements About A Small Employer Carrier |
| 4-150.216. Application In Marketing Communication |
| 4-150.217. Enforcement Procedures |
| 4-150.218. Filing For Review |
| 4-150.219. Severability |
| 4-151.011. Written Notice To Policyowner And Insurance Commissioner Required When Changing Life Insurance Portfolio |
| 4-151.201. Purpose |
| 4-151.202. Requirements |
| 4-151.203. Adoption Of Form Di4-1180 |
| 4-154.101. Purpose |
| 4-154.102. Applicability And Scope |
| 4-154.103. Revision Of Non-Complying Policy Forms And Certification Required |
| 4-154.104. Definition Of Terms |
| 4-154.106. Minimum Standards For Benefits |
| 4-154.108. Severability |
| 4-154.109. Effective And Operative Dates |
| 4-154.110. Certificate Of Creditable Coverage |
| 4-154.111. Demonstration Of Creditable Coverage If Certificate Is Not Provided |
| 4-154.112. Guaranteed Availability Of Individual Health Coverage To Eligible Individuals |
| 4-154.113. Discontinuance Or Modification Of Policy Form |
| 4-154.114. Withdrawal From The Individual Market |
| 4-154.115. Designation Of Election To Become A Risk-Assuming Or Reinsuring Carrier |
| 4-154.116. Change Of Status Of Individual Issuer'S Election To Become Risk-Assuming Carrier Or Reinsuring Carrier |
| 4-154.201. Scope |
| 4-154.202. Definitions |
| 4-154.203. Categories Of Reserves |
| 4-154.204. Specific Minimum Standards For Morbidity, Mortality And Interest |
| 4-154.205. Reserves For Waiver Of Premium |
| 4-154.206. Reinsurance |
| 4-154.210. Tables |
| 4-154.301. Purpose |
| 4-154.302. Applicability And Scope |
| 4-154.303. Initial Notice |
| 4-154.304. Notice Of Occurrence Of A Qualifying Event |
| 4-154.305. Election And Premium Notice |
| 4-154.306. Election, Billing And Payment Of Premium |
| 4-154.402. Applicability And Scope |
| 4-154.403. Definition Of Terms |
| 4-154.404. Certificate Of Creditable Coverage |
| 4-154.405. Alternative Method Of Determining Creditable Coverage |
| 4-154.406. Demonstration Of Creditable Coverage If Certificate Is Not Provided |
| 4-154.407. Notice Of Plan'S Pre-Existing Condition Exclusion Period |
| 4-154.408. Special Enrollment Period Notification |
| 4-154.410. Withdrawal From The Group Market |
| 4-154.411. Prohibited Discrimination |
| 4-154.412. Group Conversion Election And Premium Notice Form |
| 4-154.502. Applicability And Scope |
| 4-154.503. Definitions |
| 4-154.504. Requirement To Insure Entire Groups |
| 4-154.506. Certificate Of Creditable Coverage |
| 4-154.507. Alternative Method Of Determining Creditable Coverage |
| 4-154.508. Demonstration Of Creditable Coverage If Certificate Is Not Provided |
| 4-154.511. Discontinuance Or Modification Of Policy Form |
| 4-154.512. Prohibited Discrimination |
| 4-154.513. Employee Health Care Access Act Annual And Quarterly Statement Reporting Requirement |
| 4-154.514. Designation Of Election To Become A Risk-Assuming Or Reinsuring Carrier |
| 4-154.515. Change Of Status Of Small Employer Carrierâ??S Election To Become Risk-Assuming Carrier Or Reinsuring Carrier |
| 4-154.516. Prohibited Discrimination |
| 4-154.517. Group Conversion Election And Premium Notice Form |
| 4-154.518. Notice Of Plan'S Pre-Existing Condition Exclusion Period |
| 4-154.520. Agent Commissions |
| 4-154.525. Standard And Basic Health Benefit Plans |
| 4-154.530. Small Group Health Insurance Availability |
| 4-154.4071. Pre-Existing Condition |
| 4-154.5181. Pre-Existing Condition |
| 4-155.001. Applicability And Scope |
| 4-155.002. Services |
| 4-155.003. Limitations |
| 4-156.001. Purpose |
| 4-156.002. Scope |
| 4-156.003. Definitions |
| 4-156.004. Policy Definitions And Terms |
| 4-156.005. - - - - Policy Provisions |
| 4-156.006. Minimum Benefit Standards For Policies Or Certificates Issued For Delivery Prior To January 1, 1992 |
| 4-156.007. Benefit Standards For Policies Or Certificates Issued Or Delivered On Or After January 1, 1992 |
| 4-156.008. Standard Medicare Supplement Benefit Plans |
| 4-156.009. Open Enrollement |
| 4-156.010. - - - - - - - Standards For Claims Payment |
| 4-156.011. Loss Ratio Standards And Refund Or Credit Of Premium |
| 4-156.012. Filing And Approval Of Policies And Certificates And Premium Rates |
| 4-156.013. - - - - - - - Permitted Compensation Arrangements |
| 4-156.014. Required Disclosure Provisions |
| 4-156.015. Requirements For Application Forms And Replacement Coverage |
| 4-156.016. - - - - - - - Standards For Marketing |
| 4-156.017. - - - - - - - Appropriateness Of Recommended Purchase And Excessive Insurance |
| 4-156.018. - - - - - - - Reporting Of Multiple Policies |
| 4-156.019. - - - - - - - Prohibition Against Preexisting Conditions, Waiting Periods, Elimination Periods And Probationary Periods In Replacement Policies Or Certificates |
| 4-156.030. Medicare Select |
| 4-156.0095. Guaranteed Issue For Eligible Persons |
| 4-157.001. Purpose |
| 4-157.002. Applicability And Scope |
| 4-157.003. Definitions |
| 4-157.004. Out-Of-State Group Long-Term Care Insurance |
| 4-157.006. Pre-Existing Conditions |
| 4-157.007. Conditions Of Eligibility |
| 4-157.009. Minimum Coverage |
| 4-157.010. Conversion Or Continuation Privilege |
| 4-157.016. Requirements For Replacement |
| 4-157.017. Prior Institutionalization |
| 4-157.018. Right To Return Policy - Free Look |
| 4-157.019. Long-Term Care Policies - Statements Required |
| 4-157.020. Outline Of Coverage |
| 4-157.022. Loss Ratio Requirements |
| 4-157.023. Reporting |
| 4-157.024. Required Disclosure Provisions |
| 4-157.025. Prohibition Against Post - Claims Underwriting |
| 4-157.026. Discontinuance And Replacement |
| 4-157.027. Appropriateness Of Recommended Purchase |
| 4-157.028. Requirements For Application Forms And Replacement Coverage |
| 4-157.029. Prohibition Against Preexisting Conditions And Probationary Periods In Replacement Polices Or Certificates |
| 4-157.030. Reporting Requirements |
| 4-157.031. Requirement To Deliver Shopperâ??S Guide |
| 4-157.101. Purpose |
| 4-157.102. Applicability And Scope |
| 4-157.103. Definitions |
| 4-157.104. Policy Practices And Provisions |
| 4-157.105. Refund Of Premium |
| 4-157.106. Required Disclosure Provisions |
| 4-157.107. Required Disclosure Of Rating Practices To Consumers |
| 4-157.108. Initial Filing Requirements |
| 4-157.109. Prohibition Against Post-Claims Underwriting |
| 4-157.110. Requirements For Application Forms And Replacement Coverage |
| 4-157.111. Reporting Requirements |
| 4-157.112. Reserve Standards |
| 4-157.113. Premium Rate Schedule Increases |
| 4-157.114. Filing Requirement - Out-Of-State Groups |
| 4-157.115. Filing Requirements For Advertising |
| 4-157.116. Suitability |
| 4-157.117. Prohibition Against Preexisting Conditions And Probationary Periods In Replacement Policies Or Certificates |
| 4-157.118. Nonforfeiture Benefit Requirement |
| 4-157.119. Additional Standards For Benefit Triggers For Qualified Long-Term Care Insurance Contracts |
| 4-157.120. Standard Format Outline Of Coverage |
| 4-157.121. Requirement To Deliver Shopperâ??S Guide |
| 4-157.122. Penalties |
| 4-161.001. Purpose |
| 4-161.002. Scope |
| 4-161.003. Use Of Industrial Life Insurance Claim Form |
| 4-161.004. Use Of Health Insurance Claim Form |
| 4-161.005. Use Of Dental Claim Form |
| 4-161.006. Use Of Pharmacy Claim Form |
| 4-161.007. Use Of Hospital Claim Form |
| 4-161.008. Additional Information |
| 4-161.009. Form Availability |
| 4-162.001. Scope |
| 4-162.002. Policy Form And Application; Prior Approval; Disapproval Or Withdrawal Of Filing |
| 4-162.003. Illustrations Of Benefits |
| 4-162.004. Grace Period And Nonforfeiture Values |
| 4-162.005. Voting Rights Of Contract Owner |
| 4-162.006. Notice Of Variable Values Required |
| 4-162.007. Standard Provision Application |
| 4-162.008. Contract Provision; Expense, Mortality And Investment Increment Factor |
| 4-162.009. Licensing Of Agents |
| 4-162.010. Selling Methods And Advertising |
| 4-162.011. Investments |
| 4-162.012. Valuation Of Account Assets; Reserve Liability |
| 4-162.013. Annual Statement: Record Of Accumulation Required |
| 4-162.014. Company Qualifications |
| 4-162.015. Separate Accounts Required; Transaction Between Accounts Prohibited |
| 4-162.016. Management Fees; Stockholders' Interest Schedule Of Commissions |
| 4-162.017. Annuity Contracts; Separability |
| 4-162.0025. Definitions |
| 4-162.101. Scope |
| 4-162.102. Purpose |
| 4-162.103. Definitions |
| 4-162.104. Individual Annuity Or Pure Endowment Contracts |
| 4-162.105. Group Annuity Or Pure Endowment Contracts |
| 4-162.0105. Sales Proposals, Policy Statements, And Annual Reports |
| 4-162.106. Application Of 1994 Gar Table |
| 4-162.107. Effective Date |
| 4-162.108. Tables |
| 4-163.001. Scope Of Rules; Effective Date |
| 4-163.002. Premium Rates |
| 4-163.003. Cancellation And Refund Requirements |
| 4-163.004. Filing Requirements |
| 4-163.005. Limits Of Coverage; Credit Life |
| 4-163.006. Limits Of Coverage; Credit Disability |
| 4-163.007. Term And Evidence Of Insurance |
| 4-163.008. Rights And Treatment Of Debtors |
| 4-163.009. Determination Of Reasonableness Of Benefits In Relation To Premium Charge |
| 4-163.010. Credit Life Insurance Rates |
| 4-163.011. Credit Disability Insurance Rates |
| 4-163.012. Experience Reports |
| 4-163.013. Effective Date |
| 4-163.0015. Applicability |
| 4-163.0017. Definitions |
| 4-163.0045. Filing Requirements |
| 4-163.0055. Limits Of Coverage; Credit Life |
| 4-163.0075. Term And Evidence Of Insurance |
| 4-163.0076. Provisions Required In Group Contracts |
| 4-164.010. Universal Life Valuation And Nonforfeiture |
| 4-164.020. Valuation Of Life Insurance Policies |
| 4-166.001. Mass Merchandising Programs |
| 4-166.020. Purpose And Scope |
| 4-166.021. Definitions |
| 4-166.022. File And Record Documentation |
| 4-166.023. Misrepresentation Of Policy Provisions |
| 4-166.024. Failure To Acknowledge Communications And Act Promptly As To Communications With Respect To Claims And To Implement Standards For The Prompt Investigation Of Claims |
| 4-166.025. Response To Department Inquiries |
| 4-166.026. Standards For Prompt, Fair And Equitable Settlements Applicable To All Insurers |
| 4-166.027. Standards For Prompt, Fair And Equitable Settlements Applicable To Automobile Insurance |
| 4-166.028. Standard For Prompt, Fair, And Equitable Settlements Applicable To Homeowners' And Personal And Commercial Fire And Extended Coverages Type Policies With Replacement Cost Coverages |
| 4-166.029. Acceptable Error Ratio |
| 4-166.030. Alternative Procedures For Resolution Of Disputed Claims Arising From Hurricane Andrew |
| 4-166.031. Mediation Of Property Insurance Claims |
| 4-166.045. Special Purpose Homeowners Insurance Company (Sphic); Notice Requirements |
| 4-166.051. Examination Of Significant Rate Increases |
| 4-167.001. Return Of Unearned Premium |
| 4-167.002. Private Passenger Motor Vehicle Insurance; Completion Of Underwriting Notice Of Incorrect Premium, Return Of Unearned Premium |
| 4-167.003. 728 |
| 4-167.004. Required Preinsurance Inspection Of Private Passenger Motor Vehicles |
| 4-167.005. Warranties In Policy Forms |
| 4-167.006. Property Insurance: Accidental Death And Dismemberment Endorsements |
| 4-167.007. Supplementary Payment Of Defense Costs |
| 4-167.008. Claims-Made Coverage Forms |
| 4-167.009. Mortgage Fire Insurance Requirements |
| 4-167.010. Proof Of Mailing |
| 4-167.011. Homeowners Policies: Offer Of Replacement Cost Coverage And Law And Ordinance Coverage |
| 4-167.012. Certificates Of Security For Hurricane Deductibles |
| 4-167.020. Purpose |
| 4-167.024. Rates For Filings For Inland Marine Insurance |
| 4-170.001. Purpose |
| 4-170.002. Scope |
| 4-170.004. Rating Plans: Discounts, Credits, Surcharges |
| 4-170.005. Use Of Filed Rates |
| 4-170.007. Annual Rate Filings |
| 4-170.008. Filing Of Rates And Experience For Individually Rated Risks |
| 4-170.009. Unfair Discrimination In Property/Casualty Insurance Rates - Allocation Of Administrative Expenses |
| 4-170.010. Short Rate Cancellations And Fully Earned Premiums Prohibited |
| 4-170.011. Drafted Water Supplies |
| 4-170.012. Sinkhole Insurance |
| 4-170.013. Filing Procedures For Property And Casualty Insurance Rates, Rules, Underwriting Guidelines, And Forms |
| 4-170.014. Homeowners Insurance Ratemaking And Rate Filing Procedures |
| 4-170.015. Forms |
| 4-170.016. Recoupment Of Premium Paid To The Florida Hurricane Catastrophe Fund |
| 4-170.017. Shutter Discounts |
| 4-170.018. Review Of Property And Casulaty Rates |
| 4-170.019. Individually Rated Risks |
| 4-170.020. Loss Reserve Discounts |
| 4-170.021. Loss Reserve Certification |
| 4-170.022. Rating And Advisory Organizations |
| 4-170.030. Purpose |
| 4-170.101. Title, Scope, Application, And Purpose |
| 4-170.103. Demand For Arbitration And Response |
| 4-170.105. Costs, Expenses And Fees Of The Arbitration |
| 4-170.107. Procedure For Arbitration |
| 4-170.109. Selection Of The Arbitration Panel |
| 4-170.111. Scope Of The Evidence In A Rate Filing Arbitration |
| 4-170.113. Computation Of Time; Service By Mail |
| 4-170.115. Filing And Service Of Papers; Signing |
| 4-170.117. Discovery |
| 4-170.119. Subpoenas And Witnesses; Fees |
| 4-170.121. Official Recognition Of Facts |
| 4-170.123. Motion Hearings By Telephone |
| 4-170.126. Pre-Hearing Conference; Pre-Hearing Stipulation |
| 4-170.127. Notice Of Final Hearing; Scheduling |
| 4-170.129. Conduct Of Proceedings |
| 4-170.131. Conduct Of Formal Hearing; Evidence |
| 4-170.133. Post-Hearing Memorandum |
| 4-170.135. Final Decision And Award |
| 4-170.137. Related Laws And Rules |
| 4-170.0141. Dwelling Insurance Ratemaking And Rate Filing Procedures |
| 4-170.0142. Ratemaking And Rate Filing Procedures For Commercial Residential Insurance And All Other Lines |
| 4-170.0165. Recoupment Of Residual Market Deficit Assessments |
| 4-171.001. Purpose And Scope |
| 4-171.002. General Reporting Requirements |
| 4-171.003. Reports By Insurers Of Professional Liability Claims And Actions Required |
| 4-171.005. Annual Claims Report By Liability Insurers |
| 4-171.006. Claims Report By Directors And Officers Liability Insurers |
| 4-171.007. Insurer Experience Reporting Â?? Excessive Profits, Commercial Property And Commercial Casualty Insurance |
| 4-175.003. Motor Vehicle Insurance Ratemaking And Rate Filing Procedures |
| 4-175.004. Required Motor Vehicle Insurance Coverages |
| 4-175.005. Collision Coverage Rate Filings |
| 4-175.006. Unfair Discrimination In Private Passenger Motor Vehicle Insurance Rates - Allocation Of Administrative Expenses |
| 4-175.007. Unfair Discrimination In Private Passenger Motor Vehicle Insurance Rates - Based On Arbitrary Territorial Boundaries |
| 4-175.009. Unfair Discrimination In Private Passenger Motor Vehicle Insurance Rates - Surcharges Based On Type Of Vehicle |
| 4-175.010. Unfair Discrimination In Private Passenger Motor Vehicle Insurance Rates - Based On Residence, Age, Or Lawful Occupation |
| 4-175.011. Deductibles In Mandatory Financial Responsibility Coverages |
| 4-175.013. Unfair Discrimination In Private Passenger Motor Vehicle Insurance Rates - Based On Credit Reports |
| 4-175.021. Insurer Experience Reporting - Excessive Profits, Automobile Insurance |
| 4-175.031. Purpose |
| 4-175.040. Part Iv - Pilot Program For Pip Coverage |
| 4-176.002. " |
| 4-176.003. Â? |
| 4-176.004. Personal Injury Protection Benefits; Exclusion |
| 4-176.008. Requirements And Exemptions Relating To Non-Residents |
| 4-176.009. Rejection Of Florida Motor Vehicle No-Fault Law Transition Endorsement |
| 4-176.012. Prohibitions |
| 4-176.013. Notification Of Insuredâ??S Rights; Personal Injury Protection Benefits |
| 4-176.014. Prohibitions Regarding Physical Damage Coverage |
| 4-176.015. Additional Resident Driver |
| 4-176.022. Mediation Of Bodily Injury And Property Damage Claims |
| 4-176.030. Medical Expense Coverage On A Primary Basis |
| 4-176.031. Financial Responsibility To Extend To Other States |
| 4-176.032. Arbitration For Personal Injury Protection Benefits |
| 4-176.033. Driver Exclusion Endorsement |
| 4-177.001. Salesmen Not To Infer Club Is Insurance Company |
| 4-177.002. Persons Not Authorized To Solicit Or Sell Insurance Unless Licensed As Insurance Agent |
| 4-177.003. Appointment Of Unregistered Salesmen Deemed Violation |
| 4-177.004. No Salesman Whose Insurance License Has Been Suspended Or Revoked May Be Registered |
| 4-177.005. Termination Notice To Be Filed With Commissioner |
| 4-177.006. Policy Or Certificate Must Show It Is Not A Liability Policy And Does Not Comply With Financial Responsibility Law |
| 4-177.021. Scope |
| 4-177.022. Primary Insurance Statement Required |
| 4-184.002. Company And Agent To Be Responsible |
| 4-184.004. Complete Records Must Be Maintained |
| 4-184.005. Issuance; Contents Of Policies |
| 4-184.006. Credit Property Insurance |
| 4-184.011. Binder Or Receipt Must Set Forth Coverage And Cost |
| 4-184.013. Contracts Must Comply With Statutes |
| 4-184.015. Claims Reporting |
| 4-184.016. Single Interest Insurance |
| 4-184.019. Certificate Must Show Coverage |
| 4-184.022. Compliance Required |
| 4-185.003. Mortgage Not To Exceed 90% Of Market Value; Independent Appraiser; Certain Mortgages Exempted |
| 4-185.006. Copy Of Appraisal Attached To Policy |
| 4-186.001. Disclosure; Mortgagee Policyholders |
| 4-186.002. Approved Form |
| 4-186.003. Title Insurance Rates |
| 4-186.005. Premium Schedule Applicable To "Truth In Lending" And Other Endorsements |
| 4-186.006. Usury Or Claims Of Usury Excluded From Title Insurance Coverages |
| 4-186.008. Escrow Requirements |
| 4-186.011. Policy Exceptions |
| 4-186.012. Independent Searcher/Abstractor Coverage |
| 4-186.013. Title Insurance Statistical Gathering |
| 4-186.014. Insurer Reporting For Non-Licensed Agents |
| 4-186.015. Title Insurance Agency Collateral Substitution |
| 4-187.001. Definitions |
| 4-187.007. Continuing Requirements Including Filing Of Reports And Rates |
| 4-187.009. Termination Or Merger Of Self-Insurance Trust Fund |
| 4-187.031. Definitions |
| 4-187.032. Responsibilities Of The Service Agent |
| 4-187.033. Approval Of Service Agent Required |
| 4-187.034. Application For The Self-Insurance Trust Fund |
| 4-187.035. Solvency Of The Self-Insurance Trust Fund And Trustees' Responsibilities |
| 4-187.036. Deficit Assessments And Surplus Funds |
| 4-187.037. Continuing Requirements Including Filing Of Reports And Rates |
| 4-187.038. Contracts For Excess Insurance |
| 4-187.039. Termination Or Merger Of Self-Insurance Trust Fund |
| 4-187.040. Bylaws, Mutual Covenants, Rules And Regulations, And Service Agent'S Contract |
| 4-187.041. Exemptions |
| 4-187.042. Withdrawal Of Self-Insurance Privilege |
| 4-188.003. Disclosure Statement |
| 4-188.004. Readability Of Statement |
| 4-189.001. General Reporting Requirements |
| 4-189.003. Workers' Compensation: Application And Audit Procedures |
| 4-189.004. Deviation Filing Information |
| 4-189.005. Reports Of Information By Workers' Compensation Insurers Required |
| 4-189.006. Guidelines For Large Deductible Workers' Compensation Filings |
| 4-189.007. Insurer Experience Reporting Â?? Excessive Profits, Workers' Compensation Insurance |
| 4-189.010. Workers' Compensation Insurance Devidend Plans Defined |
| 4-189.011. Cancellation - Workers' Compensation Insurance |
| 4-189.012. Premium Installments: Delinquency And Collection Fees; Check Charges |
| 4-189.013. Workers' Compensation Excess Insurance Rates |
| 4-189.014. Workers' Compensation Rating Plan For Managed Care Premium Credits |
| 4-189.0055. Records And Reports Of Information By Workers' Compensation Insurers Required |
| 4-190.030. Definitions |
| 4-190.031. Servicing For Self-Insurers |
| 4-190.035. Acceptable Contracts For Excess Insurance |
| 4-190.036. Required Policy Form And Endorsements For Excess Contracts |
| 4-190.037. Reports: General Requirements |
| 4-190.038. Late Reports; Penalties |
| 4-190.039. Revocation, Termination, Or Withdrawal Of The Self-Insurance Privilege |
| 4-190.056. Application For Self-Insurers Fund |
| 4-190.057. Evaluation Of Application For Self-Insurers Fund |
| 4-190.058. Conditions For Retaining The Self-Insurance Privilege Of Self-Insurers Funds |
| 4-190.059. Financial And Actuarial Reports For Self-Insurers Funds |
| 4-190.060. Security Deposits Or Bonds For Self-Insurers Fund |
| 4-190.061. Excess Insurance Requirements - Self-Insurers Funds |
| 4-190.062. Filing Reports - Self-Insurers Funds |
| 4-190.063. Annual Review And Examination - Self-Insurers Funds |
| 4-190.064. Trustees' Responsibilities |
| 4-190.065. Distribution Of Surplus Monies By Self-Insurers Funds |
| 4-190.066. Premium Billing And Collection |
| 4-190.067. Member'S Qualifications And Responsibilities |
| 4-190.068. Indemnity Agreement |
| 4-190.069. Self-Insurers Fund Member Experience Records |
| 4-190.071. Authorized Investments For Self-Insurers Funds |
| 4-190.072. Miscellaneous Income Of A Self-Insurers Fund |
| 4-190.073. Premium Audit |
| 4-190.074. Forms, Manuals And Instructions Adopted |
| 4-190.0591. Independent Certified Public Accountants |
| 4-191.024. Definitions For The Purposes Of These Rules |
| 4-191.027. Application For Certificate Of Authority |
| 4-191.028. Standards For Fingerprinting Cards For New Applicants And Acquisition Applications |
| 4-191.030. Governing Body |
| 4-191.033. Standards For Subscriber Contracts |
| 4-191.035. Co-Payments |
| 4-191.036. Additional Contracts |
| 4-191.037. Mandatory Coverage Of Diabetes Treatment |
| 4-191.039. Certificate And Member Handbook Standards |
| 4-191.042. Reasons For Cancellation Of Eligibility, Of A Subscriber Member |
| 4-191.043. Cancellation Of Subscriber Contracts |
| 4-191.045. Newborn And Adopted Children Coverage |
| 4-191.046. Primary Care Physicians |
| 4-191.048. Emergency Services Procedures |
| 4-191.049. Services Of Specified Non-Contracted Hospital Based Physician Providers |
| 4-191.051. Filing, Approval Of Subscriber Contract And Related Forms |
| 4-191.054. Rates |
| 4-191.055. Actuarial Memorandum And Definitions |
| 4-191.057. Standards For Marketing |
| 4-191.059. Sales And Marketing Procedures For Hmos Regarding Medicare Subscribers |
| 4-191.060. Form And Content Of Advertisements |
| 4-191.063. Advertisement Enforcement Procedures |
| 4-191.066. Claim Payments |
| 4-191.069. Insurance-General Liability And Medical Malpractice/Professional Liability |
| 4-191.072. Reinsurance (Excess Loss Insurance) |
| 4-191.073. Contracted Providers |
| 4-191.074. Records Retention |
| 4-191.075. Annual And Quarterly Reports |
| 4-191.076. Corrective Action Plans |
| 4-191.078. Subscriber Grievance Procedure |
| 4-191.081. Statewide Subscriber Assistance Program |
| 4-191.082. Practices And Procedures Of The Statewide Subscriber Assistance Panel |
| 4-191.090. Cash Management Systems |
| 4-191.091. Guaranteeing Organizations |
| 4-191.094. Change Of Name |
| 4-191.095. Change Of Address |
| 4-191.097. Change Of Ownership |
| 4-191.105. Individual Subscriber Enrollment Procedures |
| 4-191.107. Prescribed Forms |
| 4-191.300. Health Maintenance Organization (Hmo) Penalty Categories |
| 4-192.001. Purpose And Scope |
| 4-192.004. Definitions |
| 4-192.008. General Eligibility |
| 4-192.013. Claims Payments |
| 4-192.018. Financial |
| 4-192.023. Sales And Marketing |
| 4-192.028. - - Policy Or Contract |
| 4-192.033. Filing Fees |
| 4-192.035. - - Agreements And Management Contracts |
| 4-192.038. - - Administrative, Provider, And Management Contracts |
| 4-192.043. - - Assessments |
| 4-192.048. - - Annual Report |
| 4-192.053. - - Examination By The Department |
| 4-192.058. Forms Incorporated By Reference |
| 4-193.002. Definitions |
| 4-193.003. Applications |
| 4-193.005. Required Financial Reports |
| 4-193.006. Financial Viability |
| 4-193.007. Manager Or Management Company |
| 4-193.010. Place |
| 4-193.012. Phases |
| 4-193.015. Expansion Of A Facility |
| 4-193.018. Waiting List Deposits |
| 4-193.020. Continuing Care Contracts |
| 4-193.023. Escrow Agreements And Amendments |
| 4-193.025. Party-In-Interest |
| 4-193.028. Feasibility Studies |
| 4-193.030. Updated Feasibility Study |
| 4-193.033. Hazardous Or Injurious Transactions, Methods, Or Practices |
| 4-193.035. Certificate Of Occupancy |
| 4-193.038. Form And Content Of Advertisements |
| 4-193.040. Advertisement Enforcement Procedures |
| 4-193.043. Standards For Marketing |
| 4-193.045. Administrative Supervision Proceedings |
| 4-193.048. Letters Of Credit |
| 4-193.050. Calculation Of The Minimum Liquid Reserve Requirement |
| 4-193.053. Waiver Of Minimum Liquid Reserves |
| 4-193.055. Accreditation |
| 4-193.058. Continuous Updates |
| 4-193.060. Background Information |
| 4-193.062. Mediation Of Resident/Provider Disputes |
| 4-193.063. Arbitration Of Resident\provider Disputes |
| 4-193.065. Forms Incorporated By Reference |
| 4-195.001. General Provision |
| 4-195.002. Purpose |
| 4-195.003. Scope |
| 4-195.004. Definitions |
| 4-195.005. Preneed Funeral Contract Consumer Protection Trust Fund |
| 4-195.008. Requirements For Licensure |
| 4-195.009. Purchase Of Life Insurance |
| 4-195.015. Forms Incorporated By Reference |
| 4-196.001. Includes Material Incorporated By Reference |
| 4-196.002. Notice Of Intent To Cancel To Be Mailed |
| 4-196.003. Requirement Of Net Worth Of Premium Finance Companies |
| 4-196.005. Filing Surety Bond In Lieu Of Net Worth |
| 4-196.006. Filing Other Acceptable Collateral In Lieu Of Net Worth |
| 4-196.007. Annual Reports |
| 4-196.008. Failure To Comply |
| 4-196.009. Other Reports |
| 4-196.010. Refunds |
| 4-196.015. Forms Incorporated By Reference |
| 4-196.020. Premium Financing Of Products Not Regulated By The Insurance Code And Related Unfair Trade Practices Prohibited |
| 4-196.021. Disclosure Requirements For Insurance Coverages Financed With Personal Injury Protection |
| 4-196.022. Maximum Financing Requirements |
| 4-196.023. Insurance Agent Penalties |
| 4-196.024. Premium Payment Plans |
| 4-196.025. Statement Of Account; Receipts |
| 4-196.028. Cancellation Of Insurance Contract Upon Default |
| 4-196.030. Definitions |
| 4-196.035. Required Books And Records |
| 4-196.038. Limit On Additional $20 Service Charge |
| 4-196.040. Assignment Of Premium Finance Contracts Permitted For Sale Of Existing Business Or As Collateral For The Extension Of Credit Only |
| 4-198.003. License Required |
| 4-198.005. Financial Requirements |
| 4-198.006. Contractual Liability Insurance |
| 4-198.010. License Continuance |
| 4-198.011. Application For And Issuance Of License |
| 4-198.012. Annual Statement And Quarterly Reports |
| 4-198.015. Forms Incorporated By Reference |
| 4-199.005. Financial Requirements Regarding The Funded, Unearned Premium Reserve Account |
| 4-199.008. General Eligibility |
| 4-199.010. License Renewal |
| 4-199.012. Annual Statement And Quarterly Reports |
| 4-199.015. Forms Incorporated By Reference |
| 4-200.001. Purpose And Scope |
| 4-200.002. Definitions |
| 4-200.003. Licensing Of Companies That Administer And Market Service Agreements |
| 4-200.004. Qualifications For Licensure |
| 4-200.005. Use Of Statutory Deposit |
| 4-200.006. Contractual Liability Insurers |
| 4-200.007. Cancellation Refunds |
| 4-200.009. Form Filings |
| 4-200.011. Disapproval Of Forms |
| 4-200.013. Rate Filings |
| 4-200.014. Exemption From Financial Examination |
| 4-200.015. Forms Incorporated By Reference |
| 4-201.003. Exemptions |
| 4-201.005. - - Financial Requirements Regarding The Unearned Premium Reserve Liability |
| 4-201.008. - - General Eligibility Requirements |
| 4-201.010. - - License Continuance |
| 4-201.012. - - Annual Statement And Quarterly Reports |
| 4-201.015. - - Forms Incorporated By Reference |
| 4-202.001. Purpose And Scope |
| 4-202.005. Notification Of Acquisition, Merger And Name Change |
| 4-202.008. General Eligibility Requirements |
| 4-202.012. Annual Statement |
| 4-202.015. Forms Incorporated By Reference |
| 4-203.010. Scope |
| 4-203.013. Definitions For The Purpose Of These Rules |
| 4-203.020. Application For Certificate Of Authority |
| 4-203.021. Standards For Fingerprint Cards For New Applicants And Acquisition Applications |
| 4-203.022. Co-Payment |
| 4-203.023. Governing Body |
| 4-203.024. Extension Of Benefit |
| 4-203.025. Human Immunodeficiency Virus Infection (Hiv) And Acquired Immune Deficiency Syndrome (Aids)for Contract Purposes |
| 4-203.026. Standards For Subscriber Contracts |
| 4-203.028. Certificate And Member Handbook Standards |
| 4-203.029. Conversion Contracts; Conditions |
| 4-203.033. Completion Of Service Or Treatment |
| 4-203.035. Reasons For Cancellation Of Eligibility Of A Subscriber Member |
| 4-203.036. Cancellation Of Subscriber Contracts |
| 4-203.038. Primary Care Person |
| 4-203.042. Filing, Approval Of Subscriber Contract And Related Forms |
| 4-203.045. Rates |
| 4-203.048. Standards For Marketing |
| 4-203.050. Form And Content Of Advertisements |
| 4-203.052. Advertisement Enforcement Procedures |
| 4-203.055. Claim Payments |
| 4-203.060. Insurance-General Liability And Medical Malpractice |
| 4-203.065. Reinsurance (Excess Loss Insurance) |
| 4-203.070. Annual And Quarterly Reports |
| 4-203.075. Subscriber Grievance Procedure |
| 4-203.078. Fees |
| 4-203.080. Surplus Notes |
| 4-203.090. Change Of Need |
| 4-203.093. Change Of Ownership |
| 4-203.100. Prescribed Forms |
| 4-204.001. Purpose And Scope |
| 4-204.002. Definitions |
| 4-204.004. Form Filings |
| 4-204.006. Forms Review |
| 4-204.010. Viatical Settlement Contracts And Forms Related Thereto |
| 4-204.012. Viatical Settlement Purchase Agreements |
| 4-204.022. Required Business Records In General |
| 4-204.025. Department Forms |
| 4-204.0225. Required Business Records |
| 4-211.001. Purpose |
| 4-211.002. General Procedures |
| 4-211.003. License To Sell Life Insurance To Fund Prearranged Funeral Services Or Merchandise |
| 4-211.004. Appointment Renewal Procedure |
| 4-211.005. Fees |
| 4-211.006. Change Of Licensure Category |
| 4-211.007. Effective Date Of Termination Of Appointment |
| 4-211.010. Purpose |
| 4-211.011. Applicability |
| 4-211.012. Exemptions |
| 4-211.020. Purpose |
| 4-211.021. Definitions |
| 4-211.022. Scope |
| 4-211.029. Purpose And Scope |
| 4-211.030. Definitions |
| 4-211.031. Effect Of Law Enforcement Records On Applications For Licensure |
| 4-211.0035. Licensure Application Procedure |
| 4-211.040. Purpose And Scope |
| 4-211.041. Definitions |
| 4-211.042. Effect Of Law Enforcement Records On Applications For Licensure |
| 4-211.043. Effective Date |
| 4-211.110. Purpose |
| 4-211.120. Scope |
| 4-211.130. Definitions |
| 4-211.140. Entities |
| 4-211.150. School Officials |
| 4-211.160. Instructors |
| 4-211.170. Courses |
| 4-211.180. Schedule And Attendance Records |
| 4-211.190. Certification Of Students |
| 4-211.200. Attendance |
| 4-211.210. Exempted Courses |
| 4-211.220. Examinations |
| 4-211.230. Fees |
| 4-211.240. Facilities |
| 4-211.250. Advertising |
| 4-211.260. Study Aids |
| 4-211.270. Prohibited Practices |
| 4-211.280. Falsification Of Reports |
| 4-211.290. Forms |
| 4-211.300. Transition Time In The Event Of Rule Changes |
| 4-211.310. Penalties |
| 4-211.320. Curriculum Standards For Special Designation |
| 4-213.010. Purpose And Scope |
| 4-213.020. Definitions |
| 4-213.030. Department General Policy Regarding Role Of Customer Representatives |
| 4-213.040. Who May Appoint A Customer Representative |
| 4-213.050. Limits On Lines And Products The Customer Representative May Handle |
| 4-213.060. How Appointment Made, In General |
| 4-213.070. Duty To Notify Department Of Termination Or Cessation Of Appointment Or Supervision |
| 4-213.080. Duties Of Appointing Agent |
| 4-213.090. Duties Of Appointing Agency |
| 4-213.100. Duties Of Designated Supervising Agent |
| 4-213.110. Customer Representative'S Duties |
| 4-213.120. Duty To Supervise Explained |
| 4-213.130. The Customer Representative'S Authority; Limitations |
| 4-215.050. Receipt Of 24 Risks |
| 4-215.060. Required Disclosure On Forms |
| 4-215.070. Exchange Of Business Property And Casualty Insurance |
| 4-215.150. Purpose |
| 4-215.155. Scope |
| 4-215.160. Reports By Insurers And Supervising Or Managing General Agents Required |
| 4-215.235. Proposals And Requirements |
| 4-220.001. Pre-Qualification And Licensure Of Emergency Adjusters |
| 4-220.051. Conduct Of Public Adjusters |
| 4-220.201. Ethical Requirements |
| 4-221.001. License Required |
| 4-221.003. Managing General Agents |
| 4-221.005. Currently Revoked, Suspended Or Denied License |
| 4-221.051. Actively Engaged In Business; Place Suitably Designated; Accessible To Public |
| 4-221.055. Permanent Office Records Required |
| 4-221.060. Notice Of Change Of Address |
| 4-221.065. Statistical Reporting Form |
| 4-221.070. Build-Up Funds; Reporting |
| 4-221.080. Professional Bail Bond Agent: Justification And Sufficiency Of Sureties; Affidavit; Form |
| 4-221.085. Rate Filing; Approval; Proof |
| 4-221.090. Annual Listing Of Assets And Liabilities |
| 4-221.095. Soliciting Business |
| 4-221.100. Terms And Conditions Of Contract; Surrender Forms |
| 4-221.105. Premium Charge Only Permitted |
| 4-221.110. Premium Shall Be Term Charge; Premium Refund; When |
| 4-221.115. Pre-Numbered Receipt As Evidence Of Payment |
| 4-221.120. Pre-Numbered Receipt As Evidence Of Collateral |
| 4-221.125. Collateral Security; Affidavit; Form |
| 4-221.130. Collateral Security; Statement; Form |
| 4-221.135. Collateral Security Requirements |
| 4-221.140. Indemnity Agreement; Form |
| 4-221.145. Use Of Credit Cards And Cash Advance Facilities In Conjunction With Issuing Bail Bonds |
| 4-221.150. Department May Request Information |
| 4-222.010. Purpose And Scope |
| 4-222.020. Definitions |
| 4-222.030. Remuneration For Unlicensed Insurance Agency Personnel |
| 4-222.040. Lawful Activities By Unlicensed Insurance Agency Personnel |
| 4-222.050. 020(1) |
| 4-222.060. Unlawful Activities By Unlicensed Insurance Agency Personnel |
| 4-223.001. Purpose |
| 4-223.002. Scope |
| 4-223.003. Definitions And General Matters |
| 4-223.004. Prohibited Arrangements |
| 4-223.005. Allowable But Restricted Arrangements |
| 4-223.006. General Provisions Applicable To All Types Of Insurance Coverage |
| 4-223.007. Ordinary Life Insurance Policies And Annuities |
| 4-223.008. Property Insurance |
| 4-223.009. Commission Sharing Or Association Prohibited |
| 4-223.010. Definitions |
| 4-223.011. Interpretations; Conditions; Restrictions |
| 4-223.019. Purpose And Scope Of Part V |
| 4-223.020. Notification To Department |
| 4-223.021. Agent Licensing |
| 4-223.022. Underwriting Of Annuities Prohibited |
| 4-223.023. Annuities Sold On The Premises Of Financial Institutions |
| 4-223.024. Insurer Reporting |
| 4-223.025. Agent Activities |
| 4-223.026. Primary Agent |
| 4-223.027. Premium Collection |
| 4-223.028. Commission Sharing |
| 4-223.029. Compensation Of Agents |
| 4-223.030. Access To Records And Premises |
| 4-223.031. Insurance Administrators |
| 4-223.032. Advertising |
| 4-223.033. Disclosures To Prospective And Existing Annuity Purchasers |
| 4-223.034. Joint Announcements |
| 4-223.035. Related Laws And Rules |
| 4-223.036. Coercion |
| 4-223.037. Remedies |
| 4-223.038. Remedies |
| 4-224.001. Purpose And Scope |
| 4-224.002. Setting And Circumstances Of Insurance Transactions |
| 4-224.003. Agent Licensing |
| 4-224.004. Underwriting Of Insurance Prohibited |
| 4-224.005. Disclosure Of Representation |
| 4-224.006. Leases |
| 4-224.007. Primary Agent |
| 4-224.009. Compensation Of Agents |
| 4-224.010. Access To Records And Premises |
| 4-224.011. Applicability Of Other Rules |
| 4-224.012. Coercion |
| 4-224.013. Remedies |
| 4-224.014. Confidential Information |
| 4-228.010. Purpose |
| 4-228.020. Scope |
| 4-228.030. Definitions |
| 4-228.040. Course Providers |
| 4-228.050. School Officials And Administrative Supervising Instructors |
| 4-228.055. Supervising Instructors |
| 4-228.060. Instructors And Supervising Instructors |
| 4-228.070. Speakers |
| 4-228.080. Course Approval; Requirements; Guidelines |
| 4-228.090. Course Offerings And Attendance Records |
| 4-228.100. Certification Of Students |
| 4-228.110. Textbooks |
| 4-228.120. Course Fees |
| 4-228.130. Facilities |
| 4-228.140. Examinations |
| 4-228.150. Advertising |
| 4-228.160. Prohibited Practices |
| 4-228.170. Falsification Of Reports |
| 4-228.180. Forms |
| 4-228.190. Transition Time In The Event Of Rule Changes |
| 4-228.200. Jurisdiction Of Department |
| 4-228.210. Penalties For Course Providers, School Officials, Administrative Supervising Instructors, Supervising Instructors, Instructors, And Monitors |
| 4-228.220. Licensee Compliance; Requirements; Penalties For Non-Compliance |
| 4-228.230. Extensions |
| 4-228.240. Applicability Of Continuing Education Requirement For New Licensees |
| 4-228.250. Exempted Licensees |
| 4-230.030. Self-Funded Health Plan Disclosure |
| 4-231.010. Purpose |
| 4-231.020. Scope |
| 4-231.030. Definitions |
| 4-231.040. Calculating Penalty |
| 4-231.050. Administrative Fines |
| 4-231.060. Probation |
| 4-231.070. Prosecutorial Discretion |
| 4-231.080. 611 |
| 4-231.090. 621 |
| 4-231.100. 9541(1) |
| 4-231.110. Penalties For Violation Of Other Specific Provisions Of The Florida Insurance Code |
| 4-231.120. Penalties For Violation Of Other Insurance Code Provisions |
| 4-231.130. Penalties For Violation Of Department Rules |
| 4-231.140. Penalties For Violation Of Department Orders |
| 4-231.150. Criminal Proceedings |
| 4-231.160. Aggravating/Mitigating Factors |
| 4-232.025. Minimum Down Payment Requirements For Motor Vehicle Insurance Policies |
| 4-233.001. Credit Report Disclosure |
| 4-235.003. Sale Of Certificates Of Deposit |
| 4A-50.005. Registration Requirement |
| 4J-1.001. Plan Of Operation And Articles Of Agreement Adopted |
| 74-1.005. Execution |