Subject


To take public testimony regarding the use of credit scoring, credit history and credit models by insurers in the underwriting and setting of rates charged to consumers. The Office of Insurance Regulation is also seeking testimony and information regarding the adverse impacts credit scoring has on individuals based on race, color, religion, marital status, age, gender, income, national origin, or place of residence, as well as testimony regarding proposed rules which regulate the manner in which credit scoring models are approved by the Office.