The proposed rule provides that discounts in tuition or fees are not permissible based upon the method or timing of payment and deletes a reference to a disclosure about the transferability of credits to clarify that the required disclosures are addressed under paragraph (5)(f) of the rule. The proposed rule adds a new subsection that requires an institution to submit its fair consumer training program for approval and to ensure that all personnel who recruit and participate in the admission of prospective students receive the training.