Subject


The Department of Financial Services believes that adopting an emergency rule is the fairest method to protect the public because the nature of the destruction and loss of life caused by this hazardous weather system (with possible tornadic activity), including power outages and disruption of communication and transportation, requires an immediate response. The conditions from this hazardous weather system (with possible tornadic activity) will require the Department to exercise its authority to provide protection to consumers from unethical conduct of certain public adjusters. The provisions of this rule provide needed guidance to public adjusters. A Department bulletin addressed to all licensed public insurance adjusters would reach them, but would not be legally binding. A permanent rule would not have the flexibility and immediacy to protect the public welfare.