Summary


When the Department of Insurance (DOI) was reorganized into the Office of Insurance Regulation (OIR) and the Department of Financial Services (DFS), the regulation of insurance adjusters, Chapter 626, Part VI, F.S., was assigned to DFS. All DOI rules became rules of either DFS, OIR or both agencies. The rules regulating adjusters, rule Chapter 4-144, F.A.C., were assigned to both agencies, for joint administration. The Office has determined that only DFS has regulatory authority over adjusters, pursuant to Chapter 626, Part VI, F.S.; OIR does not have any authority. Nor does the Commission have any authority to promulgate rules to regulate adjusters. Consequently, this OIR rule chapter needs to be repealed. DFS actively regulates the adjusters and has rules implementing the applicable statutes. SUMMARY: Rule 69O-220.001, F.A.C., states default rules for licensure of emergency adjusters, including methods and timelines for filing applications. Rule 69O-220.051, F.A.C., declares policies and regulations regarding solicitation and advertising by public adjusters. Rule 69O-220.201, F.A.C., establishes a Code of Ethics for insurance adjusters, requiring disclosures of financial interests, unbiased reports, and equal treatment of claimants, among other obligations.