The purpose of the rules is to do the following: Rule 69I-20.0011, F.A.C.: The purpose and effect of the proposed rule is to implement the disclosure provisions of Sections 717.135(3) and 717.1351(2) and (4), F.S. Rule 69I-20.0027: The purpose and effect of the proposed rule amendment is to repeal the conflicting claims rule. Rule 69I-20.0028, F.A.C.: The purpose and effect of the proposed rule is to provide general principles for jointly owned property. Rule 69I-20.0029, F.A.C.: The purpose and effect of the proposed rule is to provide that “and” accounts, “or” accounts, and accounts otherwise reported by financial institutions in the name of two or more individuals shall be treated as survivorship accounts in the absence of evidence to the contrary. Rule 69I-20.031, F.A.C.: The purpose and effect of the proposed rule is to merge the definition of the term “due diligence” codified in Section 717.101(9), F.S., with the statutory provision of Section 717.117(4), F.S., which implements the definition. Rule 69I-20.050, F.A.C.: The purpose and effect of the proposed rule amendment is to amend the rule and provide that a holder may not enter into a voluntary disclosure agreement if the holder has agreed to a self-audit, been requested by the Department to conduct a self-audit, or has been notified of the Department’s intention to audit or examine the holder.