Subject


Citizens Property Insurance Corporation (“Citizens”) has requested statewide average rate changes for Coastal Account (“CA”), Commercial Lines Account (“CLA”) and the Personal Lines Account (“PLA”). These accounts include, but are not limited to: commercial property, homeowners, mobile home, and dwelling/fire. The below chart identifies the proposed rate changes that have already been filed with the Office: 15-15843: +1.3% to Homeowners Multi-Peril (PLA) 15-15848: +9.0% to Homeowners Multi-Peril Wind Only (CA) 15-16013: +9.5% to Property/Personal (Dwelling Fire) Wind Only (CA) 15-16016: -0.9% to Property/Personal (Dwelling Fire) (PLA) 15-16391: +10.4% to Mobile Home Multi-Peril Wind Only (CA) 15-16392: -5.3% to Mobile Home Multi-Peril (PLA) 15-16470: -4.1% to Mobile Home Physical Damage (PLA) 15-16471: +9.8% to Mobile Home Physical Damage (CA) 15-17008: +5.2% to Commercial Property Residential Multi-Peril (Ex. Condo Association) (CLA) 15-17009: +5.0% to Commercial Property Residential Multi-Peril Condo Association (CLA) (There are no proposed rate changes for sinkhole coverage. Additional filings received prior to the hearing may be discussed.) The effective date for the Coastal Account (“CA”), Commercial Lines Account (“CLA”) and Personal Lines Account (“PLA”) is February 1, 2016, for new and renewal business. An agenda listing the rate filings subject to this hearing will be posted on the Office’s website at http://www.floir.com. Florida law allows the Office of Insurance Regulation to hold a public hearing for any purpose within the scope of the Insurance Code deemed to be necessary. Input from the insurer as well as interested parties will be received at this public hearing. If you are unable to attend this public hearing, please forward your comments to the Office of Insurance Regulation at ratehearings@floir.com; the subject line of your e-mail should read “Citizens.” Any comments or concerns not addressed at the public hearing may be forwarded to ratehearings@floir.com; the subject line of your e-mail should read “Citizens.” The record will be open for public comment until September 1, 2015, for all filings.