Unum Life Insurance Company of America (“Unum”) has requested statewide average rate increases for certain policies of comprehensive Long-Term Care Insurance covering 45,666 Florida policyholders. The below chart identifies the proposed rate changes that have already been filed with the Office: 16-08161: Form Number Description Average Rate Increase Requested B.LTC, TQB.LTC Group Long Term Care Indemnity Policy 75% LTC5091, LTC5191, LTC5291,LTC5391,LTC5491, LTC5591 Individual Long Term Care Indemnity Policy None NH5092, NH5192, NH5292, NH5392, NH5492, NH5592 Individual Long Term Care Indemnity Policy 114% for compound uncapped inflation 76% for simple uncapped inflation No rate increase for all other insureds LTC94, LTC94Q Individual Long Term Care Indemnity Policy 90% for compound uncapped inflation 58% for simple uncapped inflation No rate increase for all other insureds RLTCP03, LTCP03, LTCT03 Individual Long Term Care with Professional Home and Community Care Benefit (Reimbursement), Individual Long Term Care with Professional Home and Community Care Benefit (Indemnity), Individual Long Term Care with Total Choice Home Care Benefit (Indemnity) 90% for compound uncapped inflation 58% for simple uncapped inflation No rate increase for all other insureds GLTC04, RGLTC04 Group Long Term Care Indemnity Policy, Group Long Term Care Reimbursement Policy None The proposed effective date of the requested rate increases would begin on a policy’s anniversary date following a sixty (60) day certificateholder notification period for group policy forms and a ninety (90) day policyholder notification period for individual policy forms. An agenda listing the rate filings subject to this hearing will be posted on the Office’s website at http://www.floir.com. Florida law allows the Office of Insurance Regulation to hold a public hearing for any purpose within the scope of the Insurance Code deemed to be necessary. Input from the insurer as well as interested parties will be received at this public hearing. If you are unable to attend this public hearing, please forward your comments to the Office of Insurance Regulation at UnumLTCHearing@floir.com. Comments will be accepted until August 23, 2016 at 5:00 p.m. EST. Please note that all comments received will be part of the public record and subject to disclosure under Florida’s broad public records laws.