53ER20-36. Game Number 1457, $5,000,000 CASHWORD

(1) Name of Game. Game Number 1457, $5,000,000 CASHWORD. 

(2) Game Number 1457, $5,000,000 CASHWORD, is a Scratch-Off lottery game (also known as an instant lottery game).

(3) Price. $5,000,000 CASHWORD lottery tickets sell for $20.00 per ticket.

(4) $5,000,000 CASHWORD lottery tickets shall have a series of numbers in Machine Readable Code (or bar code) on the back of the ticket, along with a Void If Removed Number under the latex area on the ticket. To be a valid winning $5,000,000 CASHWORD lottery ticket, the ticket must meet the applicable requirements of Rule 53ER17-54, Florida Administrative Code.

(5) The YOUR LETTERS play symbols are as follows:

(6) The CROSSWORD PUZZLE play symbols for GAME 1 and GAME 2 are as follows:

(7) The CASHWORD BONUS play symbols are as follows:

(8) The “CASHWORD BONUS” prize symbols and prize symbol captions are as follows:

(9) The legends are as follows:

(10) The prizes in GAME 1 and GAME 2 are: $20, $30, $50, $100, $200, $500, $1,000, $100,000, $1,000,000 and $5,000,000.

(11) Determination of Prizewinners.

(a) There are two (2) GAMES on a ticket. Each GAME is played independently. Words in one GAME cannot be used in the other GAME. Players may win in one or both GAMES.

1. GAME 1. The holder of a ticket whose play symbols in the YOUR LETTERS play area match the play symbols in the CROSSWORD PUZZLE of GAME 1 to form at least three (3) different complete words that satisfy the requirements set forth is paragraph (11)(c) shall entitle the prizewinner to the corresponding prize in the “GAME PRIZE LEGEND” for the total number of words matched. 

2. GAME 2. The holder of a ticket whose play symbols in the YOUR LETTERS play area match the play symbols in the CROSSWORD PUZZLE of GAME 2 to form at least three (3) different complete words that satisfy the requirements set forth is paragraph (11)(c) shall entitle the prizewinner to the corresponding prize in the “PRIZE LEGEND” for the total number of words matched.

(b) CASHWORD BONUS. There are two CASHWORD BONUS words on each $5,000,000 CASHWORD ticket. The holder of a ticket whose letters (play symbols) in the YOUR LETTERS play area completely match the play symbols in a CASHWORD BONUS play area shall entitle the prizewinner to the corresponding prize shown in the PRIZE box for that CASHWORD. The CASHWORD BONUS words are played independently and cannot be used in GAME 1 or Game 2.

(c) A word must contain at least three (3) letters. A word cannot be formed by linking letters diagonally or by reading the letters from the bottom to top or right to left. Letters combined to form a “word” must appear in an unbroken horizontal or vertical string of letters in the CROSSWORD PUZZLE that is not interrupted by a blank space and contains every single letter square between two blank spaces or an edge and a blank space. Every letter in the unbroken string must be revealed in YOUR LETTERS and be included to form a word. The possible complete words are shown in each CROSSWORD PUZZLE. Each possible complete word consists of three or more letters and occupies an entire word space. All of the letters in a possible complete word must be matched in order to complete the word.

(12) $5,000,000 Top Prize and $1,000,000 Prize Payment Options.

(a) A winner of a $5,000,000 top prize or a $1,000,000 prize may choose one of two payment options for receiving his or her prize. Payment options are “Cash Option” or “Annual Payment.”  At the time the $5,000,000 top prize or $1,000,000 prize is claimed, the terminal will produce a player claim instructions ticket. The winner has sixty (60) days after the date the player claim instructions ticket is produced to file a claim choosing the Cash Option. Once the winner files a claim and exercises the winner’s chosen option, the election of that option shall be final. The Annual Payment method of payment will also be final when it is applied due to a top prize winner not making his or her payment election within sixty (60) days after the player claim instructions ticket is produced.

(b) Cash Option prizes will be paid in a single cash payment.

1. A winner of a $5,000,000 top prize who elects the Cash Option shall receive a single cash payment of $3,915,000, less applicable federal income tax withholding.

2. A winner of a $1,000,000 prize who elects the Cash Option shall receive a single cash payment of $780,000, less applicable federal income tax withholding.

(c) Annual Payment prizes will be paid in twenty-five (25) equal annual installments.

1. A winner of a $5,000,000 top prize who elects the Annual Payment option shall receive annual installments of $200,000 per year, less applicable federal tax withholding.

2. A winner of a $1,000,000 prize who elects the Annual Payment option shall receive annual installments of $40,000 per year, less applicable federal tax withholding.

(13) The estimated odds of winning, value and number of prizes in Instant Game Number 1457 are as follows:

GAME PLAY	WIN	ESTIMATED ODDS OF 1 IN	NUMBER OF WINNERS IN 268 POOLS OF 120,000 TICKETS PER POOL
GAME #1: 3 WORDS	$20	30.00	1,072,000
GAME #2: 3 WORDS	$20	30.00	1,072,000
$10 CASHWORD BONUS + $10 CASHWORD BONUS	$20	30.00	1,072,000
$20 CASHWORD BONUS	$20	15.00	2,144,000
GAME #1: 4 WORDS	$30	75.00	428,800
GAME #2: 4 WORDS	$30	75.00	428,800
GAME #1: 3 WORDS + $10 CASHWORD BONUS	$30	50.00	643,200
GAME #2: 3 WORDS + $10 CASHWORD BONUS	$30	50.00	643,200
GAME #1: 3 WORDS + GAME #2: 3 WORDS	$40	150.00	214,400
GAME #1: 3 WORDS + $20 CASHWORD BONUS	$40	150.00	214,400
GAME #2: 3 WORDS + $20 CASHWORD BONUS	$40	150.00	214,400
GAME #1: 4 WORDS + $10 CASHWORD BONUS	$40	150.00	214,400
GAME #2: 4 WORDS + $10 CASHWORD BONUS	$40	150.00	214,400
GAME #1: 3 WORDS + GAME #2: 4 WORDS	$50	150.00	214,400
GAME #1: 4 WORDS + GAME #2: 3 WORDS	$50	150.00	214,400
$50 CASHWORD BONUS	$50	150.00	214,400
GAME #1: 5 WORDS	$50	150.00	214,400
GAME #2: 5 WORDS	$50	150.00	214,400
GAME #1: 5 WORDS + $50 CASHWORD BONUS	$100	266.67	120,600
GAME #2: 5 WORDS + $50 CASHWORD BONUS	$100	266.67	120,600
GAME #1: 5 WORDS + $20 CASHWORD BONUS + $30 CASHWORD BONUS	$100	266.67	120,600
GAME #1: 4 WORDS + $20 CASHWORD BONUS + $50 CASHWORD BONUS	$100	300.00	107,200
GAME #2: 4 WORDS + $20 CASHWORD BONUS + $50 CASHWORD BONUS	$100	300.00	107,200
GAME #1: 5 WORDS + GAME #2: 5 WORDS	$100	300.00	107,200
$50 CASHWORD BONUS + $50 CASHWORD BONUS	$100	171.43	187,600
$100 CASHWORD BONUS	$100	175.18	183,580
GAME #1: 6 WORDS	$100	400.00	80,400
GAME #2: 6 WORDS	$100	400.00	80,400
GAME #1: 5 WORDS + $50 CASHWORD BONUS + $50 CASHWORD BONUS	$150	2,400.00	13,400
GAME #2: 6 WORDS + $20 CASHWORD BONUS + $30 CASHWORD BONUS	$150	2,400.00	13,400
GAME #1: 6 WORDS + $50 CASHWORD BONUS	$150	2,400.00	13,400
GAME #2: 6 WORDS + $50 CASHWORD BONUS	$150	2,400.00	13,400
GAME #1: 5 WORDS + GAME #2: 6 WORDS	$150	2,400.00	13,400
GAME #1: 6 WORDS + GAME #2: 5 WORDS	$150	2,400.00	13,400
GAME #1: 6 WORDS + GAME #2: 6 WORDS	$200	6,000.00	5,360
GAME #1: 6 WORDS + $100 CASHWORD BONUS	$200	6,000.00	5,360
GAME #2: 6 WORDS + $50 CASHWORD BONUS + $50 CASHWORD BONUS	$200	6,000.00	5,360
GAME #1: 5 WORDS + GAME #2: 6 WORDS + $50 CASHWORD BONUS	$200	6,000.00	5,360
GAME #1: 6 WORDS + GAME #2: 5 WORDS + $50 CASHWORD BONUS	$200	6,000.00	5,360
GAME #1: 5 WORDS + GAME #2: 5 WORDS + $100 CASHWORD BONUS	$200	6,000.00	5,360
$100 CASHWORD BONUS + $100 CASHWORD BONUS	$200	2,000.00	16,080
$200 CASHWORD BONUS	$200	2,000.00	16,080
GAME #1: 7 WORDS	$200	12,000.00	2,680
GAME #2: 7 WORDS	$200	12,000.00	2,680
GAME #1: 7 WORDS + $50 CASHWORD BONUS	$250	12,000.00	2,680
GAME #2: 7 WORDS + $50 CASHWORD BONUS	$250	12,000.00	2,680
GAME #1: 5 WORDS + $100 CASHWORD BONUS + $100 CASHWORD BONUS	$250	12,000.00	2,680
GAME #2: 6 WORDS + $50 CASHWORD BONUS + $100 CASHWORD BONUS	$250	12,000.00	2,680
GAME #1: 5 WORDS + GAME #2: 6 WORDS + $50 CASHWORD BONUS + $50 CASHWORD BONUS	$250	12,000.00	2,680
GAME #1: 5 WORDS + GAME #2: 7 WORDS	$250	12,000.00	2,680
GAME #1: 7 WORDS + GAME #2: 5 WORDS	$250	12,000.00	2,680
GAME #1: 6 WORDS + GAME #2: 6 WORDS + $50 CASHWORD BONUS	$250	12,000.00	2,680
GAME #1: 6 WORDS + GAME #2: 7 WORDS + $100 CASHWORD BONUS + $100 CASHWORD BONUS	$500	30,000.00	1,072
GAME #1: 7 WORDS + GAME #2: 6 WORDS + $100 CASHWORD BONUS + $100 CASHWORD BONUS	$500	30,000.00	1,072
GAME #1: 7 WORDS + GAME #2: 7 WORDS + $100 CASHWORD BONUS	$500	30,000.00	1,072
GAME #1: 6 WORDS + $200 CASHWORD BONUS + $200 CASHWORD BONUS	$500	30,000.00	1,072
GAME #2: 6 WORDS + $200 CASHWORD BONUS + $200 CASHWORD BONUS	$500	30,000.00	1,072
$500 CASHWORD BONUS	$500	20,000.00	1,608
GAME #1: 8 WORDS	$500	60,000.00	536
GAME #2: 8 WORDS	$500	60,000.00	536
GAME #1: 8 WORDS + GAME #2: 8 WORDS	$1,000	15,000.00	2,144
GAME #1: 8 WORDS + $500 CASHWORD BONUS	$1,000	15,000.00	2,144
GAME #1: 8 WORDS + GAME #2: 6 WORDS + $200 CASHWORD BONUS + $200 CASHWORD BONUS	$1,000	15,000.00	2,144
$1,000 CASHWORD BONUS	$1,000	15,000.00	2,144
GAME #1: 9 WORDS	$1,000	20,000.00	1,608
GAME #2: 9 WORDS	$1,000	20,000.00	1,608
GAME #1: 10 WORDS	$100,000	2,680,000.00	12
GAME #2: 10 WORDS	$100,000	2,680,000.00	12
GAME #1: 11 WORDS	PRIZE	2,680,000.00	12
GAME #2: 11 WORDS	PRIZE	2,680,000.00	12
GAME #2: 12 WORDS	TOP PRIZE	8,040,000.00	4
GAME #1: 12 WORDS	TOP PRIZE	8,040,000.00	4

(14) The estimated overall odds of winning some prize in Game Number 1457 are 1 in 2.91. Prizes, including the top prizes, are subject to availability at the time of ticket purchase. Prizes may be unavailable due to prior sales or other causes occurring in the normal course of business including, but not limited to, ticket damage, defect, theft, or loss.

(15) For reorders of Game Number 1457, the estimated odds of winning, value, and number of prizes shall be proportionate to the number of tickets reordered.

(16) Payment of prizes for $5,000,000 CASHWORD lottery tickets shall be made in accordance with the rule of the Florida Lottery governing payment of prizes. A copy of the current rule can be obtained from the Florida Lottery, Office of the General Counsel, 250 Marriott Drive, Tallahassee, Florida 32399-4011.

Rulemaking Authority 24.105(9)(a), (b), (c), 24.109(1), 24.115(1) FS. Law Implemented 24.105(9)(a), (b), (c), 24.115(1) FS. History–New 5-14-20.