Florida Administrative Code (Last Updated: November 11, 2024) |
69. Department of Financial Services |
69B. Division of Insurance Agent and Agency Services |
69B-232. Penalty Guidelines For Salespersons, Sales Representatives, And Others |
1The Department shall consider the following aggravating and mitigating factors in order to determine the final penalty assessed against a licensee under this rule chapter.
26(1) Each of the following factors can be either aggravating or mitigating depending on the specific circumstances of the licensee’s violation. For penalties other than those assessed under Rule 69B-232.150, F.A.C.:
57(a) Willfulness of licensee’s conduct;
62(b) Degree of actual injury to victim(s);
69(c) Degree of potential injury to victim(s);
76(d) Age or capacity of victim(s);
82(e) Restitution to victim(s);
86(f) Motivation of licensee;
90(g) Financial gain or loss to licensee;
97(h) Financial loss to victim(s);
102(i) Vicarious or personal responsibility;
107(j) Related criminal charge; disposition;
112(k) Existence of secondary violations in counts;
119(l) Previous disciplinary orders or prior warning by the Department; and
130(m) Violation of any part of Sections 137634.282, 138634.336, 139and 140634.436, F.S.
142(2) For suspensions assessed under Rule 69B-232.150, F.A.C., for violations of Sections 154634.181(11), 155634.191(6), 156634.320(11), 157634.321(6), 158634.422(11), 159634.423(6), 160642.041(11) 161and 162642.043(6), F.S.164:
165(a) Number of years that have passed since criminal proceeding;
175(b) Age of licensee at time the crime was committed;
185(c) Whether or not licensee served time in jail;
194(d) Whether or not licensee violated criminal probation;
202(e) Whether or not licensee is still on criminal probation;
212(f) Whether or not licensee’s actions or behavior resulted in substantial injury to victim(s);
226(g) Whether or not restitution was, or is being timely paid; and
238(h) Whether or not licensee’s civil rights have been restored.
248Rulemaking Authority 250624.308, 251626.207, 252634.021, 253634.302, 254634.402 FS. 256Law Implemented 258624.307, 259624.308, 260626.207(4), 261634.181, 262634.191, 263634.320, 264634.321, 265634.422, 266634.423, 267642.041, 268642.043 FS. 270History–New 11-10-19.